OTC · Banks - Regional

Ledyard Financial Group, Inc. (LFGP) Stock

$22.25 +0.00% OTC: LFGP Financial Services

Based in Hanover, New Hampshire, Ledyard Financial Group, Inc. serves as the parent organization for Ledyard National Bank.

Valuation

MetricValue
Price$22.25
Market Cap$76.72M
P/E Ratio11.01
P/B Ratio1.18
P/S Ratio1.63
EPS (TTM)$2.02
52-Week High$22.26
52-Week Low$13.45
Dividend Yield3.78%

Financials & Margins

MetricValue
ROE11.18%
ROA0.65%
ROCE5.06%
Gross Margin98.34%
Operating Margin17.66%
Net Margin14.36%
Debt/Equity1.41
Current Ratio0.21

Annual Financials (USD)

Metric20212022202320242025
Revenue$34.0M$32.0M$43.0M$55.0M$43.0M
Operating Profit$8.0M$7.0M$3.0M$3.0M$7.0M
Net Profit$8.0M$7.0M$3.0M$3.0M$6.0M
EPS$2.38$2.13$0.96$0.98$1.80
Op Margin24.7%23.4%6.5%6.3%17.1%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$771.0M$743.0M$856.0M$950.0M$1.1B
Total Liabilities$698.0M$690.0M$800.0M$894.0M$998.0M
Cash$18.0M$17.0M$27.0M$44.0M$5.0M
Borrowings$12.0M$106.0M$100.0M$74.0M$105.0M

Latest News

Ledyard Financial Group Earns $1.7 Million, or $0.52 Per Diluted Share, in Q2 2026 Declares Quarterly Cash Dividend of $0.21 Per Share GlobeNewswire · Jul 24, 2026 Betsey Rhynhart Joins Board of Directors of Ledyard Financial Group GlobeNewswire · Jul 20, 2026 Ledyard Financial Group Names Charles Petersen Chair of the Board GlobeNewswire · Jun 22, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$10.0M$8.0M$2.0M$8.0M$9.0M
Investing Cash Flow$-118.0M$-2.0M$-103.0M$-84.0M$-70.0M
Financing Cash Flow$80.0M$-105.0M$89.0M$148.0M$71.0M
Net Cash Flow$-31.0M$-1.0M$10.0M$17.0M$0
Free Cash Flow$10.0M$6.0M$2.0M$6.0M$8.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.23
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y68.34%
Return 3Y69.96%
Return 5Y10.82%

Ownership

Insiders Held0.00%
Institutions Held24.04%
Institutions Float Held24.04%
Institutional HolderSharesReport Date
Cutler Capital Management, LLC335,6962026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BAOBThe Baraboo Bancorporation, Inc. $6.63 +0.00% 11.05 $58.49M 1.81%
FFWCFFW Corporation $52.30 +0.58% 9.02 $56.64M 2.37%
FGFIFirst Greenwich Financial, Inc. $19.78 +0.00% 13.19 $53.23M 0.00%
HFBKHarford Bank $45.75 +0.00% 9.36 $56.54M 2.14%
INFTInfinity Bancorp $17.76 +0.00% 10.27 $55.65M 2.25%

About Ledyard Financial Group, Inc.

Based in Hanover, New Hampshire, Ledyard Financial Group, Inc. serves as the parent organization for Ledyard National Bank. Founded in 1991, Ledyard National Bank operates as a comprehensive community financial institution, delivering a wide spectrum of banking, investment, and wealth management services. Information pertaining to our stock's performance, alongside numerous other valuable resources for both current and prospective Ledyard shareholders, can be found in the Investor Relations section of our website. The common stock of Ledyard Financial Group, Inc. is traded on the OTC Markets, an exchange regulated by NASD standards, under the ticker symbol LFGP. These shares can be bought or sold through an individual's chosen brokerage firm. For further details, please refer to the Investor Relations section on the bank's official website at www.ledyardbank.com, or you may contact Gregory D. Steverson, the Company's Chief Financial Officer.

Ledyard Financial Group, Inc. is headquartered in US.

Ledyard Financial Group, Inc. (LFGP) stock trades at $22.25 with a market capitalization of $76.72M. The stock is valued at a price-to-earnings (P/E) ratio of 11.01, price-to-book of 1.18, price-to-sales of 1.63. Over the past 52 weeks the stock has ranged between $13.45 and $22.26, and currently trades at its 52-week high. It pays a dividend yielding 3.78%.

On profitability, Ledyard Financial Group, Inc. generates a return on equity (ROE) of 11.18%, return on capital employed of 5.06%, an operating margin of 17.66%, a net profit margin of 14.36%.

Official website: www.ledyardbank.com

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