NASDAQ · Financial - Credit Services

JCAP (JCAP) Stock

$20.53 +0.49% NASDAQ: JCAP Financial Services

Valuation

MetricValue
Price$20.53
Market Cap$1.26B
P/E Ratio2.81
P/B Ratio2.28
P/S Ratio1.69
EPS (TTM)$6.26
52-Week High$23.80
52-Week Low$15.50
Dividend Yield4.15%

Financials & Margins

MetricValue
ROE39.50%
ROA9.01%
ROCE66.39%
Gross Margin51.55%
Operating Margin51.55%
Net Margin25.42%
Debt/Equity3.24
Current Ratio0.20

Annual Financials (USD)

Metric20182019202320242025
Revenue$31.0M$45.0M$323.0M$433.0M$613.0M
Operating Profit$11.0M$16.0M$164.0M$220.0M$316.0M
Net Profit$54.0M$44.0M$112.0M$105.0M$188.0M
EPS$3.14$2.06$1.91$1.81$6.26
Op Margin35.5%35.3%50.8%50.8%51.6%

Balance Sheet (USD)

Metric20182019202320242025
Total Assets$590.0M$813.0M$1.1B$1.7B$2.1B
Total Liabilities$43.0M$224.0M$812.0M$1.3B$1.6B
Cash$9.0M$3.0M$14.0M$36.0M$48.0M
Borrowings$25.0M$203.0M$771.0M$1.2B$1.7B

Latest News

Jefferson Capital, Inc. Common Stock Q1 2026 Earnings Call Summary Moby · May 15, 2026 Jefferson Capital Inc (JCAP) Q1 2026 Earnings Call Highlights: Record Collections and Revenue ... GuruFocus.com · May 15, 2026 Jefferson Capital Q1 Revenue Increases MT Newswires · May 14, 2026 Jefferson Capital Reports First Quarter 2026 Results GlobeNewswire · May 14, 2026 Caterpillar Rolls To A Record High, Leads 25 New To Today's Best Growth Stock Screens Investor's Business Daily · May 5, 2026

Cash Flow (USD)

Metric20182019202320242025
Operating Cash Flow$-6.0M$-14.0M$120.0M$168.0M$269.0M
Investing Cash Flow$-517.0M$-488.0M$-405.0M$-549.0M$-403.0M
Financing Cash Flow$65.0M$37.0M$-6.0M$-7.0M$-15.0M
Net Cash Flow$-38.0M$-5.0M$5.0M$18.0M$9.0M
Free Cash Flow$-281.0M$-180.0M$119.0M$162.0M$268.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA8.57
FCF Yield24.70%
Quick Ratio0.03
Interest Coverage2.98
Return 1Y18.77%
Return 3Y—
Return 5Y—

Ownership

Insiders Held9.27%
Institutions Held98.82%
Institutions Float Held108.91%
Institutional HolderSharesReport Date
Wellington Management Group, LLP3,270,9662026-03-31
Adage Capital Partners GP L.L.C.1,762,7992026-03-31
William Blair Investment Management, LLC1,559,9492026-03-31
Principal Financial Group, Inc.1,537,0542026-03-31
Blackrock Inc.1,405,0422026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ATLC $104.27 +0.07% 11.73 $1.58B 0.00%
BBDC $8.41 +1.94% 9.92 $880.58M 13.51%
ECPG $93.83 -2.16% 7.38 $2.01B 0.00%
EZPW $30.04 -1.18% 18.15 $1.76B 0.00%
GSBD $8.95 +1.53% 8.56 $1.01B 19.62%

About JCAP

JCAP is led by CEO David Burton, publicly traded since 2025.

JCAP stock trades at $20.53 with a market capitalization of $1.26B. The stock is valued at a price-to-earnings (P/E) ratio of 2.81, price-to-book of 2.28, price-to-sales of 1.69. Over the past 52 weeks the stock has ranged between $15.50 and $23.80, and currently trades 13.7% below its 52-week high. It pays a dividend yielding 4.15%.

On profitability, JCAP generates a return on equity (ROE) of 39.50% — well above the market average, a sign of a high-quality business, return on capital employed of 66.39%, an operating margin of 51.55%, a net profit margin of 25.42%.

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