NASDAQ · Financial - Credit Services

Jefferson Capital, Inc. (JCAP) Stock

$19.95 -0.35% NASDAQ: JCAP Financial Services

Valuation

MetricValue
Price$19.95
Market Cap$1.23B
P/E Ratio7.24
P/B Ratio2.25
P/S Ratio1.80
EPS (TTM)$6.26
52-Week High$24.44
52-Week Low$15.50
Dividend Yield4.99%

Financials & Margins

MetricValue
ROE33.84%
ROA7.44%
ROCE15.46%
Gross Margin51.55%
Operating Margin51.55%
Net Margin23.50%
Debt/Equity2.95
Current Ratio0.20

Annual Financials (USD)

Metric20182019202320242025
Revenue$31.0M$45.0M$323.0M$433.0M$613.0M
Operating Profit$11.0M$16.0M$164.0M$220.0M$316.0M
Net Profit$54.0M$44.0M$112.0M$105.0M$188.0M
EPS$3.14$2.06$1.91$1.81$6.26
Op Margin35.5%35.3%50.8%50.8%51.6%

Balance Sheet (USD)

Metric20182019202320242025
Total Assets$590.0M$813.0M$1.1B$1.7B$2.1B
Total Liabilities$43.0M$224.0M$812.0M$1.3B$1.6B
Cash$9.0M$3.0M$14.0M$36.0M$48.0M
Borrowings$25.0M$203.0M$771.0M$1.2B$1.7B

Latest News

Jefferson Capital, Inc. Common Stock Q1 2026 Earnings Call Summary Moby · May 15, 2026 Jefferson Capital Inc (JCAP) Q1 2026 Earnings Call Highlights: Record Collections and Revenue ... GuruFocus.com · May 15, 2026 Jefferson Capital Q1 Revenue Increases MT Newswires · May 14, 2026 Jefferson Capital Reports First Quarter 2026 Results GlobeNewswire · May 14, 2026 Caterpillar Rolls To A Record High, Leads 25 New To Today's Best Growth Stock Screens Investor's Business Daily · May 5, 2026

Cash Flow (USD)

Metric20182019202320242025
Operating Cash Flow$-6.0M$-14.0M$120.0M$168.0M$269.0M
Investing Cash Flow$-517.0M$-488.0M$-405.0M$-549.0M$-403.0M
Financing Cash Flow$65.0M$37.0M$-6.0M$-7.0M$-15.0M
Net Cash Flow$-38.0M$-5.0M$5.0M$18.0M$9.0M
Free Cash Flow$-281.0M$-180.0M$119.0M$162.0M$268.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-0.08
EV / EBITDA9.94
FCF Yield18.87%
Quick Ratio0.12
Interest Coverage2.98
Return 1Y18.77%
Return 3Y—
Return 5Y—

Ownership

Insiders Held9.27%
Institutions Held98.82%
Institutions Float Held108.91%
Institutional HolderSharesReport Date
Wellington Management Group, LLP3,270,9662026-03-31
Adage Capital Partners GP L.L.C.1,762,7992026-03-31
William Blair Investment Management, LLC1,559,9492026-03-31
Principal Financial Group, Inc.1,537,0542026-03-31
Blackrock Inc.1,405,0422026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AAPLApple Inc. $340.42 +1.11% 38.93 $5.00T 0.32%
MSFTMicrosoft Corporation $522.61 -1.35% 28.68 $3.88T 0.76%
GOOGLAlphabet Inc. $348.29 -0.63% 16.94 $4.22T 0.26%
AMZNAmazon.com, Inc. $254.06 -2.25% 19.82 $2.73T 0.00%
METAMeta Platforms, Inc. $720.89 -0.06% 27.93 $1.84T 0.28%

About Jefferson Capital, Inc.

Jefferson Capital, Inc. is led by CEO David Burton, publicly traded since 2025.

Jefferson Capital, Inc. (JCAP) stock trades at $19.95 with a market capitalization of $1.23B. The stock is valued at a price-to-earnings (P/E) ratio of 7.24, price-to-book of 2.25, price-to-sales of 1.80. Over the past 52 weeks the stock has ranged between $15.50 and $24.44, and currently trades 18.4% below its 52-week high. It pays a dividend yielding 4.99%.

On profitability, Jefferson Capital, Inc. generates a return on equity (ROE) of 33.84% — well above the market average, a sign of a high-quality business, return on capital employed of 15.46%, an operating margin of 51.55%, a net profit margin of 23.50%.

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