OTC · Banks - Regional

CNB Bank Shares, Inc. (CNBN) Stock

$27.55 +0.00% OTC: CNBN Financial Services

CNB Bank Shares, Inc. serves as the holding company for CNB Bank & Trust, N.A., which offers comprehensive banking services to both individual and corporate clients across south-central Illinois, the suburban southwestern Chicago region, and the St.

Valuation

MetricValue
Price$27.55
Market Cap$149.84M
P/E Ratio11.20
P/B Ratio0.91
P/S Ratio1.85
EPS (TTM)$2.46
52-Week High$28.92
52-Week Low$16.50
Dividend Yield2.18%

Financials & Margins

MetricValue
ROE8.63%
ROA0.72%
ROCE1.02%
Gross Margin65.97%
Operating Margin22.73%
Net Margin16.53%
Debt/Equity0.74
Current Ratio0.73

Annual Financials (USD)

Metric20202021202220232024
Revenue$71.0M$64.0M$66.0M$86.0M$100.0M
Operating Profit$19.0M$19.0M$18.0M$20.0M$25.0M
Net Profit$15.0M$15.0M$14.0M$15.0M$14.0M
EPS$2.74$2.83$2.56$2.79$2.14
Op Margin26.3%29.7%26.5%22.8%25.2%

Balance Sheet (USD)

Metric20202021202220232024
Total Assets$1.5B$1.6B$1.6B$1.7B$1.8B
Total Liabilities$1.3B$1.4B$1.5B$1.5B$1.6B
Cash$117.0M$107.0M$58.0M$22.0M$15.0M
Borrowings$64.0M$53.0M$110.0M$109.0M$148.0M

Cash Flow (USD)

Metric20202021202220232024
Operating Cash Flow$20.0M$29.0M$23.0M$22.0M$24.0M
Investing Cash Flow$-151.0M$-121.0M$-120.0M$-110.0M$-101.0M
Financing Cash Flow$139.0M$95.0M$-5.0M$56.0M$33.0M
Net Cash Flow$15.0M$-10.0M$-48.0M$-37.0M$-7.0M
Free Cash Flow$18.0M$28.0M$22.0M$21.0M$23.0M

Valuation & Return Ratios

MetricValue
PEG Ratio2.08
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y
Return 3Y
Return 5Y

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BMBNBenchmark Bankshares, Inc. $42.99 +0.02% 9.31 $191.64M 2.33%
CMTV $40.04 -1.48% 12.84 $223.87M 3.22%
CSBBCSB Bancorp, Inc. $72.50 +0.00% 13.50 $190.46M 2.37%
EMYBEmbassy Bancorp, Inc. $21.90 +0.00% 11.47 $162.38M 2.51%
FGFHForesight Financial Group, Inc. $50.00 +1.13% 16.34 $180.32M 1.76%

About CNB Bank Shares, Inc.

CNB Bank Shares, Inc. serves as the holding company for CNB Bank & Trust, N.A., which offers comprehensive banking services to both individual and corporate clients across south-central Illinois, the suburban southwestern Chicago region, and the St. Louis metropolitan area. Its financial offerings encompass a full range of deposit products, including checking and savings accounts, certificates of deposit (CDs), time deposits, and Individual Retirement Accounts (IRAs). The bank extends a diverse portfolio of lending options, such as residential mortgages, construction and home equity loans, consumer installment and student loans, as well as various business and agricultural financing solutions. These include commercial real estate, government-guaranteed, term business, working capital, small business, and general commercial loans, alongside lines of credit and letters of credit. Additionally, it facilitates equipment financing, business acquisition loans, and leasing services. Ancillary offerings comprise essential services such as overdraft protection, night depository, safe deposit boxes, cash management, wire transfers, cashier's checks, and notary services. Modern conveniences like gift cards, credit and debit cards, digital wallets, mobile check deposit, and comprehensive online and mobile banking are also available. Furthermore, the institution delivers specialized wealth management, farm management, and agricultural consulting services. Established in 1854, CNB Bank Shares, Inc. maintains its headquarters in Carlinville, Illinois.

CNB Bank Shares, Inc. is headquartered in US.

CNB Bank Shares, Inc. (CNBN) stock trades at $27.55 with a market capitalization of $149.84M. The stock is valued at a price-to-earnings (P/E) ratio of 11.20, price-to-book of 0.91, price-to-sales of 1.85. Over the past 52 weeks the stock has ranged between $16.50 and $28.92, and currently trades 4.7% below its 52-week high. It pays a dividend yielding 2.18%.

On profitability, CNB Bank Shares, Inc. generates a return on equity (ROE) of 8.63%, return on capital employed of 1.02%, an operating margin of 22.73%, a net profit margin of 16.53%.

Official website: www.cnbil.com

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