Fiserv, Inc. (FISV) Stock

About Fiserv, Inc.

Fiserv, Inc. is a global provider of technology solutions for payments and financial services. Its operations are structured into three primary segments: Acceptance, Fintech, and Payments. The Acceptance segment enables businesses to process transactions at the point of sale and through digital channels, offering mobile payment capabilities and robust security and fraud prevention tools. Key offerings include Carat, its omnichannel commerce platform; Clover, a cloud-native platform for point-of-sale and business management; and Clover Connect, designed for independent software vendors. This segment reaches clients via diverse distribution channels, including direct sales, agent networks, ISVs, and financial institution partnerships. The Fintech segment supports financial institutions in managing core functions like customer deposit and loan accounts, general ledgers, and central information repositories. Further services extend to digital banking, financial and risk management, specialized consulting, and item processing solutions. The Payments segment facilitates a wide array of card-based transactions, including processing for debit, credit, and prepaid cards. It also delivers security and fraud safeguards, card manufacturing, print services, and various network functionalities. Beyond cards, this segment offers digital payment solutions like bill payment, account-to-account transfers, person-to-person payments, and electronic billing, complemented by security features. Fiserv caters to a broad clientele, including businesses, banks, credit unions, other financial institutions, merchants, and corporate enterprises. Established in 1984, Fiserv, Inc. maintains its corporate headquarters in Brookfield, Wisconsin.

Fiserv, Inc. is led by CEO Michael Patrick Lyons, employs 38,000 people, headquartered in Milwaukee, US, publicly traded since 1986.

Fiserv, Inc. (FISV) stock trades at $52.50 with a market capitalization of $28.00B. The stock is valued at a price-to-earnings (P/E) ratio of 9.30, price-to-book of 1.40, price-to-sales of 1.40. Over the past 52 weeks the stock has ranged between $47.18 and $221.50, and currently trades 76.3% below its 52-week high.

On profitability, Fiserv, Inc. generates a return on equity (ROE) of 12.51%, above the typical market average, return on capital employed of 22.54%, an operating margin of 24.36%, a net profit margin of 15.17%.

In its most recent fiscal year, Fiserv, Inc. reported annual revenue of $21.2B, net profit of $3.5B, revenue has compounded at 7.4% a year over the last five years, profit at 29.4% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 1.12, a current ratio of 1.03, total assets of $80.1B, $798.0M in cash and equivalents.

FISV has an average daily trading volume of 7,440,000 shares, a beta of 0.79 (less volatile than the overall market).

Official website: www.fiserv.com