NASDAQ · Financial - Mortgages

ECPG (ECPG) Stock

$93.83 -2.16% NASDAQ: ECPG Financial Services

Valuation

MetricValue
Price$93.83
Market Cap$2.01B
P/E Ratio7.38
P/B Ratio1.77
P/S Ratio0.93
EPS (TTM)$10.91
52-Week High$94.18
52-Week Low$35.67
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE26.31%
ROA4.81%
ROCE63.87%
Gross Margin35.39%
Operating Margin35.39%
Net Margin16.02%
Debt/Equity3.90
Current Ratio0.00

Annual Financials (USD)

Metric20212022202320242025
Revenue$1.6B$1.4B$1.2B$1.3B$1.8B
Operating Profit$633.0M$462.0M$17.0M$157.0M$624.0M
Net Profit$351.0M$195.0M$-206.0M$-139.0M$257.0M
EPS$11.26$7.46$-8.72$-5.83$10.91
Op Margin39.2%33.0%1.4%11.9%35.4%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$4.6B$4.5B$4.6B$4.8B$5.3B
Total Liabilities$3.4B$3.3B$3.7B$4.0B$4.4B
Cash$190.0M$144.0M$158.0M$200.0M$157.0M
Borrowings$3.0B$2.9B$3.3B$3.7B$4.1B

Latest News

Lazard, Corpay, and Encore Capital Group Shares Plummet, What You Need To Know StockStory · Jul 8, 2026 Encore Capital Group to Announce Second Quarter 2026 Financial Results on August 5 GlobeNewswire · Jul 6, 2026 Encore Capital Group (ECPG) Stock Looks Cheap On Earnings Yet Pricey On Broader Value Simply Wall St. · Jul 4, 2026 1 Financials Stock with Impressive Fundamentals and 2 We Find Risky StockStory · Jul 3, 2026 2 Small-Cap Stocks with Exciting Potential and 1 We Ignore StockStory · Jul 1, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$303.0M$211.0M$153.0M$156.0M$153.0M
Investing Cash Flow$307.0M$-207.0M$-454.0M$-469.0M$-269.0M
Financing Cash Flow$-403.0M$-111.0M$-7.0M$-56.0M$-95.0M
Net Cash Flow$0$-46.0M$14.0M$42.0M$-43.0M
Free Cash Flow$270.0M$134.0M$101.0M$127.0M$127.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA8.73
FCF Yield9.62%
Quick Ratio0.00
Interest Coverage2.17
Return 1Y111.93%
Return 3Y56.95%
Return 5Y84.06%

Ownership

Insiders Held3.85%
Institutions Held110.19%
Institutions Float Held114.61%
Institutional HolderSharesReport Date
Blackrock Inc.3,893,4752026-03-31
Stephens Investment Management Group LLC1,301,0782026-03-31
Vanguard Portfolio Management LLC1,242,6822026-03-31
Dimensional Fund Advisors LP1,007,0232026-03-31
Vanguard Capital Management LLC936,0582026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ABTC $5.65 -3.75% -6.71 $400.88M 0.00%
BETR $20.74 -7.58% 27.54 $324.98M 0.00%
GEMI $4.07 -7.19% -1.00 $496.66M 0.00%
GHLDGuild Holdings Company $20.01 +0.70% 44.47 $1.25B 2.50%
IGIC $28.00 -3.21% 8.71 $1.19B 5.34%

About ECPG

ECPG is led by CEO Ashish Masih, employs 7,350 people, headquartered in US, publicly traded since 1999.

ECPG stock trades at $93.83 with a market capitalization of $2.01B. The stock is valued at a price-to-earnings (P/E) ratio of 7.38, price-to-book of 1.77, price-to-sales of 0.93. Over the past 52 weeks the stock has ranged between $35.67 and $94.18, and currently trades at its 52-week high.

On profitability, ECPG generates a return on equity (ROE) of 26.31% — well above the market average, a sign of a high-quality business, return on capital employed of 63.87%, an operating margin of 35.39%, a net profit margin of 16.02%.

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