What is Community First Bancorporation (CFOK) stock price today?

Community First Bancorporation (CFOK) is currently trading at $8.00, down 1.84% today.

What is CFOK P/E ratio?

Community First Bancorporation's P/E ratio is 11.27. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is CFOK return on equity (ROE)?

Community First Bancorporation's return on equity (ROE) is 8.19%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is Community First Bancorporation's market cap?

Community First Bancorporation has a market capitalization of $44.12M.

OTC · Banks - Regional

Community First Bancorporation (CFOK) Stock

$8.00 -1.84% OTC: CFOK Financial Services

Valuation

Metric	Value
Price	$8.00
Market Cap	$44.12M
P/E Ratio	11.27
P/B Ratio	0.84
P/S Ratio	1.22
EPS (TTM)	$0.71
52-Week High	$8.93
52-Week Low	$6.00
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	8.19%
ROA	0.60%
ROCE	2.84%
Gross Margin	72.18%
Operating Margin	16.04%
Net Margin	11.25%
Debt/Equity	0.91
Current Ratio	0.10

Annual Financials (USD)

Metric	2019	2020	2021	2022	2023
Revenue	$20.0M	$23.0M	$33.0M	$32.0M	$36.0M
Operating Profit	$2.0M	$2.0M	$4.0M	$11.0M	$6.0M
Net Profit	$1.0M	$2.0M	$4.0M	$6.0M	$4.0M
EPS	$0.23	$0.30	$0.63	$1.14	$0.71
Op Margin	8.6%	10.4%	13.6%	35.5%	16.0%

Balance Sheet (USD)

Metric	2019	2020	2021	2022	2023
Total Assets	$420.0M	$546.0M	$673.0M	$661.0M	$685.0M
Total Liabilities	$371.0M	$495.0M	$620.0M	$614.0M	$632.0M
Cash	$21.0M	$58.0M	$61.0M	$40.0M	$42.0M
Borrowings	$15.0M	$48.0M	$53.0M	$43.0M	$48.0M

Cash Flow (USD)

Metric	2019	2020	2021	2022	2023
Operating Cash Flow	$2.0M	$-28.0M	$-11.0M	$8.0M	$6.0M
Investing Cash Flow	$-38.0M	$-62.0M	$-52.0M	$-44.0M	$-22.0M
Financing Cash Flow	$62.0M	$122.0M	$74.0M	$13.0M	$16.0M
Net Cash Flow	$-5.0M	$34.0M	$12.0M	$-23.0M	$0
Free Cash Flow	$0	$-29.0M	$-12.0M	$7.0M	$5.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	-0.30
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	—
Return 3Y	—
Return 5Y	—

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
CMUVCMUV Bancorp	$24.72	+0.00%	11.61	$43.79M	1.94%
MIFFMifflinburg Bancorp, Inc.	$26.00	+0.00%	13.33	$48.32M	5.85%
MYBFMuncy Bank Financial, Inc.	$33.00	-0.15%	8.46	$53.08M	0.00%
NUBCNorthumberland Bancorp	$29.50	+0.00%	21.53	$38.70M	3.12%
PSBPPSB Holding Corp.	$25.50	+0.00%	—	$38.85M	0.00%

About Community First Bancorporation

Community First Bancorporation functions as the parent entity for Community First Bank, providing an array of commercial banking products and services tailored for both individual and corporate clients. Its diverse deposit offerings include checking accounts, NOW accounts, individual retirement accounts, various time deposit options, money market accounts, and certificates of deposit. For lending needs, the company extends commercial loans, comprising short-term unsecured options, real estate mortgage loans for both short and intermediate durations, and credit lines secured by publicly traded stocks, equipment, inventory, and accounts receivable. Consumer credit solutions encompass home equity improvement loans (backed by first or second mortgages), personal expenditure loans, educational financing, overdraft lines of credit, and vehicle loans for cars, recreational vehicles, and boats. Beyond these, the company facilitates debit and credit card services. Additional services range from direct deposit, international payment and currency exchange, and electronic bill payment to remote check deposit and merchant services. Customers also benefit from internet and mobile banking platforms. Furthermore, the institution provides various insurance products, including life, home, auto, health, and pet coverage. Community First Bancorporation manages eight full-service branches, located in Walhalla, Seneca, Anderson, Williamston, Westminster, and Greenville, South Carolina, in addition to two others in North Carolina. It also maintains loan production offices in Charlotte and Concord, North Carolina. The company was established in 1988 and its main office is situated in Walhalla, South Carolina.

Community First Bancorporation is headquartered in US.

Community First Bancorporation (CFOK) stock trades at $8.00 with a market capitalization of $44.12M. The stock is valued at a price-to-earnings (P/E) ratio of 11.27, price-to-book of 0.84, price-to-sales of 1.22. Over the past 52 weeks the stock has ranged between $6.00 and $8.93, and currently trades 10.4% below its 52-week high.

On profitability, Community First Bancorporation generates a return on equity (ROE) of 8.19%, return on capital employed of 2.84%, an operating margin of 16.04%, a net profit margin of 11.25%.

Official website: www.c1stbank.com

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