OTC · Banks - Regional

Muncy Bank Financial, Inc. (MYBF) Stock

$33.00 -0.15% OTC: MYBF Financial Services

Muncy Bank Financial, Inc., operating with its subsidiaries, delivers a broad spectrum of banking and financial services to both individual consumers and corporate clients throughout Pennsylvania. The institution accepts various types of deposits, such as savings, money market, and checking accounts, in addition to demand, time, and certificate of deposit accounts.

Valuation

MetricValue
Price$33.00
Market Cap$53.08M
P/E Ratio8.46
P/B Ratio1.12
P/S Ratio2.34
EPS (TTM)$3.90
52-Week High$42.95
52-Week Low$31.10
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE11.78%
ROA0.99%
ROCE1.79%
Gross Margin100.00%
Operating Margin49.66%
Net Margin27.63%
Debt/Equity0.00
Current Ratio296.83

Annual Financials (USD)

Metric20182019202020212022
Revenue$17.0M$19.0M$21.0M$25.0M$23.0M
Operating Profit$5.0M$6.0M$7.0M$9.0M$11.0M
Net Profit$5.0M$5.0M$6.0M$8.0M$6.0M
EPS$2.89$3.26$3.57$4.75$3.90
Op Margin31.4%33.0%32.5%36.3%49.7%

Balance Sheet (USD)

Metric20182019202020212022
Total Assets$460.0M$489.0M$532.0M$594.0M$633.0M
Total Liabilities$0$10.0M$477.0M$0$585.0M
Cash$11.0M$6.0M$11.0M$7.0M$7.0M
Borrowings$0$0$18.0M$0$0

Latest News

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Cash Flow (USD)

Metric20182019202020212022
Operating Cash Flow$5.0M$6.0M$6.0M$7.0M$7.0M
Investing Cash Flow$-23.0M$-39.0M$-39.0M$-69.0M$-60.0M
Financing Cash Flow$29.0M$25.0M$37.0M$58.0M$50.0M
Net Cash Flow$10.0M$-10.0M$4.0M$-4.0M$0
Free Cash Flow$5.0M$5.0M$4.0M$5.0M$1.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-0.37
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y
Return 3Y
Return 5Y

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CCVS $15.50 +0.00% $61.82M 0.00%
CFOKCommunity First Bancorporation $8.00 -1.84% 11.27 $44.12M 0.00%
CMUVCMUV Bancorp $24.72 +0.00% 11.61 $43.79M 1.94%
CRSBCornerstone Community Bancorp $40.00 +2.56% -75.47 $60.44M 0.00%
MIFFMifflinburg Bancorp, Inc. $26.00 +0.00% 13.33 $48.32M 5.85%

About Muncy Bank Financial, Inc.

Muncy Bank Financial, Inc., operating with its subsidiaries, delivers a broad spectrum of banking and financial services to both individual consumers and corporate clients throughout Pennsylvania. The institution accepts various types of deposits, such as savings, money market, and checking accounts, in addition to demand, time, and certificate of deposit accounts. Its lending solutions are diverse, encompassing residential mortgages, home equity loans, vehicle financing, commercial real estate loans, personal loans, business equipment financing, and other general business and property-backed loans. Further expanding its offerings, Muncy Bank Financial provides extensive investment services. These include support for wealth transition, retirement planning, college savings strategies, insurance protection, portfolio assessments, brokerage services, and advice on tax-deferred and tax-advantaged income investments. Moreover, it offers comprehensive wealth management and trust services, covering estate administration, investment management, guardianship, and the oversight of various trust types like living/grantor, charitable, irrevocable, and special needs trusts, alongside IRA/retirement accounts. For businesses, the company furnishes advanced cash management tools, such as ACH origination, check positive pay systems, online wire transfers, and remote deposit capture. It also provides merchant services, convenient telephone and electronic banking options, and a full range of debit and credit card products. The company maintains eight physical branches located in Muncy, Hughesville, Clarkstown, Montoursville, Dewart, Avis, Linden, and Montgomery, all situated within Pennsylvania. Founded in 1893, Muncy Bank Financial, Inc. is headquartered in Muncy, Pennsylvania.

Muncy Bank Financial, Inc. is headquartered in US.

Muncy Bank Financial, Inc. (MYBF) stock trades at $33.00 with a market capitalization of $53.08M. The stock is valued at a price-to-earnings (P/E) ratio of 8.46, price-to-book of 1.12, price-to-sales of 2.34. Over the past 52 weeks the stock has ranged between $31.10 and $42.95, and currently trades 23.2% below its 52-week high.

On profitability, Muncy Bank Financial, Inc. generates a return on equity (ROE) of 11.78%, return on capital employed of 1.79%, an operating margin of 49.66%, a net profit margin of 27.63%.

Official website: www.muncybank.com

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