NASDAQ · Banks - Regional

LCNB (LCNB) Stock

$19.81 -1.25% NASDAQ: LCNB Financial Services

Valuation

MetricValue
Price$19.81
Market Cap$282.21M
P/E Ratio10.76
P/B Ratio0.89
P/S Ratio1.99
EPS (TTM)$1.61
52-Week High$20.36
52-Week Low$14.11
Dividend Yield5.07%

Financials & Margins

MetricValue
ROE8.59%
ROA1.01%
ROCE10.22%
Gross Margin72.47%
Operating Margin22.53%
Net Margin18.50%
Debt/Equity0.40
Current Ratio0.56

Annual Financials (USD)

Metric20212022202320242025
Revenue$76.0M$80.0M$95.0M$125.0M$124.0M
Operating Profit$26.0M$27.0M$15.0M$16.0M$28.0M
Net Profit$21.0M$22.0M$13.0M$13.0M$23.0M
EPS$1.66$1.93$1.10$0.97$1.63
Op Margin33.7%33.7%16.1%12.7%22.7%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.9B$1.9B$2.3B$2.3B$2.2B
Total Liabilities$1.7B$1.7B$2.1B$2.1B$2.0B
Cash$18.0M$23.0M$40.0M$36.0M$18.0M
Borrowings$16.0M$97.0M$217.0M$161.0M$118.0M

Latest News

Best Momentum Stocks to Buy for July 22nd Zacks · Jul 22, 2026 Best Income Stocks to Buy for July 22nd Zacks · Jul 22, 2026 LCNB (LCNB) Surpasses Q2 Earnings and Revenue Estimates Zacks · Jul 16, 2026 LCNB: Q2 Earnings Snapshot Associated Press · Jul 16, 2026 LCNB Corp. Reports Financial Results for the Three and Six Months Ended June 30, 2026 Business Wire · Jul 16, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$18.0M$29.0M$23.0M$93.0M$34.0M
Investing Cash Flow$-177.0M$-49.0M$-63.0M$58.0M$51.0M
Financing Cash Flow$165.0M$-48.0M$6.0M$-79.0M$-38.0M
Net Cash Flow$-14.0M$5.0M$17.0M$-4.0M$-14.0M
Free Cash Flow$16.0M$28.0M$21.0M$89.0M$33.0M

Valuation & Return Ratios

MetricValue
PEG Ratio15.08
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y31.81%
Return 3Y38.32%
Return 5Y37.25%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BPRN $41.74 -0.26% 12.97 $284.30M 3.88%
CFFI $83.49 +5.18% 8.84 $271.71M 2.55%
FCCO $35.01 +3.18% 12.25 $329.02M 2.00%
FSFGFirst Savings Financial Group, Inc. $33.98 +0.00% 13.81 $238.37M 1.88%
FUNC $45.59 +1.58% 10.72 $293.91M 2.38%

About LCNB

LCNB is led by CEO Eric J. Meilstrup, publicly traded since 1999.

LCNB stock trades at $19.81 with a market capitalization of $282.21M. The stock is valued at a price-to-earnings (P/E) ratio of 10.76, price-to-book of 0.89, price-to-sales of 1.99. Over the past 52 weeks the stock has ranged between $14.11 and $20.36, and currently trades 2.7% below its 52-week high. It pays a dividend yielding 5.07%.

On profitability, LCNB generates a return on equity (ROE) of 8.59%, return on capital employed of 10.22%, an operating margin of 22.53%, a net profit margin of 18.50%.

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