OTC · Banks - Regional

Israel Discount Bank Limited (ISDAY) Stock

$99.74 +0.00% OTC: ISDAY Financial Services

Israel Discount Bank Limited stands as a significant financial institution, providing a wide array of banking and financial services throughout Israel, Europe, and North America. The company's operations are segmented across areas such as Retail Banking, Middle Market Banking, Corporate Banking, Financial Operations, Discount Capital, Discount Bancorp, and Israel Credit Cards Company.

Valuation

MetricValue
Price$99.74
Market Cap$12.20B
P/E Ratio9.71
P/B Ratio1.15
P/S Ratio1.56
EPS (TTM)$10.27
52-Week High$135.25
52-Week Low$87.00
Dividend Yield5.23%

Financials & Margins

MetricValue
ROE12.01%
ROA0.85%
ROCE1.33%
Gross Margin50.12%
Operating Margin24.67%
Net Margin16.12%
Debt/Equity1.29
Current Ratio4.39

Annual Financials (USD)

Metric20212022202320242025
Revenue$11.4B$15.5B$25.4B$27.3B$25.3B
Operating Profit$4.3B$5.3B$6.6B$6.9B$5.8B
Net Profit$2.8B$3.5B$4.2B$4.3B$3.8B
EPS$23.80$28.70$33.90$31.40$30.90
Op Margin38.0%34.3%26.0%25.5%23.1%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$335.1B$376.8B$395.7B$436.5B$475.8B
Total Liabilities$312.9B$351.3B$366.5B$403.5B$440.6B
Cash$59.7B$65.8B$49.5B$62.7B$58.6B
Borrowings$15.8B$13.6B$16.7B$21.5B$44.5B

Latest News

Israel Discount Bank (TASE:DSCT) Valuation Check After Recent Share Price Pullback Simply Wall St. · May 26, 2026 Israel Discount Bank Ltd (ISDAF) Q1 2026 Earnings Call Highlights: Robust Credit Growth and ... GuruFocus.com · May 20, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$4.5B$-946.0M$2.0B$4.2B$10.8B
Investing Cash Flow$-26.5B$-29.3B$-30.5B$-27.5B$-33.0B
Financing Cash Flow$33.7B$35.9B$11.0B$32.8B$27.0B
Net Cash Flow$17.0B$5.2B$-14.7B$13.2B$3.0B
Free Cash Flow$3.5B$-2.0B$819.0M$3.4B$10.2B

Valuation & Return Ratios

MetricValue
PEG Ratio-3.28
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y-0.39%
Return 3Y96.35%
Return 5Y

Ownership

Insiders Held0.00%
Institutions Held0.00%
Institutions Float Held0.00%
Institutional HolderSharesReport Date
Wetzel Investment Advisors, Inc. 282024-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BDOUFBDO Unibank, Inc. $2.12 +0.00% 7.55 $113.10B 3.30%
BPCGFBanco Comercial Português, S.A. $1.17 +0.00% 11.89 $17.32B 3.42%
EGFEFEurobank Ergasias Services and Holdings S.A. $4.85 +3.09% 11.70 $17.73B 3.51%
KGTFFKrung Thai Bank Public Company Limited $1.15 +0.00% 11.45 $16.07B 12.17%
KGTFYKrung Thai Bank Public Company Limited $20.99 +0.00% 11.45 $14.67B 13.01%

About Israel Discount Bank Limited

Israel Discount Bank Limited stands as a significant financial institution, providing a wide array of banking and financial services throughout Israel, Europe, and North America. The company's operations are segmented across areas such as Retail Banking, Middle Market Banking, Corporate Banking, Financial Operations, Discount Capital, Discount Bancorp, and Israel Credit Cards Company. For individual customers, the bank offers a full suite of personal banking options, including checking and deposit accounts, savings plans, various loans, mortgages, credit cards, and capital market products. This is complemented by consulting services, specialized family banking programs, and tax exemption assistance. Small businesses can access tailored accounts, credit lines, funding solutions, credit cards, and loans. Furthermore, the bank caters to commercial enterprises like factories, workshops, service providers, and merchants with specific business products. Its corporate offerings encompass financing for corporate clients, residential and commercial construction, infrastructure developments, and rental properties. It also delivers personalized consulting to corporations and executives concerning investment strategies, liquidity management, and asset management. The institution extends its services to include brokerage and trading, alongside customized solutions designed for diamond traders. Its extensive capital market advisory covers foreign trade, documentary collection and credit, foreign guarantees, export financing, online foreign trade, anti-money laundering compliance, and mutual fund services. Clients are provided with essential tools for capital market transactions, along with Israeli private banking, foreign currency exchange, commercial payment processing, securities custody and execution, and international banking services. The bank also offers capital market advisory, comprehensive portfolio management for private individuals, corporations, non-profit organizations, and institutional bodies, in addition to robust online and digital banking platforms. Moreover, Israel Discount Bank Limited is actively involved in initiating and supporting public offerings and private placements, offering underwriting and distribution services. Established in 1935, Israel Discount Bank Limited is headquartered in Tel Aviv, Israel, and serves its clientele through a network of 171 branches nationwide.

Israel Discount Bank Limited is headquartered in IL.

Israel Discount Bank Limited (ISDAY) stock trades at $99.74 with a market capitalization of $12.20B. The stock is valued at a price-to-earnings (P/E) ratio of 9.71, price-to-book of 1.15, price-to-sales of 1.56. Over the past 52 weeks the stock has ranged between $87.00 and $135.25, and currently trades 26.3% below its 52-week high. It pays a dividend yielding 5.23%.

On profitability, Israel Discount Bank Limited generates a return on equity (ROE) of 12.01%, above the typical market average, return on capital employed of 1.33%, an operating margin of 24.67%, a net profit margin of 16.12%.

Official website: www.discountbank.co.il

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