NYSE · Financial - Mortgages

Guild Holdings Company (GHLD) Stock

$20.01 +0.70% NYSE: GHLD Financial Services

Guild Holdings Company operates as a mortgage firm primarily engaged in the origination, sale, and servicing of home loans throughout the United States. With a robust presence, it maintains nearly 260 branch locations and possesses licenses in 49 states.

Valuation

MetricValue
Price$20.01
Market Cap$1.25B
P/E Ratio44.47
P/B Ratio1.00
P/S Ratio1.40
EPS (TTM)$0.45
52-Week High$23.57
52-Week Low$11.21
Dividend Yield2.50%

Financials & Margins

MetricValue
ROE2.31%
ROA0.55%
ROCE1.29%
Gross Margin90.97%
Operating Margin3.93%
Net Margin3.16%
Debt/Equity2.70
Current Ratio0.08

Annual Financials (USD)

Metric20202021202220232024
Revenue$1.7B$1.6B$1.2B$730.0M$1.2B
Operating Profit$494.0M$387.0M$420.0M$-46.0M$119.0M
Net Profit$371.0M$284.0M$329.0M$-39.0M$97.0M
EPS$6.18$4.67$5.35$-0.64$1.56
Op Margin29.2%23.4%34.3%-6.3%10.1%

Balance Sheet (USD)

Metric20202021202220232024
Total Assets$4.8B$4.4B$3.2B$3.7B$4.8B
Total Liabilities$4.1B$3.5B$2.0B$2.5B$3.5B
Cash$335.0M$243.0M$138.0M$120.0M$118.0M
Borrowings$5.8B$3.0B$1.6B$2.1B$3.0B

Latest News

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Cash Flow (USD)

Metric20202021202220232024
Operating Cash Flow$-468.0M$680.0M$1.3B$-92.0M$-660.0M
Investing Cash Flow$-26.0M$-109.0M$-11.0M$-142.0M$-162.0M
Financing Cash Flow$-11.0M$0$-13.0M$-4.0M$7.0M
Net Cash Flow$233.0M$-92.0M$-101.0M$-19.0M$-2.0M
Free Cash Flow$-476.0M$676.0M$1.3B$-97.0M$-669.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.15
EV / EBITDA72.86
FCF Yield-14.06%
Quick Ratio0.08
Interest Coverage0.43
Return 1Y
Return 3Y
Return 5Y

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BETR $20.74 -7.58% 27.54 $324.98M 0.00%
BY $38.83 -1.22% 11.35 $1.76B 1.33%
CNOB $33.32 +1.52% 20.18 $1.68B 2.47%
DFIN $49.65 -0.08% 33.52 $1.22B 0.00%
ECPG $93.83 -2.16% 7.38 $2.01B 0.00%

About Guild Holdings Company

Guild Holdings Company operates as a mortgage firm primarily engaged in the origination, sale, and servicing of home loans throughout the United States. With a robust presence, it maintains nearly 260 branch locations and possesses licenses in 49 states. The company facilitates residential mortgage creation through both its retail channels and correspondent partnerships. Established in 1960, its corporate headquarters are located in San Diego, California.

Guild Holdings Company is headquartered in US.

Guild Holdings Company (GHLD) stock trades at $20.01 with a market capitalization of $1.25B. The stock is valued at a price-to-earnings (P/E) ratio of 44.47, price-to-book of 1.00, price-to-sales of 1.40. Over the past 52 weeks the stock has ranged between $11.21 and $23.57, and currently trades 15.1% below its 52-week high. It pays a dividend yielding 2.50%.

On profitability, Guild Holdings Company generates a return on equity (ROE) of 2.31%, return on capital employed of 1.29%, an operating margin of 3.93%, a net profit margin of 3.16%.

Official website: www.guildmortgage.com

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