Royal Bank of Canada (RY) Stock

About Royal Bank of Canada

Royal Bank of Canada (RBC), established in 1864 and headquartered in Toronto, Canada, operates as a comprehensive global financial institution. Its Personal & Commercial Banking division caters to individual clients by providing essential services like checking and savings accounts, various lending options (including mortgages, personal loans, and auto financing), private banking, investment vehicles such as mutual funds and guaranteed investment certificates (GICs), along with credit cards and payment solutions. For small and medium-sized commercial enterprises, this segment delivers a suite of services including financing, leasing, deposit management, foreign exchange, cash management, auto dealer financing, and trade solutions. These offerings are readily accessible through its extensive network of branches, ATMs, and mobile platforms. The Wealth Management segment specializes in delivering bespoke, advice-driven strategies and solutions to affluent and ultra-affluent individuals, as well as institutional investors. Through its Insurance arm, RBC offers a broad spectrum of protection and advisory services. These encompass life, health, home, auto, travel, wealth, annuities, and reinsurance, alongside comprehensive business insurance options. Clients, whether individuals, businesses, or groups, can access these services via advice centers, dedicated RBC insurance stores, mobile advisors, diverse digital and social platforms, independent brokers, and travel alliances. The Investor & Treasury Services division supports financial institutions and other investors with critical asset servicing, custody, payment processing, and treasury functions. It further extends its expertise to include fund and investment administration, shareholder services, private capital solutions, performance measurement, compliance oversight, distribution support, transaction banking, robust cash and liquidity management, foreign exchange capabilities, and global securities financing. Finally, the Capital Markets segment provides extensive corporate and investment banking solutions. This includes the origination and distribution of equity and debt instruments, strategic advisory services, and comprehensive sales and trading capabilities. Its clientele spans corporations, institutional investors, asset managers, private equity firms, and governmental entities.

Royal Bank of Canada is led by CEO David I. McKay, employs 94,624 people, headquartered in Toronto, CA, publicly traded since 1995.

Royal Bank of Canada (RY) stock trades at $206.45 with a market capitalization of $286.92B. The stock is valued at a price-to-earnings (P/E) ratio of 12.44, price-to-book of 1.76, price-to-sales of 3.50. Over the past 52 weeks the stock has ranged between $126.02 and $217.87, and currently trades 5.2% below its 52-week high. It pays a dividend yielding 2.65%.

On profitability, Royal Bank of Canada generates a return on equity (ROE) of 14.64%, above the typical market average, return on capital employed of 18.43%, an operating margin of 28.99%, a net profit margin of 20.88%.

In its most recent fiscal year, Royal Bank of Canada reported annual revenue of $137.4B, net profit of $20.4B, revenue has compounded at 17.6% a year over the last five years, profit at 12.2% a year.

The balance sheet shows a debt-to-equity ratio of 2.59 — a leveraged balance sheet worth monitoring, a current ratio of 0.17, total assets of $2.33T, $87.4B in cash and equivalents.

RY has an average daily trading volume of 1,505,227 shares, a beta of 0.94.

Official website: www.rbc.com