Eurobank Ergasias Services and Holdings S.A. (EGFEF) Stock

About Eurobank Ergasias Services and Holdings S.A.

Eurobank Ergasias Services and Holdings S.A., along with its subsidiaries, functions as a diversified financial institution, delivering a broad spectrum of services primarily across Greece, Central, and Southeastern Europe. Its core offerings span retail, corporate, and private banking, alongside asset management, treasury operations, and capital markets. The company structures its operations into distinct segments, including Retail, Corporate, Global Markets & Asset Management, International, Investment Property, and Other categories. For individual and business customers, Eurobank provides a comprehensive suite of banking solutions, such as checking and savings accounts, diverse deposit and investment products, credit and debit cards, and tailored services for small enterprises. Lending options encompass residential mortgages, overdrafts, and various other credit facilities. The bank also facilitates foreign currency and derivative transactions, offers custody and clearing services, and manages cash and trade finance. Corporate clients benefit from specialized corporate finance and merger & acquisition advisory services, while high-net-worth individuals receive exclusive private banking support. The group further engages in trading financial instruments for institutional investors, complemented by expert financial advice and intermediation. Its asset management division provides mutual funds, institutional asset management, and equity brokerage. Notably, Eurobank is also involved in investment property, managing a portfolio of commercial real estate assets, alongside other property management and investing ventures. Beyond its core financial activities, the company offers a range of supplementary services. These include business-to-business e-commerce platforms, accounting, tax, leasing, factoring, and the management of loan and credit claims. It also handles credit card and fund administration, real estate services, and crucial informatics data processing. Established in 1990 and headquartered in Athens, Greece, Eurobank maintained a substantial network of 647 branches and specialized business and private banking centers as of March 31, 2022.

Eurobank Ergasias Services and Holdings S.A. is headquartered in GR.

Eurobank Ergasias Services and Holdings S.A. (EGFEF) stock trades at $4.85 with a market capitalization of $17.73B. The stock is valued at a price-to-earnings (P/E) ratio of 11.70, price-to-book of 1.66, price-to-sales of 3.56. Over the past 52 weeks the stock has ranged between $2.09 and $5.01, and currently trades 3.2% below its 52-week high. It pays a dividend yielding 3.51%.

On profitability, Eurobank Ergasias Services and Holdings S.A. generates a return on equity (ROE) of 14.40%, above the typical market average, return on capital employed of 1.55%, an operating margin of 37.85%, a net profit margin of 31.16%.

In its most recent fiscal year, Eurobank Ergasias Services and Holdings S.A. reported annual revenue of $5.8B, net profit of $1.4B, revenue has compounded at 17.5% a year over the last five years, profit at 62.7% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 1.27, a current ratio of 74.47, total assets of $101.2B, $18.3B in cash and equivalents.

EGFEF has an average daily trading volume of 174 shares, a beta of 0.62 (less volatile than the overall market).

Official website: www.eurobankholdings.gr