OTC · Banks - Regional

Banca Mediolanum S.p.A. (BNCDY) Stock

$51.25 +1.89% OTC: BNCDY Financial Services

Operating within Italy, Banca Mediolanum S.p.A. delivers a comprehensive suite of financial and banking offerings.

Valuation

MetricValue
Price$51.25
Market Cap$76.51B
P/E Ratio13.33
P/B Ratio3.58
P/S Ratio4.36
EPS (TTM)$3.84
52-Week High$52.50
52-Week Low$35.23
Dividend Yield5.95%

Financials & Margins

MetricValue
ROE28.43%
ROA1.35%
ROCE1.57%
Gross Margin93.45%
Operating Margin38.04%
Net Margin32.68%
Debt/Equity0.39
Current Ratio0.19

Annual Financials (USD)

Metric20212022202320242025
Revenue$6.5B$1.5B$2.4B$3.0B$4.9B
Operating Profit$890.0M$644.0M$1.1B$1.5B$1.4B
Net Profit$713.0M$507.0M$822.0M$1.1B$1.2B
EPS$0.49$0.34$0.55$0.76$0.80
Op Margin13.8%43.2%44.0%48.2%28.0%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$73.5B$73.6B$77.8B$86.2B$89.9B
Total Liabilities$70.6B$70.7B$74.4B$82.1B$85.4B
Cash$5.3B$2.8B$385.0M$1.3B$162.0M
Borrowings$68.0M$372.0M$386.0M$397.0M$3.0B

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Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$909.0M$2.3B$-1.8B$1.2B$4.9B
Investing Cash Flow$-99.0M$-94.0M$-76.0M$-72.0M$-28.0M
Financing Cash Flow$0$0$0$-58.0M$-35.0M
Net Cash Flow$133.0M$1.8B$-2.2B$496.0M$-523.0M
Free Cash Flow$848.0M$2.2B$-1.8B$1.1B$4.9B

Valuation & Return Ratios

MetricValue
PEG Ratio1.14
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y50.98%
Return 3Y225.81%
Return 5Y309.99%

Ownership

Insiders Held0.00%
Institutions Held0.00%
Institutions Float Held0.00%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BHKLYBOC Hong Kong (Holdings) Limited $121.13 +1.02% 12.48 $64.03B 21.17%
CHBJFChina CITIC Bank Corporation Limited $0.85 +0.00% 5.85 $47.39B 7.06%
CHCJYChina CITIC Bank Corporation Limited $17.60 +0.00% 5.85 $58.01B 6.36%
CRARFCrédit Agricole S.A. $20.72 +2.78% 8.41 $62.69B 6.32%
NBNKFNordea Bank Abp $18.53 +0.00% 12.66 $62.89B 8.36%

About Banca Mediolanum S.p.A.

Operating within Italy, Banca Mediolanum S.p.A. delivers a comprehensive suite of financial and banking offerings. Its services range from fundamental banking solutions like checking accounts to various lending products, including home mortgages and other credit facilities. Clients also have access to diverse card options—debit, credit, and prepaid—as well as wealth management solutions such as savings and investment vehicles, including stocks and bonds, complemented by associated trading functionalities. Furthermore, the company's portfolio extends to include insurance coverage and retirement planning products. This institution was established in 1982, with its primary headquarters located in Basiglio, Italy.

Banca Mediolanum S.p.A. is headquartered in IT.

Banca Mediolanum S.p.A. (BNCDY) stock trades at $51.25 with a market capitalization of $76.51B. The stock is valued at a price-to-earnings (P/E) ratio of 13.33, price-to-book of 3.58, price-to-sales of 4.36. Over the past 52 weeks the stock has ranged between $35.23 and $52.50, and currently trades 2.4% below its 52-week high. It pays a dividend yielding 5.95%.

On profitability, Banca Mediolanum S.p.A. generates a return on equity (ROE) of 28.43% — well above the market average, a sign of a high-quality business, return on capital employed of 1.57%, an operating margin of 38.04%, a net profit margin of 32.68%.

In its most recent fiscal year, Banca Mediolanum S.p.A. reported annual revenue of $4.9B, net profit of $1.2B, revenue has compounded at 9.0% a year over the last five years, profit at 22.3% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 0.39 — a conservative balance sheet with little leverage risk, a current ratio of 0.19, total assets of $89.9B, $162.0M in cash and equivalents.

BNCDY has an average daily trading volume of 3,814 shares, a beta of 0.75 (less volatile than the overall market).

Official website: www.bancamediolanum.it

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