NMS · Financial - Credit Services

OPRT (OPRT) Stock

$5.63 -1.23% NMS: OPRT Financial Services

Valuation

MetricValue
Price$5.63
Market Cap$258.43M
P/E Ratio10.85
P/B Ratio0.66
P/S Ratio0.39
EPS (TTM)$0.53
52-Week High$7.96
52-Week Low$4.03
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE6.41%
ROA0.77%
ROCE11.28%
Gross Margin6.91%
Operating Margin6.91%
Net Margin2.90%
Debt/Equity6.87
Current Ratio8.83

Annual Financials (USD)

Metric20212022202320242025
Revenue$578.0M$734.0M$460.0M$533.0M$637.0M
Operating Profit$63.0M$-75.0M$-254.0M$-115.0M$44.0M
Net Profit$47.0M$-78.0M$-180.0M$-79.0M$25.0M
EPS$1.56$-2.37$-4.88$-1.95$0.53
Op Margin10.9%-10.3%-55.1%-21.6%6.9%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.9B$3.6B$3.4B$3.2B$3.3B
Total Liabilities$2.3B$3.1B$3.0B$2.9B$2.9B
Cash$131.0M$99.0M$91.0M$60.0M$106.0M
Borrowings$2.6B$3.3B$3.2B$2.8B$2.8B

Latest News

Oportun Financial (OPRT) Is Attractively Priced Despite Fast-paced Momentum Zacks · Jul 15, 2026 Wall Street Analysts Believe Oportun Financial (OPRT) Could Rally 55.87%: Here's is How to Trade Zacks · Jul 14, 2026 Should Value Investors Buy Oportun Financial (OPRT) Stock? Zacks · Jul 14, 2026 Oportun Financial (OPRT) Soars 6.8%: Is Further Upside Left in the Stock? Zacks · Jul 13, 2026 Oportun Financial Collaborates With Column to Advance Loan Program MT Newswires · Jul 9, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$163.0M$248.0M$393.0M$394.0M$413.0M
Investing Cash Flow$-911.0M$-1.2B$-317.0M$-213.0M$-394.0M
Financing Cash Flow$-5.0M$-17.0M$-5.0M$-13.0M$-4.0M
Net Cash Flow$24.0M$11.0M$2.0M$9.0M$-16.0M
Free Cash Flow$137.0M$199.0M$362.0M$374.0M$389.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA34.84
FCF Yield171.47%
Quick Ratio47.29
Interest Coverage0.19
Return 1Y-20.06%
Return 3Y-15.87%
Return 5Y-71.61%

Ownership

Insiders Held6.11%
Institutions Held84.01%
Institutions Float Held89.49%
Institutional HolderSharesReport Date
Neuberger Berman Group, LLC3,809,9122026-03-31
Forager Capital Management, LLC3,361,7262026-03-31
Blackrock Inc.3,077,6602026-03-31
Findell Capital Management LLC2,748,3002026-03-31
Millennium Management Llc2,253,1822026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ANTA $3.40 +3.98% 11.59 $81.57M 0.00%
CPSS $9.16 -3.02% 11.96 $198.87M 0.00%
FOA $23.76 +1.71% 1.67 $212.33M 0.00%
ISTR $30.18 +0.12% 13.30 $326.25M 1.57%
JRVR $4.82 +2.34% 5.13 $222.86M 0.98%

About OPRT

OPRT is led by CEO Kathleen I. Layton, employs 2,312 people, headquartered in US, publicly traded since 2019.

OPRT stock trades at $5.63 with a market capitalization of $258.43M. The stock is valued at a price-to-earnings (P/E) ratio of 10.85, price-to-book of 0.66, price-to-sales of 0.39. Over the past 52 weeks the stock has ranged between $4.03 and $7.96, and currently trades 29.3% below its 52-week high.

On profitability, OPRT generates a return on equity (ROE) of 6.41%, return on capital employed of 11.28%, an operating margin of 6.91%, a net profit margin of 2.90%.

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