NMS · Financial - Credit Services

Oportun Financial Corporation (OPRT) Stock

$8.66 +3.96% NMS: OPRT Financial Services

Valuation

MetricValue
Price$8.66
Market Cap$397.52M
P/E Ratio20.88
P/B Ratio1.00
P/S Ratio0.56
EPS (TTM)$0.53
52-Week High$8.66
52-Week Low$4.03
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE4.95%
ROA0.62%
ROCE1.28%
Gross Margin6.91%
Operating Margin6.91%
Net Margin2.84%
Debt/Equity6.54
Current Ratio8.83

Annual Financials (USD)

Metric20212022202320242025
Revenue$578.0M$734.0M$460.0M$533.0M$637.0M
Operating Profit$63.0M$-75.0M$-254.0M$-115.0M$44.0M
Net Profit$47.0M$-78.0M$-180.0M$-79.0M$25.0M
EPS$1.56$-2.37$-4.88$-1.95$0.53
Op Margin10.9%-10.3%-55.1%-21.6%6.9%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.9B$3.6B$3.4B$3.2B$3.3B
Total Liabilities$2.3B$3.1B$3.0B$2.9B$2.9B
Cash$131.0M$99.0M$91.0M$60.0M$106.0M
Borrowings$2.6B$3.3B$3.2B$2.8B$2.8B

Latest News

Oportun Financial (OPRT) Is Attractively Priced Despite Fast-paced Momentum Zacks · Jul 15, 2026 Wall Street Analysts Believe Oportun Financial (OPRT) Could Rally 55.87%: Here's is How to Trade Zacks · Jul 14, 2026 Should Value Investors Buy Oportun Financial (OPRT) Stock? Zacks · Jul 14, 2026 Oportun Financial (OPRT) Soars 6.8%: Is Further Upside Left in the Stock? Zacks · Jul 13, 2026 Oportun Financial Collaborates With Column to Advance Loan Program MT Newswires · Jul 9, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$163.0M$248.0M$393.0M$394.0M$413.0M
Investing Cash Flow$-911.0M$-1.2B$-317.0M$-213.0M$-394.0M
Financing Cash Flow$-5.0M$-17.0M$-5.0M$-13.0M$-4.0M
Net Cash Flow$24.0M$11.0M$2.0M$9.0M$-16.0M
Free Cash Flow$137.0M$199.0M$362.0M$374.0M$389.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.09
EV / EBITDA37.43
FCF Yield106.61%
Quick Ratio17.70
Interest Coverage0.20
Return 1Y-20.06%
Return 3Y-15.87%
Return 5Y-71.61%

Ownership

Insiders Held6.11%
Institutions Held84.01%
Institutions Float Held89.49%
Institutional HolderSharesReport Date
Neuberger Berman Group, LLC3,809,9122026-03-31
Forager Capital Management, LLC3,361,7262026-03-31
Blackrock Inc.3,077,6602026-03-31
Findell Capital Management LLC2,748,3002026-03-31
Millennium Management Llc2,253,1822026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ANTAAntalpha Platform Holding Company $2.46 +7.68% 38.67 $58.90M 0.00%
CPSSConsumer Portfolio Services, Inc. $9.42 -0.42% 9.18 $204.40M 0.00%
FOAFinance of America Companies Inc. $13.05 +0.62% -37.50 $116.62M 0.00%
ISTRInvestar Holding Corporation $29.06 +0.24% 11.31 $399.58M 1.63%
JRVRJames River Group Holdings, Inc. $3.62 +2.84% 6.99 $167.38M 1.15%

About Oportun Financial Corporation

Oportun Financial Corporation is led by CEO Kathleen I. Layton, employs 2,312 people, headquartered in US, publicly traded since 2019.

Oportun Financial Corporation (OPRT) stock trades at $8.66 with a market capitalization of $397.52M. The stock is valued at a price-to-earnings (P/E) ratio of 20.88, price-to-book of 1.00, price-to-sales of 0.56. Over the past 52 weeks the stock has ranged between $4.03 and $8.66, and currently trades at its 52-week high.

On profitability, Oportun Financial Corporation generates a return on equity (ROE) of 4.95%, return on capital employed of 1.28%, an operating margin of 6.91%, a net profit margin of 2.84%.

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