What is Lufax Holding Ltd (LU) stock price today?

Lufax Holding Ltd (LU) is currently trading at $1.35, down 1.1% today.

What is LU P/E ratio?

Lufax Holding Ltd's P/E ratio is -2.95. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is LU return on equity (ROE)?

Lufax Holding Ltd's return on equity (ROE) is -1.66%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is Lufax Holding Ltd's market cap?

Lufax Holding Ltd has a market capitalization of $563.92M.

NYSE · Financial - Credit Services

Lufax Holding Ltd (LU) Stock

$1.35 -1.10% NYSE: LU Financial Services

Valuation

Metric	Value
Price	$1.35
Market Cap	$563.92M
P/E Ratio	-2.95
P/B Ratio	0.05
P/S Ratio	0.24
EPS (TTM)	$-4.76
52-Week High	$4.57
52-Week Low	$1.20
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	-1.66%
ROA	-0.64%
ROCE	0.59%
Gross Margin	32.57%
Operating Margin	5.90%
Net Margin	-8.36%
Debt/Equity	0.90
Current Ratio	1.04

Annual Financials (USD)

Metric	2020	2021	2022	2023	2025
Revenue	$51.0B	$65.0B	$69.0B	$41.7B	$28.1B
Operating Profit	$17.9B	$23.4B	$33.8B	$14.8B	$-439.0M
Net Profit	$12.4B	$16.8B	$8.7B	$887.0M	$-2.0B
EPS	$44.40	$53.52	$30.32	$3.08	$-4.76
Op Margin	35.1%	36.0%	49.0%	35.5%	-1.6%

Balance Sheet (USD)

Metric	2020	2021	2022	2023	2025
Total Assets	$248.9B	$360.4B	$349.3B	$237.0B	$208.2B
Total Liabilities	$165.7B	$265.9B	$254.5B	$143.3B	$126.2B
Cash	$24.6B	$35.3B	$44.4B	$40.0B	$41.1B
Borrowings	$28.9B	$44.8B	$53.1B	$44.9B	$81.5B

Latest News

Lufax Announces Results of Annual General Meeting PR Newswire · Jun 30, 2026 This Hedge Fund Just Dumped Its Entire Stake in XPeng Stock. Should You Too? Motley Fool · May 26, 2026 Assessing Lufax Holding (NYSE:LU) Valuation As Weak Earnings Contrast With Low Price To Sales Ratio Simply Wall St. · May 10, 2026 Lufax Regains Compliance with NYSE Continued Listing Standard PR Newswire · May 6, 2026 Lufax Announces Filing of Its Annual Report on Form 20-F PR Newswire · Apr 30, 2026

Cash Flow (USD)

Metric	2020	2021	2022	2023	2025
Operating Cash Flow	$7.1B	$5.0B	$4.5B	$15.0B	$12.8B
Investing Cash Flow	$-15.2B	$161.0M	$8.3B	$-6.0B	$-17.2B
Financing Cash Flow	$-1.2B	$-7.3B	$-1.1B	$-856.0M	$-201.0M
Net Cash Flow	$16.5B	$2.7B	$3.0B	$-11.1B	$-1.0B
Free Cash Flow	$6.9B	$4.8B	$4.3B	$15.0B	$12.8B

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.02
EV / EBITDA	5.65
FCF Yield	184.58%
Quick Ratio	1.04
Interest Coverage	-0.46
Return 1Y	-57.41%
Return 3Y	-54.05%
Return 5Y	-90.83%

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
BETR	$20.74	-7.58%	27.54	$324.98M	0.00%
EZPW	$30.04	-1.18%	18.15	$1.76B	0.00%
GHLDGuild Holdings Company	$20.01	+0.70%	44.47	$1.25B	2.50%
HIVE	$2.84	-2.41%	16.82	$777.13M	0.00%
JCAP	$20.53	+0.49%	2.81	$1.26B	4.15%

About Lufax Holding Ltd

Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.

Lufax Holding Ltd is headquartered in CN.

Lufax Holding Ltd (LU) stock trades at $1.35 with a market capitalization of $563.92M. The stock is valued at a price-to-earnings (P/E) ratio of -2.95, price-to-book of 0.05, price-to-sales of 0.24. Over the past 52 weeks the stock has ranged between $1.20 and $4.57, and currently trades 70.5% below its 52-week high.

On profitability, Lufax Holding Ltd generates a return on equity (ROE) of -1.66%, return on capital employed of 0.59%, an operating margin of 5.90%, a net profit margin of -8.36%.

Official website: www.lufaxholding.com