NMS · Banks - Regional

Carter Bankshares, Inc. (CARE) Stock

$30.23 -0.79% NMS: CARE Financial Services

Valuation

MetricValue
Price$30.23
Market Cap$669.96M
P/E Ratio5.23
P/B Ratio1.25
P/S Ratio1.96
EPS (TTM)$0.00
52-Week High$36.06
52-Week Low$16.78
Dividend Yield1.30%

Financials & Margins

MetricValue
ROE27.40%
ROA2.68%
ROCE27.39%
Gross Margin15.69%
Operating Margin15.69%
Net Margin36.89%
Debt/Equity0.43
Current Ratio0.12

Annual Financials (USD)

Metric20212022202320242025
Revenue$156.0M$179.0M$212.0M$240.0M$255.0M
Operating Profit$36.0M$62.0M$29.0M$31.0M$40.0M
Net Profit$32.0M$50.0M$23.0M$25.0M$31.0M
EPS$1.20$2.03$1.00$1.06$1.40
Op Margin22.8%34.5%13.6%12.9%15.7%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$4.1B$4.2B$4.5B$4.7B$4.9B
Total Liabilities$3.7B$3.9B$4.2B$4.3B$4.4B
Cash$278.0M$47.0M$55.0M$131.0M$105.0M
Borrowings$7.0M$198.0M$393.0M$70.0M$179.0M

Latest News

Carter Bank Named Best Bank in Virginia by Forbes ACCESS Newswire · Jul 14, 2026 Should Value Investors Buy Carter Bankshares (CARE) Stock? Zacks · Jun 4, 2026 Carter Bank Opens First South Carolina Location in Greenville ACCESS Newswire · Jun 2, 2026 Are Investors Undervaluing Carter Bankshares (CARE) Right Now? Zacks · May 18, 2026 What Makes Carter Bankshares, Inc. (CARE) a Strong Momentum Stock: Buy Now? Zacks · May 4, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$78.0M$71.0M$47.0M$37.0M$40.0M
Investing Cash Flow$-115.0M$-388.0M$-317.0M$-77.0M$-164.0M
Financing Cash Flow$93.0M$-93.0M$73.0M$432.0M$-18.0M
Net Cash Flow$36.0M$-231.0M$8.0M$77.0M$-26.0M
Free Cash Flow$69.0M$65.0M$37.0M$29.0M$32.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.02
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y91.07%
Return 3Y107.62%
Return 5Y183.25%

Ownership

Insiders Held2.25%
Institutions Held58.67%
Institutions Float Held60.02%
Institutional HolderSharesReport Date
Blackrock Inc.1,668,8182026-03-31
Fourthstone LLC1,502,1192026-03-31
Dimensional Fund Advisors LP1,175,9252026-03-31
Vanguard Capital Management LLC984,9832026-03-31
American Century Companies Inc540,8662026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BHBBar Harbor Bankshares, Inc. $38.20 -0.74% 13.28 $639.46M 3.45%
BRBSBlue Ridge Bankshares, Inc. $3.88 -0.51% 36.66 $348.86M 21.63%
BWFGBankwell Financial Group, Inc. $65.18 -0.74% 12.27 $519.65M 1.20%
CFFIC&F Financial Corporation $100.30 -1.19% 10.96 $326.41M 1.95%
EGBNEagle Bancorp, Inc. $28.23 -0.25% -22.52 $860.88M 0.14%

About Carter Bankshares, Inc.

Carter Bankshares, Inc. is led by CEO Litz H. Van Dyke, employs 680 people, headquartered in US, publicly traded since 2007.

Carter Bankshares, Inc. (CARE) stock trades at $30.23 with a market capitalization of $669.96M. The stock is valued at a price-to-earnings (P/E) ratio of 5.23, price-to-book of 1.25, price-to-sales of 1.96. Over the past 52 weeks the stock has ranged between $16.78 and $36.06, and currently trades 16.2% below its 52-week high. It pays a dividend yielding 1.30%.

On profitability, Carter Bankshares, Inc. generates a return on equity (ROE) of 27.40% — well above the market average, a sign of a high-quality business, return on capital employed of 27.39%, an operating margin of 15.69%, a net profit margin of 36.89%.

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