NASDAQ · Financial - Credit Services

PRAA (PRAA) Stock

$17.91 +5.48% NASDAQ: PRAA Financial Services

Valuation

MetricValue
Price$17.91
Market Cap$683.10M
P/E Ratio-1.95
P/B Ratio0.59
P/S Ratio0.44
EPS (TTM)$-7.79
52-Week High$22.55
52-Week Low$10.25
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE-31.12%
ROA-5.98%
ROCE40.48%
Gross Margin33.95%
Operating Margin33.95%
Net Margin-21.88%
Debt/Equity0.03
Current Ratio1.68

Annual Financials (USD)

Metric20212022202320242025
Revenue$1.1B$967.0M$815.0M$1.1B$1.2B
Operating Profit$375.0M$286.0M$100.0M$340.0M$421.0M
Net Profit$183.0M$117.0M$-83.0M$71.0M$-305.0M
EPS$4.04$2.94$-2.13$1.79$-7.79
Op Margin34.2%29.6%12.3%30.2%33.9%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$4.4B$4.2B$4.5B$4.9B$5.1B
Total Liabilities$3.0B$2.9B$3.3B$3.7B$4.1B
Cash$88.0M$83.0M$113.0M$106.0M$104.0M
Borrowings$3.8B$3.6B$4.4B$3.4B$32.0M

Latest News

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Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$85.0M$22.0M$-98.0M$-95.0M$-86.0M
Investing Cash Flow$149.0M$107.0M$-238.0M$-387.0M$-61.0M
Financing Cash Flow$-210.0M$-120.0M$-23.0M$25.0M$-47.0M
Net Cash Flow$-32.0M$-4.0M$29.0M$-6.0M$1.0M
Free Cash Flow$74.0M$8.0M$-100.0M$-99.0M$-90.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA1.17
FCF Yield-2.36%
Quick Ratio2.02
Interest Coverage1.67
Return 1Y-1.46%
Return 3Y-32.93%
Return 5Y-53.18%

Ownership

Insiders Held2.34%
Institutions Held101.34%
Institutions Float Held103.76%
Institutional HolderSharesReport Date
Blackrock Inc.7,088,7792026-03-31
Topline Capital Management, LLC3,845,3342026-03-31
T. Rowe Price Investment Management, Inc.3,643,6282026-03-31
Global Alpha Capital Management Ltd.1,936,7602026-03-31
Vanguard Capital Management LLC1,654,4962026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ACIC $10.44 +1.56% 4.94 $505.96M 6.82%
BWB $21.00 +1.74% 12.23 $585.50M 0.00%
DGICA $19.24 -1.48% 9.83 $708.91M 4.22%
FUFU $1.30 +1.56% -10.26 $214.76M 0.00%
GAIN $16.59 -1.60% 3.50 $660.65M 9.19%

About PRAA

PRAA is led by CEO Martin Sjolund, employs 2,991 people, headquartered in US, publicly traded since 2002.

PRAA stock trades at $17.91 with a market capitalization of $683.10M. The stock is valued at a price-to-earnings (P/E) ratio of -1.95, price-to-book of 0.59, price-to-sales of 0.44. Over the past 52 weeks the stock has ranged between $10.25 and $22.55, and currently trades 20.6% below its 52-week high.

On profitability, PRAA generates a return on equity (ROE) of -31.12%, return on capital employed of 40.48%, an operating margin of 33.95%, a net profit margin of -21.88%.

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