OTC · Banks - Regional

Mifflinburg Bancorp, Inc. (MIFF) Stock

$26.00 +0.00% OTC: MIFF Financial Services

Mifflinburg Bancorp, Inc. functions as the holding company for Mifflinburg Bank and Trust Company, offering a comprehensive suite of commercial banking products and services.

Valuation

MetricValue
Price$26.00
Market Cap$48.32M
P/E Ratio13.33
P/B Ratio0.85
P/S Ratio3.63
EPS (TTM)$1.95
52-Week High$27.45
52-Week Low$20.00
Dividend Yield5.85%

Financials & Margins

MetricValue
ROE6.28%
ROA0.58%
ROCE0.84%
Gross Margin80.32%
Operating Margin39.57%
Net Margin27.27%
Debt/Equity0.10
Current Ratio0.21

Annual Financials (USD)

Metric20202021202220232024
Revenue$20.0M$20.0M$20.0M$16.0M$19.0M
Operating Profit$6.0M$7.0M$7.0M$7.0M$7.0M
Net Profit$5.0M$6.0M$6.0M$4.0M$4.0M
EPS$2.86$3.18$3.20$2.24$2.40
Op Margin32.8%36.3%36.0%42.8%35.4%

Balance Sheet (USD)

Metric20202021202220232024
Total Assets$512.0M$556.0M$549.0M$561.0M$597.0M
Total Liabilities$459.0M$501.0M$499.0M$506.0M$541.0M
Cash$59.0M$76.0M$25.0M$12.0M$18.0M
Borrowings$43.0M$29.0M$33.0M$15.0M$43.0M

Latest News

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Cash Flow (USD)

Metric20202021202220232024
Operating Cash Flow$4.0M$6.0M$5.0M$6.0M$6.0M
Investing Cash Flow$-13.0M$3.0M$2.0M$-7.0M$-40.0M
Financing Cash Flow$46.0M$56.0M$-24.0M$22.0M$17.0M
Net Cash Flow$25.0M$18.0M$-49.0M$2.0M$-3.0M
Free Cash Flow$3.0M$6.0M$5.0M$6.0M$5.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.25
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y
Return 3Y
Return 5Y

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CFOKCommunity First Bancorporation $8.00 -1.84% 11.27 $44.12M 0.00%
CMUVCMUV Bancorp $24.72 +0.00% 11.61 $43.79M 1.94%
MYBFMuncy Bank Financial, Inc. $33.00 -0.15% 8.46 $53.08M 0.00%
NUBCNorthumberland Bancorp $29.50 +0.00% 21.53 $38.70M 3.12%
PSBPPSB Holding Corp. $25.50 +0.00% $38.85M 0.00%

About Mifflinburg Bancorp, Inc.

Mifflinburg Bancorp, Inc. functions as the holding company for Mifflinburg Bank and Trust Company, offering a comprehensive suite of commercial banking products and services. Its financial offerings include essential banking services like checking and savings accounts, along with certificates of deposit. Lending options are extensive, covering home mortgages, personal loans, auto financing, medical/professional practice loans, agricultural loans, and support for non-profit organizations. Beyond core banking, the company provides various ancillary services such as lines of credit, overdraft facilities, and credit cards. Business clients benefit from merchant card processing, lockbox services, and remote deposit capture, while general services extend to CD file storage, secure safe and night deposit boxes, automated transfers, notary services, stop payment orders, and wire transfers. For investment needs, clients can access retirement planning, college savings strategies, life insurance products, brokerage services, and in-depth investment analysis. Modern convenience is assured through its online and mobile banking platforms. With a physical footprint of 8 branches and 15 ATMs, Mifflinburg Bancorp, Inc. has served its community since its establishment in 1872, operating from its base in Mifflinburg, Pennsylvania.

Mifflinburg Bancorp, Inc. is headquartered in US.

Mifflinburg Bancorp, Inc. (MIFF) stock trades at $26.00 with a market capitalization of $48.32M. The stock is valued at a price-to-earnings (P/E) ratio of 13.33, price-to-book of 0.85, price-to-sales of 3.63. Over the past 52 weeks the stock has ranged between $20.00 and $27.45, and currently trades 5.3% below its 52-week high. It pays a dividend yielding 5.85%.

On profitability, Mifflinburg Bancorp, Inc. generates a return on equity (ROE) of 6.28%, return on capital employed of 0.84%, an operating margin of 39.57%, a net profit margin of 27.27%.

Official website: www.mbtc.com

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