NASDAQ · Banks - Regional

First Savings Financial Group, Inc. (FSFG) Stock

$33.98 +0.00% NASDAQ: FSFG Financial Services

First Savings Financial Group, Inc. (FSFG) functions as the parent organization for its subsidiary, First Savings Bank, delivering a broad spectrum of financial offerings to individual consumers and businesses throughout southern Indiana.

Valuation

MetricValue
Price$33.98
Market Cap$238.37M
P/E Ratio13.81
P/B Ratio1.21
P/S Ratio2.21
EPS (TTM)$2.46
52-Week High$34.10
52-Week Low$21.63
Dividend Yield1.88%

Financials & Margins

MetricValue
ROE9.13%
ROA0.71%
ROCE2.89%
Gross Margin57.32%
Operating Margin18.35%
Net Margin15.71%
Debt/Equity2.40
Current Ratio0.17

Annual Financials (USD)

Metric20212022202320242025
Revenue$186.0M$122.0M$129.0M$134.0M$146.0M
Operating Profit$40.0M$17.0M$8.0M$15.0M$27.0M
Net Profit$30.0M$15.0M$8.0M$14.0M$23.0M
EPS$4.12$2.15$1.19$1.98$3.32
Op Margin21.5%14.1%6.4%10.9%18.4%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.7B$2.1B$2.3B$2.5B$2.4B
Total Liabilities$1.5B$1.9B$2.1B$2.3B$2.2B
Cash$36.0M$43.0M$31.0M$53.0M$32.0M
Borrowings$270.0M$396.0M$412.0M$350.0M$464.0M

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$115.0M$149.0M$33.0M$91.0M$79.0M
Investing Cash Flow$-62.0M$-545.0M$-267.0M$-204.0M$-39.0M
Financing Cash Flow$178.0M$283.0M$170.0M$199.0M$-171.0M
Net Cash Flow$0$8.0M$-11.0M$21.0M$-20.0M
Free Cash Flow$109.0M$148.0M$30.0M$91.0M$78.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.20
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y—
Return 3Y—
Return 5Y—

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AVBHAvidbank Holdings, Inc. $31.19 -0.51% 10.42 $341.69M 0.00%
BPRNPrinceton Bancorp, Inc. $43.47 -0.30% 11.48 $296.08M 3.20%
CFFIC&F Financial Corporation $100.30 -1.19% 10.96 $326.41M 1.95%
FCCOFirst Community Corporation $32.47 +0.09% 11.98 $305.15M 2.09%
FRAFFranklin Financial Services Corporation $62.31 -1.60% 11.48 $279.94M 2.15%

About First Savings Financial Group, Inc.

First Savings Financial Group, Inc. (FSFG) functions as the parent organization for its subsidiary, First Savings Bank, delivering a broad spectrum of financial offerings to individual consumers and businesses throughout southern Indiana. The company organizes its operations into three distinct divisions: Core Banking, SBA Lending, and Mortgage Banking. FSFG facilitates various deposit accounts, including demand deposit accounts (checking), interest-bearing checking (NOW), money market accounts, traditional savings, and certificates of deposit. Furthermore, it extends a wide array of credit products. These encompass diverse real estate financing options, such as loans for single-to four-family residences, commercial properties, construction projects, land acquisition and development, and multi-family dwellings. Additionally, it provides commercial business loans, alongside consumer lending solutions like automobile financing, home equity lines of credit, unsecured personal loans, and loans collateralized by deposits. Beyond its core banking and lending activities, FSFG engages in mortgage banking services, investment portfolio management, and the distribution of property and casualty insurance products. It also offers reinsurance services to third-party insurance captives. The institution maintains a network of 15 branch locations. Established in 2008, First Savings Financial Group, Inc. maintains its corporate headquarters in Jeffersonville, Indiana.

First Savings Financial Group, Inc. is headquartered in US.

First Savings Financial Group, Inc. (FSFG) stock trades at $33.98 with a market capitalization of $238.37M. The stock is valued at a price-to-earnings (P/E) ratio of 13.81, price-to-book of 1.21, price-to-sales of 2.21. Over the past 52 weeks the stock has ranged between $21.63 and $34.10, and currently trades at its 52-week high. It pays a dividend yielding 1.88%.

On profitability, First Savings Financial Group, Inc. generates a return on equity (ROE) of 9.13%, return on capital employed of 2.89%, an operating margin of 18.35%, a net profit margin of 15.71%.

Official website: www.fsbbank.net

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