Mastercard Incorporated (MA) Stock

About Mastercard Incorporated

Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.

Mastercard Incorporated is led by CEO Michael Miebach, employs 35,300 people, headquartered in Purchase, US, publicly traded since 2006.

Mastercard Incorporated (MA) stock trades at $562.95 with a market capitalization of $493.73B. The stock is valued at a price-to-earnings (P/E) ratio of 28.32, price-to-book of 64.68, price-to-sales of 12.76. Over the past 52 weeks the stock has ranged between $480.50 and $601.77, and currently trades 6.5% below its 52-week high. It pays a dividend yielding 0.67%.

On profitability, Mastercard Incorporated generates a return on equity (ROE) of 232.08% — well above the market average, a sign of a high-quality business, return on capital employed of 250.46%, an operating margin of 59.40%, a net profit margin of 45.88%.

In its most recent fiscal year, Mastercard Incorporated reported annual revenue of $32.8B, net profit of $15.0B, revenue has compounded at 16.5% a year over the last five years, profit at 18.5% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 2.82 — a leveraged balance sheet worth monitoring, a current ratio of 1.03, total assets of $54.2B, $10.6B in cash and equivalents.

MA has an average daily trading volume of 3,709,829 shares, a beta of 0.74 (less volatile than the overall market).

Official website: www.mastercard.com