OTC · Banks - Regional

BankGuam Holding Co. (BKGM) Stock

$10000.00 +0.00% OTC: BKGM Financial Services

BankGuam Holding Company operates as the bank holding company for the Bank of Guam that provides various banking products and services to individuals, businesses, and government entities in Guam. The company accepts various deposit products, including demand deposits, savings and time certificates of deposit, checking accounts, interest-bearing deposits, and time deposits.

Valuation

MetricValue
Price$10000.00
Market Cap$181.79M
P/E Ratio7.70
P/B Ratio0.84
P/S Ratio1.03
EPS (TTM)$1298.70
52-Week High$10250.00
52-Week Low$7500.00
Dividend Yield2.80%

Financials & Margins

MetricValue
ROE11.90%
ROA0.78%
ROCE1.00%
Gross Margin85.17%
Operating Margin17.24%
Net Margin13.41%
Debt/Equity0.22
Current Ratio24.68

Annual Financials (USD)

Metric20212022202320242025
Revenue$106.0M$127.0M$157.0M$164.0M$176.0M
Operating Profit$28.0M$21.0M$36.0M$30.0M$30.0M
Net Profit$21.0M$19.0M$30.0M$24.0M$24.0M
EPS$1027.93$952.55$1628.19$1298.30$1298.46
Op Margin26.0%16.4%23.2%18.1%17.2%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.8B$2.6B$2.6B$2.6B$3.0B
Total Liabilities$2.6B$2.4B$2.4B$2.4B$2.8B
Cash$557.0M$192.0M$89.0M$88.0M$38.0M
Borrowings$34.0M$60.0M$58.0M$57.0M$48.0M

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$19.0M$2.0M$41.0M$37.0M$40.0M
Investing Cash Flow$-183.0M$-171.0M$-118.0M$-17.0M$-112.0M
Financing Cash Flow$414.0M$-195.0M$-24.0M$-20.0M$420.0M
Net Cash Flow$270.0M$-365.0M$90.0M$-1.0M$339.0M
Free Cash Flow$14.0M$-1.0M$37.0M$33.0M$34.0M

Valuation & Return Ratios

MetricValue
PEG Ratio3.75
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y17.42%
Return 3Y-175.18%
Return 5Y-59.04%

Ownership

Insiders Held18.62%
Institutions Held0.00%
Institutions Float Held0.00%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BMBNBenchmark Bankshares, Inc. $42.99 +0.02% 9.31 $191.64M 2.33%
CMTV $40.04 -1.48% 12.84 $223.87M 3.22%
CNBNCNB Bank Shares, Inc. $27.55 +0.00% 11.20 $149.84M 2.18%
FOTBFirst Ottawa Bancshares, Inc. $213.99 -1.16% 7.94 $203.21M 0.79%
LYBCLyons Bancorp Inc. $54.51 +0.02% 8.30 $185.42M 3.67%

About BankGuam Holding Co.

BankGuam Holding Company operates as the bank holding company for the Bank of Guam that provides various banking products and services to individuals, businesses, and government entities in Guam. The company accepts various deposit products, including demand deposits, savings and time certificates of deposit, checking accounts, interest-bearing deposits, and time deposits. Its lending products include commercial loans, letters of credit, personal loans, auto loans, and home loans. In addition, the company offers insurance and trust services, as well as merchant services. Further, it provides cannabis banking. It serves customers through a network of branches in Guam, Northern Mariana Islands, Federated States of Micronesia, the Republic of Palau, the Republic of the Marshall Islands, and San Francisco. BankGuam Holding Company was incorporated in 1972 and is headquartered in Hagatna, Guam.

BankGuam Holding Co. is headquartered in US.

BankGuam Holding Co. (BKGM) stock trades at $10000.00 with a market capitalization of $181.79M. The stock is valued at a price-to-earnings (P/E) ratio of 7.70, price-to-book of 0.84, price-to-sales of 1.03. Over the past 52 weeks the stock has ranged between $7500.00 and $10250.00, and currently trades 2.4% below its 52-week high. It pays a dividend yielding 2.80%.

On profitability, BankGuam Holding Co. generates a return on equity (ROE) of 11.90%, return on capital employed of 1.00%, an operating margin of 17.24%, a net profit margin of 13.41%.

Official website: www.bankofguam.com

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