What is Lyons Bancorp Inc. (LYBC) stock price today?

Lyons Bancorp Inc. (LYBC) is currently trading at $54.51, up 0.02% today.

What is LYBC P/E ratio?

Lyons Bancorp Inc.'s P/E ratio is 8.30. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is LYBC return on equity (ROE)?

Lyons Bancorp Inc.'s return on equity (ROE) is 17.55%, indicating how efficiently the company generates profit from shareholders' equity. This is above the market average.

What is Lyons Bancorp Inc.'s market cap?

Lyons Bancorp Inc. has a market capitalization of $185.42M.

OTC · Banks - Regional

Lyons Bancorp Inc. (LYBC) Stock

$54.51 +0.02% OTC: LYBC Financial Services

Lyons Bancorp Inc. functions as a financial holding company, delivering comprehensive commercial and retail banking solutions to both individual clients and small businesses.

Valuation

Metric	Value
Price	$54.51
Market Cap	$185.42M
P/E Ratio	8.30
P/B Ratio	1.31
P/S Ratio	2.36
EPS (TTM)	$6.57
52-Week High	$55.70
52-Week Low	$40.36
Dividend Yield	3.67%

Financials & Margins

Metric	Value
ROE	17.55%
ROA	1.09%
ROCE	1.41%
Gross Margin	96.54%
Operating Margin	37.21%
Net Margin	28.78%
Debt/Equity	0.14
Current Ratio	100.95

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$65.0M	$69.0M	$85.0M	$102.0M	$75.0M
Operating Profit	$19.0M	$22.0M	$23.0M	$27.0M	$27.0M
Net Profit	$16.0M	$17.0M	$17.0M	$15.0M	$21.0M
EPS	$4.62	$4.86	$4.90	$4.31	$6.06
Op Margin	29.9%	31.8%	26.4%	26.8%	36.5%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$1.6B	$1.8B	$1.8B	$1.9B	$2.1B
Total Liabilities	$1.5B	$1.7B	$1.7B	$1.8B	$1.9B
Cash	$47.0M	$41.0M	$57.0M	$21.0M	$18.0M
Borrowings	$21.0M	$21.0M	$21.0M	$25.0M	$20.0M

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$29.0M	$19.0M	$9.0M	$14.0M	$24.0M
Investing Cash Flow	$-222.0M	$-161.0M	$-81.0M	$-75.0M	$-137.0M
Financing Cash Flow	$185.0M	$152.0M	$4.0M	$136.0M	$120.0M
Net Cash Flow	$-2.0M	$6.0M	$-1.0M	$1.0M	$0
Free Cash Flow	$28.0M	$19.0M	$9.0M	$13.0M	$23.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.19
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	39.96%
Return 3Y	22.53%
Return 5Y	—

Ownership

Insiders Held0.00%

Institutions Held0.00%

Institutions Float Held0.00%

Institutional Holder	Shares	Report Date
Canandaigua National Bank & Trust Corporation	11,002	2024-03-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
AAPLApple Inc.	$313.33	+0.29%	37.72	$4.60T	0.34%
MSFTMicrosoft Corporation	$499.99	+0.03%	22.95	$3.71T	0.94%
GOOGLAlphabet Inc.	$354.30	-0.96%	27.68	$4.29T	0.23%
AMZNAmazon.com, Inc.	$274.48	+0.82%	28.76	$2.95T	0.00%
METAMeta Platforms, Inc.	$592.10	+0.37%	21.47	$1.51T	0.35%

About Lyons Bancorp Inc.

Lyons Bancorp Inc. functions as a financial holding company, delivering comprehensive commercial and retail banking solutions to both individual clients and small businesses. The institution provides a variety of deposit products, including checking and savings accounts, individual retirement accounts, and certificates of deposit. Its extensive lending portfolio encompasses commercial and agricultural real estate loans, general commercial and agricultural financing, and consumer installment loans. Residential real estate options include financing for 1-4 family homes and home equity lines. Additionally, it offers consumer loans for recreational vehicles, automobiles, personal expenses, personal lines of credit, and home improvement projects. Beyond core banking, Lyons Bancorp offers a suite of financial services, such as retirement planning strategies, investment management, education savings plans, life insurance, long-term care insurance, and various employer and employee benefit services. Further conveniences include mortgage services, digital banking platforms (online, mobile, and telephone), credit and debit card services, online cash management for businesses, merchant services, safe deposit boxes, wire transfers, a traveler program, online bill payment, e-statements, money orders, and official checks. The company operates a network of 16 branches spread across Wayne, Onondaga, Yates, Ontario, Monroe, Seneca, and Cayuga counties in New York. Founded in 1852, Lyons Bancorp Inc. is headquartered in Lyons, New York.

Lyons Bancorp Inc. is headquartered in US.

Lyons Bancorp Inc. (LYBC) stock trades at $54.51 with a market capitalization of $185.42M. The stock is valued at a price-to-earnings (P/E) ratio of 8.30, price-to-book of 1.31, price-to-sales of 2.36. Over the past 52 weeks the stock has ranged between $40.36 and $55.70, and currently trades 2.1% below its 52-week high. It pays a dividend yielding 3.67%.

On profitability, Lyons Bancorp Inc. generates a return on equity (ROE) of 17.55%, above the typical market average, return on capital employed of 1.41%, an operating margin of 37.21%, a net profit margin of 28.78%.

Official website: www.bankwithlnb.com