NASDAQ · Banks - Regional

C&F Financial Corporation (CFFI) Stock

$100.30 -1.19% NASDAQ: CFFI Financial Services

Valuation

MetricValue
Price$100.30
Market Cap$326.41M
P/E Ratio10.96
P/B Ratio1.15
P/S Ratio1.67
EPS (TTM)$0.00
52-Week High$102.81
52-Week Low$64.71
Dividend Yield1.95%

Financials & Margins

MetricValue
ROE10.99%
ROA1.04%
ROCE9.31%
Gross Margin17.74%
Operating Margin17.74%
Net Margin15.15%
Debt/Equity0.39
Current Ratio0.18

Annual Financials (USD)

Metric20212022202320242025
Revenue$140.0M$123.0M$150.0M$167.0M$186.0M
Operating Profit$38.0M$37.0M$29.0M$24.0M$33.0M
Net Profit$29.0M$29.0M$24.0M$20.0M$27.0M
EPS$7.95$8.29$6.92$6.01$8.29
Op Margin27.2%29.9%19.5%14.5%17.8%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.3B$2.3B$2.4B$2.6B$2.8B
Total Liabilities$2.1B$2.1B$2.2B$2.3B$2.5B
Cash$268.0M$27.0M$75.0M$66.0M$79.0M
Borrowings$90.0M$92.0M$110.0M$123.0M$113.0M

Latest News

BOTJ vs. CFFI: Which Regional Bank Stock Looks More Attractive Now? Zacks · Jul 8, 2026 There's A Lot To Like About C&F Financial's (NASDAQ:CFFI) Upcoming US$0.48 Dividend Simply Wall St. · Jun 11, 2026 C&F Financial Corporation Announces Quarterly Dividend GlobeNewswire · May 20, 2026 2 Outperform Rated Regional Banks Zacks · May 19, 2026 The Zacks Analyst Blog Highlights Home Depot, TJX Companies, Marvell Technology and C&F Financial Zacks · May 15, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$157.0M$91.0M$39.0M$38.0M$24.0M
Investing Cash Flow$-143.0M$-415.0M$-58.0M$-152.0M$-172.0M
Financing Cash Flow$154.0M$84.0M$54.0M$96.0M$173.0M
Net Cash Flow$181.0M$-241.0M$48.0M$-10.0M$14.0M
Free Cash Flow$153.0M$87.0M$37.0M$35.0M$22.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.58
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y15.48%
Return 3Y52.59%
Return 5Y73.07%

Ownership

Insiders Held6.71%
Institutions Held41.45%
Institutions Float Held44.43%
Institutional HolderSharesReport Date
Dimensional Fund Advisors LP183,6072026-03-31
Blackrock Inc.176,9252026-03-31
Vanguard Capital Management LLC135,7162026-03-31
Manufacturers Life Insurance Co.101,9622026-03-31
Renaissance Technologies, LLC80,7792026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BPRNPrinceton Bancorp, Inc. $43.60 +1.61% 11.48 $296.97M 3.20%
FSFGFirst Savings Financial Group, Inc. $33.98 +0.00% 13.81 $238.37M 1.88%
FUNCFirst United Corporation $43.50 +0.14% 11.25 $280.74M 2.57%
FVCBFVCBankcorp, Inc. $17.56 +0.52% 12.27 $316.02M 1.58%
HWBKHawthorn Bancshares, Inc. $38.26 +0.34% 10.11 $264.02M 2.17%

About C&F Financial Corporation

C&F Financial Corporation is led by CEO Thomas F. Cherry, publicly traded since 1998.

C&F Financial Corporation (CFFI) stock trades at $100.30 with a market capitalization of $326.41M. The stock is valued at a price-to-earnings (P/E) ratio of 10.96, price-to-book of 1.15, price-to-sales of 1.67. Over the past 52 weeks the stock has ranged between $64.71 and $102.81, and currently trades 2.4% below its 52-week high. It pays a dividend yielding 1.95%.

On profitability, C&F Financial Corporation generates a return on equity (ROE) of 10.99%, return on capital employed of 9.31%, an operating margin of 17.74%, a net profit margin of 15.15%.

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