NASDAQ · Financial - Mortgages

BETR (BETR) Stock

$20.74 -7.58% NASDAQ: BETR Financial Services

Valuation

MetricValue
Price$20.74
Market Cap$324.98M
P/E Ratio27.54
P/B Ratio56.31
P/S Ratio2.24
EPS (TTM)$2.71
52-Week High$94.06
52-Week Low$11.90
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE-448.65%
ROA-13.15%
ROCE-332.43%
Gross Margin62.22%
Operating Margin-61.39%
Net Margin-91.86%
Debt/Equity83.10
Current Ratio0.58

Annual Financials (USD)

Metric20212022202320242025
Revenue$1.3B$395.0M$89.0M$120.0M$191.0M
Operating Profit$-240.0M$-859.0M$-291.0M$-188.0M$-123.0M
Net Profit$-301.0M$-877.0M$-536.0M$-206.0M$-166.0M
EPS$-0.41$-1.21$-1.16$-13.65$-10.82
Op Margin-18.3%-217.4%-329.1%-156.6%-64.3%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$3.3B$1.1B$906.0M$913.0M$1.5B
Total Liabilities$2.6B$1.3B$783.0M$971.0M$1.5B
Cash$938.0M$318.0M$504.0M$211.0M$117.0M
Borrowings$2.4B$1.1B$672.0M$768.0M$615.0M

Latest News

Better Home & Finance Shares Rise After Northland Upgrade MT Newswires · Jul 9, 2026 Northland Securities Upgrades Better Home & Finance Holding to Outperform From Market Perform MT Newswires · Jul 9, 2026 BTIG Assigns Buy Rating to Better Home & Finance (BETR) Insider Monkey · Jun 23, 2026 5 Best Small-Cap Financial Stocks to Buy Now Insider Monkey · Jun 22, 2026 Tree.com (TREE) Surges 9.1%: Is This an Indication of Further Gains? Zacks · Jun 19, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$361.0M$938.0M$-160.0M$-380.0M$-232.0M
Investing Cash Flow$-415.0M$-70.0M$-57.0M$-154.0M$-597.0M
Financing Cash Flow$16.0M$-7.0M$2.0M$122.0M$0
Net Cash Flow$597.0M$-633.0M$182.0M$-293.0M$-119.0M
Free Cash Flow$293.0M$903.0M$-169.0M$-390.0M$-233.0M

Valuation & Return Ratios

MetricValue
PEG Ratio140.58
EV / EBITDA—
FCF Yield-53.76%
Quick Ratio0.19
Interest Coverage-2.86
Return 1Y47.90%
Return 3Y-95.80%
Return 5Y-95.09%

Ownership

Insiders Held29.25%
Institutions Held46.52%
Institutions Float Held65.75%
Institutional HolderSharesReport Date
Frontier Capital Management Company LLC793,9342026-03-31
Softbank Group Corporation628,5532026-03-31
Healthcare of Ontario Pension Plan Trust Fund578,9602026-03-31
Blackrock Inc.486,0992026-03-31
Vanguard Capital Management LLC387,3302026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BTBT $1.37 -1.09% -5.58 $476.64M 0.00%
DCOM $41.09 -1.06% 14.86 $1.81B 2.53%
ECPG $93.83 -2.16% 7.38 $2.01B 0.00%
GHLDGuild Holdings Company $20.01 +0.70% 44.47 $1.25B 2.50%
HRZN $4.58 +4.57% -67.83 $229.37M 0.00%

About BETR

BETR is led by CEO Vishal Garg, employs 1,250 people, headquartered in US, publicly traded since 2021.

BETR stock trades at $20.74 with a market capitalization of $324.98M. The stock is valued at a price-to-earnings (P/E) ratio of 27.54, price-to-book of 56.31, price-to-sales of 2.24. Over the past 52 weeks the stock has ranged between $11.90 and $94.06, and currently trades 78.0% below its 52-week high.

On profitability, BETR generates a return on equity (ROE) of -448.65%, return on capital employed of -332.43%, an operating margin of -61.39%, a net profit margin of -91.86%.

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