OTC · Banks - Regional

FFW Corporation (FFWC) Stock

$52.30 +0.58% OTC: FFWC Financial Services

FFW Corporation serves as the parent holding company for Crossroads Bank, through which it delivers a comprehensive array of banking and financial services. The bank provides essential deposit accounts such as checking and savings, alongside services like overdraft protection, consumer credit cards, and convenient check reordering.

Valuation

MetricValue
Price$52.30
Market Cap$56.64M
P/E Ratio9.02
P/B Ratio1.01
P/S Ratio1.85
EPS (TTM)$5.80
52-Week High$53.52
52-Week Low$39.50
Dividend Yield2.37%

Financials & Margins

MetricValue
ROE11.74%
ROA1.05%
ROCE1.28%
Gross Margin74.45%
Operating Margin24.90%
Net Margin20.48%
Debt/Equity0.18
Current Ratio0.26

Annual Financials (USD)

Metric20202021202220232024
Revenue$23.0M$21.0M$26.0M$29.0M$21.0M
Operating Profit$8.0M$7.0M$6.0M$4.0M$6.0M
Net Profit$6.0M$6.0M$6.0M$4.0M$6.0M
EPS$5.67$5.00$5.03$3.63$5.01
Op Margin32.8%30.7%25.0%15.0%28.9%

Balance Sheet (USD)

Metric20202021202220232024
Total Assets$488.0M$536.0M$544.0M$567.0M$570.0M
Total Liabilities$435.0M$489.0M$498.0M$519.0M$520.0M
Cash$56.0M$56.0M$13.0M$17.0M$11.0M
Borrowings$0$0$2.0M$0$10.0M

Latest News

FFW Corporation Announces Quarterly Cash Dividend GlobeNewswire · May 22, 2026

Cash Flow (USD)

Metric20202021202220232024
Operating Cash Flow$16.0M$10.0M$7.0M$5.0M$6.0M
Investing Cash Flow$-15.0M$-64.0M$-55.0M$-21.0M$-11.0M
Financing Cash Flow$21.0M$55.0M$6.0M$23.0M$-11.0M
Net Cash Flow$20.0M$-56.0M$-42.0M$4.0M$-6.0M
Free Cash Flow$16.0M$10.0M$7.0M$5.0M$6.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.36
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y35.96%
Return 3Y46.08%
Return 5Y33.28%

Ownership

Insiders Held0.00%
Institutions Held0.00%
Institutions Float Held0.00%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BAOBThe Baraboo Bancorporation, Inc. $6.63 +0.00% 11.05 $58.49M 1.81%
CBAFCITBA Financial Corporation $38.65 +0.35% 9.22 $58.82M 2.69%
CEFCCommercial National Financial Corporation $15.75 +1.35% 12.32 $62.00M 5.49%
CIBHCIB Marine Bancshares, Inc. $41.65 +0.00% 26.36 $56.49M 0.00%
HFBKHarford Bank $45.75 +0.00% 9.36 $56.54M 2.14%

About FFW Corporation

FFW Corporation serves as the parent holding company for Crossroads Bank, through which it delivers a comprehensive array of banking and financial services. The bank provides essential deposit accounts such as checking and savings, alongside services like overdraft protection, consumer credit cards, and convenient check reordering. Its extensive lending portfolio encompasses diverse options, including personal and consumer financing for home equity, mortgages, vehicles (auto, RV, boat, motorcycle), and other individual loans. For commercial enterprises and agricultural clients, Crossroads Bank extends specialized agricultural loans, commercial real estate financing, equipment leasing, and working capital solutions like revolving lines of credit and standby letters of credit. Beyond its core banking operations, FFW Corporation also offers various insurance products, covering auto, home, property, business, life, health, and specialty needs. Customers can additionally access investment products and securities, all complemented by modern digital banking services. The corporation, founded in 1920, is based in Wabash, Indiana.

FFW Corporation is headquartered in US.

FFW Corporation (FFWC) stock trades at $52.30 with a market capitalization of $56.64M. The stock is valued at a price-to-earnings (P/E) ratio of 9.02, price-to-book of 1.01, price-to-sales of 1.85. Over the past 52 weeks the stock has ranged between $39.50 and $53.52, and currently trades 2.3% below its 52-week high. It pays a dividend yielding 2.37%.

On profitability, FFW Corporation generates a return on equity (ROE) of 11.74%, return on capital employed of 1.28%, an operating margin of 24.90%, a net profit margin of 20.48%.

Official website: www.crossroadsbanking.com

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