OTC · Banks - Regional

Crédit Agricole S.A. (CRARF) Stock

$20.72 +2.78% OTC: CRARF Financial Services

Crédit Agricole S.A. operates as a leading global financial services provider, offering a comprehensive suite of retail, corporate, and investment banking solutions, in addition to a full range of insurance products.

Valuation

MetricValue
Price$20.72
Market Cap$62.69B
P/E Ratio8.41
P/B Ratio0.80
P/S Ratio0.49
EPS (TTM)$2.46
52-Week High$22.16
52-Week Low$18.10
Dividend Yield6.32%

Financials & Margins

MetricValue
ROE10.37%
ROA0.30%
ROCE0.51%
Gross Margin62.74%
Operating Margin9.73%
Net Margin6.30%
Debt/Equity7.47
Current Ratio0.70

Annual Financials (USD)

Metric20212022202320242025
Revenue$21.0B$20.8B$23.5B$25.3B$97.3B
Operating Profit$19.8B$19.7B$22.3B$24.1B$10.4B
Net Profit$5.8B$5.3B$6.3B$7.1B$7.1B
EPS$1.84$1.60$1.94$2.11$2.18
Op Margin94.2%94.7%95.1%95.1%10.7%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.07T$2.14T$2.19T$2.31T$2.37T
Total Liabilities$2.00T$2.06T$2.11T$2.23T$2.30T
Cash$640.8B$654.9B$598.9B$581.5B$579.8B
Borrowings$199.3B$239.9B$280.2B$315.6B$313.0B

Latest News

Credit Agricole Raises Stake in Italy’s Banco BPM to 29.3% The Wall Street Journal · Jul 6, 2026 CREDIT AGRICOLE SA: Crédit Agricole now stands at 29.3% of Banco BPM’s share capital GlobeNewswire · Jul 3, 2026 Morgan Stanley Among Banks Challenging Growing Dollar Optimism Bloomberg · Jul 2, 2026 CREDIT AGRICOLE SA: Worldline’s partnership with Crédit Agricole is evolving with the acquisition of 100% of CAWL by Crédit Agricole GlobeNewswire · Jun 30, 2026 WORLDLINE : Worldline’s partnership with Crédit Agricole is evolving - Press release GlobeNewswire · Jun 30, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$10.9B$1.5B$-36.5B$-15.9B$48.5B
Investing Cash Flow$-1.7B$-6.1B$9.0B$-2.9B$-5.5B
Financing Cash Flow$-275.0M$-9.3B$308.0M$-1.0M$-965.0M
Net Cash Flow$8.5B$-4.3B$-12.8B$-9.4B$2.6B
Free Cash Flow$10.1B$421.0M$-37.4B$-17.0B$47.4B

Valuation & Return Ratios

MetricValue
PEG Ratio0.08
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y16.91%
Return 3Y103.55%
Return 5Y125.92%

Ownership

Insiders Held69.91%
Institutions Held9.99%
Institutions Float Held33.18%
Institutional HolderSharesReport Date
Pacer Advisors, Inc.13,3172026-03-31
Paradigm Asset Management Company, LLC3,6312026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BHKLYBOC Hong Kong (Holdings) Limited $121.13 +1.02% 12.48 $64.03B 21.17%
BNCDYBanca Mediolanum S.p.A. $51.25 +1.89% 13.33 $76.51B 5.95%
CHBJFChina CITIC Bank Corporation Limited $0.85 +0.00% 5.85 $47.39B 7.06%
CHCJYChina CITIC Bank Corporation Limited $17.60 +0.00% 5.85 $58.01B 6.36%
LLDTFLloyds Banking Group plc $1.40 +0.00% 14.82 $81.36B 5.00%

About Crédit Agricole S.A.

Crédit Agricole S.A. operates as a leading global financial services provider, offering a comprehensive suite of retail, corporate, and investment banking solutions, in addition to a full range of insurance products. The institution structures its operations across several key divisions: Asset Gathering, Large Customers, Specialized Financial Services, French Retail Banking (known as LCL), and International Retail Banking. Its extensive offerings include a variety of banking services such as savings and checking accounts, diverse deposit options, various financial products, payment processing, and cash flow management. The company also supplies consumer finance products and other specialized financial services. For individuals, Crédit Agricole provides wealth management expertise, assisting clients in overseeing, safeguarding, and transferring their assets, alongside general asset management services. Insurance coverage spans savings and retirement plans, life and disability policies (including creditor and group schemes), and property and casualty protection. Furthermore, the firm delivers critical financing support for property and equipment acquisition and renewal, offers trade receivable management and funding solutions for businesses, finances renewable energy and public infrastructure projects, and provides leasing arrangements. Its sophisticated investment banking activities encompass structured finance, international trade finance, commercial banking, capital markets access, and syndication services. Crédit Agricole also furnishes extensive asset servicing for investment products across multiple asset classes, detailing services such as execution, clearing, foreign exchange, securities lending and borrowing, custody, depositary banking, fund administration, middle-office outsourcing, fund distribution support, and issuer services. Crédit Agricole S.A. serves a broad clientele, including individual consumers, corporations, financial institutions, governmental bodies, and municipal authorities. Established in 1894, the company's main offices are situated in Montrouge, France, and it functions as a subsidiary under SAS Rue La Boétie.

Crédit Agricole S.A. is headquartered in FR.

Crédit Agricole S.A. (CRARF) stock trades at $20.72 with a market capitalization of $62.69B. The stock is valued at a price-to-earnings (P/E) ratio of 8.41, price-to-book of 0.80, price-to-sales of 0.49. Over the past 52 weeks the stock has ranged between $18.10 and $22.16, and currently trades 6.5% below its 52-week high. It pays a dividend yielding 6.32%.

On profitability, Crédit Agricole S.A. generates a return on equity (ROE) of 10.37%, return on capital employed of 0.51%, an operating margin of 9.73%, a net profit margin of 6.30%.

In its most recent fiscal year, Crédit Agricole S.A. reported annual revenue of $97.3B, net profit of $7.1B, revenue has compounded at 40.2% a year over the last five years, profit at 21.3% a year.

The balance sheet shows a debt-to-equity ratio of 7.47 — a leveraged balance sheet worth monitoring, a current ratio of 0.70, total assets of $2.37T, $579.8B in cash and equivalents.

CRARF has an average daily trading volume of 432 shares, a beta of 0.81.

Official website: www.credit-agricole.com

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksAll stock screens
Run Stock Screener Investing Guides