What is First Greenwich Financial, Inc. (FGFI) stock price today?

First Greenwich Financial, Inc. (FGFI) is currently trading at $19.78, up 0% today.

What is FGFI P/E ratio?

First Greenwich Financial, Inc.'s P/E ratio is 13.19. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is FGFI return on equity (ROE)?

First Greenwich Financial, Inc.'s return on equity (ROE) is 7.20%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is First Greenwich Financial, Inc.'s market cap?

First Greenwich Financial, Inc. has a market capitalization of $53.23M.

OTC · Banks - Regional

First Greenwich Financial, Inc. (FGFI) Stock

$19.78 +0.00% OTC: FGFI Financial Services

First Greenwich Financial, Inc. operates as the bank holding company for The First Bank of Greenwich that provides various banking products and services to individuals and small-to-medium sized businesses.

Valuation

Metric	Value
Price	$19.78
Market Cap	$53.23M
P/E Ratio	13.19
P/B Ratio	0.90
P/S Ratio	1.23
EPS (TTM)	$1.50
52-Week High	$20.50
52-Week Low	$18.95
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	7.20%
ROA	0.49%
ROCE	3.10%
Gross Margin	50.49%
Operating Margin	11.09%
Net Margin	9.02%
Debt/Equity	1.61
Current Ratio	0.08

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$23.0M	$23.0M	$33.0M	$39.0M	$44.0M
Operating Profit	$9.0M	$8.0M	$4.0M	$3.0M	$5.0M
Net Profit	$6.0M	$7.0M	$3.0M	$3.0M	$4.0M
EPS	$2.01	$2.46	$1.26	$1.06	$1.36
Op Margin	37.4%	35.7%	12.3%	8.7%	11.0%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$590.0M	$639.0M	$740.0M	$809.0M	$804.0M
Total Liabilities	$552.0M	$594.0M	$692.0M	$758.0M	$749.0M
Cash	$95.0M	$53.0M	$67.0M	$73.0M	$48.0M
Borrowings	$73.0M	$63.0M	$62.0M	$114.0M	$72.0M

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$8.0M	$6.0M	$4.0M	$4.0M	$-2.0M
Investing Cash Flow	$-67.0M	$-92.0M	$-90.0M	$-64.0M	$-15.0M
Financing Cash Flow	$118.0M	$54.0M	$99.0M	$14.0M	$34.0M
Net Cash Flow	$63.0M	$-43.0M	$14.0M	$6.0M	$-25.0M
Free Cash Flow	$8.0M	$6.0M	$2.0M	$3.0M	$-2.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.27
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	4.11%
Return 3Y	21.35%
Return 5Y	57.61%

Ownership

Insiders Held0.00%

Institutions Held0.00%

Institutions Float Held0.00%

Institutional Holder	Shares	Report Date
Financial Avengers, Inc.	600	2023-12-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
CBAFCITBA Financial Corporation	$38.65	+0.35%	9.22	$58.82M	2.69%
CEFCCommercial National Financial Corporation	$15.75	+1.35%	12.32	$62.00M	5.49%
EQFNEquitable Financial Corp.	$18.25	-0.82%	11.48	$60.55M	0.00%
FBVIFCN Banc Corp.	$37.05	+0.14%	8.22	$63.81M	3.89%
FFWCFFW Corporation	$52.30	+0.58%	9.02	$56.64M	2.37%

About First Greenwich Financial, Inc.

First Greenwich Financial, Inc. is headquartered in US.

First Greenwich Financial, Inc. (FGFI) stock trades at $19.78 with a market capitalization of $53.23M. The stock is valued at a price-to-earnings (P/E) ratio of 13.19, price-to-book of 0.90, price-to-sales of 1.23. Over the past 52 weeks the stock has ranged between $18.95 and $20.50, and currently trades 3.5% below its 52-week high.

On profitability, First Greenwich Financial, Inc. generates a return on equity (ROE) of 7.20%, return on capital employed of 3.10%, an operating margin of 11.09%, a net profit margin of 9.02%.

Official website: www.greenwichfirst.com