What is First Ottawa Bancshares, Inc. (FOTB) stock price today?

First Ottawa Bancshares, Inc. (FOTB) is currently trading at $213.99, down 1.16% today.

What is FOTB P/E ratio?

First Ottawa Bancshares, Inc.'s P/E ratio is 7.94. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is FOTB return on equity (ROE)?

First Ottawa Bancshares, Inc.'s return on equity (ROE) is 19.43%, indicating how efficiently the company generates profit from shareholders' equity. This is above the market average.

What is First Ottawa Bancshares, Inc.'s market cap?

First Ottawa Bancshares, Inc. has a market capitalization of $203.21M.

OTC · Banks - Regional

First Ottawa Bancshares, Inc. (FOTB) Stock

$213.99 -1.16% OTC: FOTB Financial Services

First Ottawa Bancshares, Inc. serves as the holding company for American Commercial Bank & Trust, National Association.

Valuation

Metric	Value
Price	$213.99
Market Cap	$203.21M
P/E Ratio	7.94
P/B Ratio	1.44
P/S Ratio	1.58
EPS (TTM)	$26.95
52-Week High	$236.00
52-Week Low	$142.00
Dividend Yield	0.79%

Financials & Margins

Metric	Value
ROE	19.43%
ROA	1.24%
ROCE	16.25%
Gross Margin	62.13%
Operating Margin	26.88%
Net Margin	19.69%
Debt/Equity	0.37
Current Ratio	0.02

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$49.0M	$59.0M	$87.0M	$107.0M	$125.0M
Operating Profit	$16.0M	$17.0M	$19.0M	$26.0M	$34.0M
Net Profit	$12.0M	$12.0M	$14.0M	$19.0M	$25.0M
EPS	$13.61	$13.96	$15.56	$20.79	$26.72
Op Margin	32.5%	28.1%	22.0%	24.4%	27.3%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$974.0M	$1.4B	$1.5B	$1.7B	$2.0B
Total Liabilities	$910.0M	$1.3B	$1.4B	$1.6B	$1.9B
Cash	$19.0M	$53.0M	$28.0M	$30.0M	$34.0M
Borrowings	$63.0M	$190.0M	$154.0M	$88.0M	$138.0M

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$24.0M	$19.0M	$24.0M	$19.0M	$34.0M
Investing Cash Flow	$-102.0M	$-363.0M	$-165.0M	$-229.0M	$-308.0M
Financing Cash Flow	$149.0M	$243.0M	$153.0M	$277.0M	$233.0M
Net Cash Flow	$-14.0M	$34.0M	$-25.0M	$2.0M	$5.0M
Free Cash Flow	$9.0M	$18.0M	$23.0M	$19.0M	$34.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.42
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	51.93%
Return 3Y	121.74%
Return 5Y	202.14%

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
BKGMBankGuam Holding Co.	$10000.00	+0.00%	7.70	$181.79M	2.80%
BKUTKBank of Utica	$630.51	+0.00%	4.85	$157.87M	3.09%
BMBNBenchmark Bankshares, Inc.	$42.99	+0.02%	9.31	$191.64M	2.33%
CMTV	$40.04	-1.48%	12.84	$223.87M	3.22%
CNBNCNB Bank Shares, Inc.	$27.55	+0.00%	11.20	$149.84M	2.18%

About First Ottawa Bancshares, Inc.

First Ottawa Bancshares, Inc. serves as the holding company for American Commercial Bank & Trust, National Association. This financial institution offers a comprehensive array of banking and financial solutions to both individual consumers and businesses located in LaSalle, Grundy, Cook, and surrounding counties in Illinois. For personal banking clients, the company provides diverse offerings such as checking and savings accounts, demand deposits that may or may not earn interest, time deposits, certificates of deposit (CDs), and individual retirement accounts (IRAs). Lending options include mortgage loans, consumer loans, home equity loans, and residential financing. Additionally, customers can access trust and estate management, personal and fiduciary services, safe deposit boxes, ATM and credit card facilities, as well as digital banking conveniences like online banking, bill payment, and mobile banking apps. Regarding business clients, the firm delivers a robust selection of commercial banking services. These encompass e-business checking, various commercial checking accounts (including NOW accounts), deposit sweep services, cash management balance accounts, commercial savings accounts, money market accounts, and non-profit NOW accounts. The commercial lending portfolio features lines of credit, general commercial loans, construction and development loans, real estate financing, letters of credit, and specialized agriculture loans along with farm management services. Established in 1865, First Ottawa Bancshares, Inc. maintains its headquarters in Ottawa, Illinois.

First Ottawa Bancshares, Inc. is headquartered in US.

First Ottawa Bancshares, Inc. (FOTB) stock trades at $213.99 with a market capitalization of $203.21M. The stock is valued at a price-to-earnings (P/E) ratio of 7.94, price-to-book of 1.44, price-to-sales of 1.58. Over the past 52 weeks the stock has ranged between $142.00 and $236.00, and currently trades 9.3% below its 52-week high. It pays a dividend yielding 0.79%.

On profitability, First Ottawa Bancshares, Inc. generates a return on equity (ROE) of 19.43%, above the typical market average, return on capital employed of 16.25%, an operating margin of 26.88%, a net profit margin of 19.69%.

Official website: www.firstottawa.com