Lloyds Banking Group plc (LLDTF) Stock

About Lloyds Banking Group plc

Lloyds Banking Group plc, along with its various subsidiaries, serves as a significant financial services provider throughout the United Kingdom. Its operations are strategically organized into three core divisions: Retail; Commercial Banking; and Insurance and Wealth. The Retail segment caters to individual customers and small enterprises, providing a comprehensive array of financial products. These include checking and savings accounts, home mortgages, motor vehicle financing, personal unsecured loans, leasing arrangements, and credit cards. Its Commercial Banking division supports small and medium-sized businesses, large corporations, and financial institutions by supplying essential services such as credit facilities, transactional banking, working capital optimization, risk mitigation, and access to both debt financing and capital markets. The Insurance and Wealth segment specializes in delivering insurance products, investment vehicles, and wealth management services. The company also offers advanced digital banking capabilities to its clientele. Lloyds Banking Group distributes its various offerings through several well-known brands, including Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows. This long-established organization, founded in 1695, maintains its headquarters in London, United Kingdom.

Lloyds Banking Group plc is headquartered in GB.

Lloyds Banking Group plc (LLDTF) stock trades at $1.40 with a market capitalization of $81.36B. The stock is valued at a price-to-earnings (P/E) ratio of 14.82, price-to-book of 1.41, price-to-sales of 3.42. Over the past 52 weeks the stock has ranged between $1.00 and $1.55, and currently trades 9.7% below its 52-week high. It pays a dividend yielding 5.00%.

On profitability, Lloyds Banking Group plc generates a return on equity (ROE) of 10.75%, return on capital employed of 1.54%, an operating margin of 36.74%, a net profit margin of 25.91%.

In its most recent fiscal year, Lloyds Banking Group plc reported annual revenue of $63.7B, net profit of $4.7B, revenue has compounded at 41.6% a year over the last five years, profit at 28.7% a year.

The balance sheet shows a debt-to-equity ratio of 2.10 — a leveraged balance sheet worth monitoring, a current ratio of 0.12, total assets of $943.9B, $56.7B in cash and equivalents.

LLDTF has an average daily trading volume of 42,291 shares, a beta of 0.91.

Official website: www.lloydsbankinggroup.com