NASDAQ · Financial - Credit Services

World Acceptance Corporation (WRLD) Stock

$175.28 -2.73% NASDAQ: WRLD Financial Services

Valuation

MetricValue
Price$175.28
Market Cap$816.88M
P/E Ratio20.46
P/B Ratio2.23
P/S Ratio1.39
EPS (TTM)$6.97
52-Week High$227.68
52-Week Low$110.00
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE11.00%
ROA3.65%
ROCE5.05%
Gross Margin69.25%
Operating Margin9.99%
Net Margin6.65%
Debt/Equity1.79
Current Ratio38.50

Annual Financials (USD)

Metric20222023202420252026
Revenue$585.0M$617.0M$573.0M$565.0M$585.0M
Operating Profit$66.0M$27.0M$99.0M$159.0M$45.0M
Net Profit$54.0M$21.0M$77.0M$90.0M$35.0M
EPS$8.47$3.60$13.19$16.30$6.88
Op Margin11.2%4.4%17.3%28.1%7.7%

Balance Sheet (USD)

Metric20222023202420252026
Total Assets$1.2B$1.1B$1.1B$1.0B$1.1B
Total Liabilities$845.0M$732.0M$632.0M$571.0M$703.0M
Cash$19.0M$17.0M$12.0M$5.0M$6.0M
Borrowings$780.0M$679.0M$578.0M$526.0M$661.0M

Latest News

WRLD: Lowering target price to $198.00 Argus Research · Jul 22, 2026 World Acceptance Corporation Announces First Quarter 2027 Conference Call on the Internet Business Wire · Jul 17, 2026 World Acceptance Insider Sold Shares Worth $452,446, According to a Recent SEC Filing MT Newswires · Jul 1, 2026 World Acceptance Q4 Earnings Call Highlights MarketBeat · May 1, 2026 World Acceptance: Fiscal Q4 Earnings Snapshot Associated Press · Apr 30, 2026

Cash Flow (USD)

Metric20222023202420252026
Operating Cash Flow$272.0M$292.0M$266.0M$254.0M$259.0M
Investing Cash Flow$-458.0M$-186.0M$-141.0M$-156.0M$-237.0M
Financing Cash Flow$-109.0M$-16.0M$-37.0M$-55.0M$-146.0M
Net Cash Flow$3.0M$-3.0M$-5.0M$-2.0M$20.0M
Free Cash Flow$266.0M$286.0M$260.0M$250.0M$255.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-0.48
EV / EBITDA24.29
FCF Yield31.70%
Quick Ratio0.43
Interest Coverage1.00
Return 1Y5.71%
Return 3Y19.93%
Return 5Y17.69%

Ownership

Insiders Held20.52%
Institutions Held92.67%
Institutions Float Held116.60%
Institutional HolderSharesReport Date
Prescott General Partners LLC1,512,4242026-03-31
Blackrock Inc.452,4112026-03-31
Dimensional Fund Advisors LP224,6022026-03-31
AQR Capital Management, LLC154,9662026-03-31
UBS Group AG133,4692026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ATLCAtlanticus Holdings Corporation $93.73 +2.16% 9.79 $1.42B 0.00%
EZPWEZCORP, Inc. - Class A Non-Voting $31.95 +2.49% 11.53 $1.87B 0.00%
OPRTOportun Financial Corporation $8.92 +3.00% 20.88 $409.45M 0.00%
RMRegional Management Corp. $33.51 -1.21% 6.39 $308.57M 3.77%

About World Acceptance Corporation

World Acceptance Corporation is led by CEO Janet Lewis Matricciani, publicly traded since 1991.

World Acceptance Corporation (WRLD) stock trades at $175.28 with a market capitalization of $816.88M. The stock is valued at a price-to-earnings (P/E) ratio of 20.46, price-to-book of 2.23, price-to-sales of 1.39. Over the past 52 weeks the stock has ranged between $110.00 and $227.68, and currently trades 23.0% below its 52-week high.

On profitability, World Acceptance Corporation generates a return on equity (ROE) of 11.00%, return on capital employed of 5.05%, an operating margin of 9.99%, a net profit margin of 6.65%.

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