PT Bank Central Asia Tbk (PBCRF) Stock

About PT Bank Central Asia Tbk

PT Bank Central Asia Tbk (BCA), in collaboration with its subsidiaries, functions as a comprehensive financial services provider. It serves a diverse client base, ranging from individuals and corporations to small and medium-sized enterprises (SMEs), both domestically in Indonesia and across international markets. The bank's offerings include a broad spectrum of banking and financial products. These cover standard savings accounts, various loan options such as financing for motorcycles, cars, housing, working capital, and investments, as well as investment vehicles like mutual funds and bonds. BCA also facilitates electronic money transactions, issues credit cards, and provides business collection services. Its digital presence is strong, featuring online and mobile banking platforms, alongside remittance and dedicated customer support services. Beyond these core offerings, the company engages in specialized financing (including auto, multipurpose, and operating lease), money lending, securities brokerage and underwriting, various insurance products (general and life), Sharia-compliant banking services, and venture capital activities. As of December 2021, BCA maintained a significant physical footprint, operating 1,334 offices—consisting of 137 main branches, 1,105 permanent sub-branches, 70 mobile sub-branches, and 22 functional offices. This network was further supported by an extensive fleet of 18,034 automated teller machines (ATMs), which included both cash recycling and multi-functional units. Established in 1955, PT Bank Central Asia Tbk is headquartered in Jakarta, Indonesia. It operates as a subsidiary wholly owned by PT Dwimuria Investama Andalan.

PT Bank Central Asia Tbk is headquartered in ID.

PT Bank Central Asia Tbk (PBCRF) stock trades at $0.36 with a market capitalization of $44.10B. The stock is valued at a price-to-earnings (P/E) ratio of 13.25, price-to-book of 2.84, price-to-sales of 6.08. Over the past 52 weeks the stock has ranged between $0.27 and $0.55, and currently trades 34.5% below its 52-week high.

On profitability, PT Bank Central Asia Tbk generates a return on equity (ROE) of 21.35% — well above the market average, a sign of a high-quality business, return on capital employed of 4.48%, an operating margin of 56.97%, a net profit margin of 45.97%.

In its most recent fiscal year, PT Bank Central Asia Tbk reported annual revenue of $124.78T, net profit of $57.70T, revenue has compounded at 7.7% a year over the last five years, profit at 16.3% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 0.20 — a conservative balance sheet with little leverage risk, a current ratio of 1.36, total assets of $1591.43T, $90.91T in cash and equivalents.

PBCRF has an average daily trading volume of 29,192 shares, a beta of -0.05 (less volatile than the overall market).

Official website: www.bca.co.id