NYQ · Financial - Credit Services

Regional Management Corp. (RM) Stock

$33.51 -1.21% NYQ: RM Financial Services

Valuation

MetricValue
Price$33.51
Market Cap$308.57M
P/E Ratio6.39
P/B Ratio0.76
P/S Ratio0.44
EPS (TTM)$4.45
52-Week High$44.30
52-Week Low$29.89
Dividend Yield3.77%

Financials & Margins

MetricValue
ROE12.49%
ROA2.20%
ROCE6.15%
Gross Margin12.54%
Operating Margin12.38%
Net Margin6.98%
Debt/Equity4.54
Current Ratio8.39

Annual Financials (USD)

Metric20212022202320242025
Revenue$428.0M$507.0M$551.0M$589.0M$646.0M
Operating Profit$112.0M$65.0M$21.0M$54.0M$80.0M
Net Profit$89.0M$51.0M$16.0M$41.0M$44.0M
EPS$8.33$5.30$1.66$4.14$4.45
Op Margin26.3%12.9%3.8%9.2%12.4%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.5B$1.7B$1.8B$1.9B$2.2B
Total Liabilities$1.2B$1.4B$1.5B$1.6B$1.8B
Cash$11.0M$4.0M$5.0M$4.0M$98.0M
Borrowings$1.1B$1.4B$1.4B$1.5B$1.7B

Latest News

Regional Management Corp. to Report Second Quarter 2026 Results on Wednesday, July 29, 2026 Business Wire · Jul 1, 2026 Etsy upgraded, ZoomInfo downgraded: Wall Street's top analyst calls The Fly · May 21, 2026 Regional Management Q1 Earnings Call Highlights MarketBeat · May 2, 2026 With EPS Growth And More, Regional Management (NYSE:RM) Makes An Interesting Case Simply Wall St. · May 1, 2026 Regional Management Corp (RM) Q1 2026 Earnings Call Highlights: Record Revenue and Strategic ... GuruFocus.com · Apr 30, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$189.0M$224.0M$249.0M$269.0M$309.0M
Investing Cash Flow$-362.0M$-459.0M$-291.0M$-320.0M$-488.0M
Financing Cash Flow$-86.0M$-29.0M$-5.0M$-13.0M$-36.0M
Net Cash Flow$77.0M$-17.0M$-3.0M$7.0M$-38.0M
Free Cash Flow$182.0M$213.0M$237.0M$264.0M$292.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.16
EV / EBITDA13.60
FCF Yield108.41%
Quick Ratio64.04
Interest Coverage1.43
Return 1Y27.36%
Return 3Y40.56%
Return 5Y2.98%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ATLCAtlanticus Holdings Corporation $93.73 +2.16% 9.79 $1.42B 0.00%
BSRRSierra Bancorp $38.91 -2.05% 11.56 $508.85M 2.72%
BSVNBank7 Corp. $54.79 -1.40% 12.52 $521.56M 2.16%
CARECarter Bankshares, Inc. $30.16 -1.02% 5.23 $668.41M 1.30%
CWBCCommunity West Bancshares $25.71 -1.38% 14.27 $541.31M 1.81%

About Regional Management Corp.

Regional Management Corp. is led by CEO Lakhbir S. Lamba, employs 2,131 people, headquartered in US, publicly traded since 2012.

Regional Management Corp. (RM) stock trades at $33.51 with a market capitalization of $308.57M. The stock is valued at a price-to-earnings (P/E) ratio of 6.39, price-to-book of 0.76, price-to-sales of 0.44. Over the past 52 weeks the stock has ranged between $29.89 and $44.30, and currently trades 24.4% below its 52-week high. It pays a dividend yielding 3.77%.

On profitability, Regional Management Corp. generates a return on equity (ROE) of 12.49%, above the typical market average, return on capital employed of 6.15%, an operating margin of 12.38%, a net profit margin of 6.98%.

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