BDO Unibank, Inc. (BDOUF) Stock

About BDO Unibank, Inc.

BDO Unibank, Inc., operating in conjunction with its subsidiaries, offers a wide array of banking and financial solutions, predominantly serving clients throughout the Philippines. The institution's core product offerings feature diverse deposit accounts, such as savings, checking, and fixed-term deposits. Its substantial lending portfolio addresses both individual requirements—like personal, automobile, and housing loans—and business needs, including financing for small and medium enterprises, project development, term-based funding, and working capital. Beyond conventional banking, BDO Unibank provides a comprehensive suite of insurance products, covering life, motor vehicles, homes, personal accidents, travel, and employee benefits. The bank also facilitates money transfers through its remittance services and supports commercial transactions with trade financing mechanisms, suchading settlements, trust receipts, export bill purchases, and letters of credit. Crucially, it delivers extensive trust and investment services, which include unit investment trust funds, expert portfolio management, escrow arrangements, security/collateral/bond trusteeship, facility/paying agency roles, and specialized investment advisory. Additionally, the company is involved in investment banking, offering services like the underwriting of equity and fixed-income securities, providing financial advisory, making direct equity investments, facilitating securitization, and distributing retail treasury bonds. Leasing and financing solutions are also available, encompassing direct leases, sale-and-leaseback transactions, and vehicle and equipment leasing. Clients benefit from comprehensive cash management services, treasury operations, and a full range of debit and credit card products. Modern banking convenience is ensured via mini POS terminals, online platforms, mobile applications, and phone banking services. By the close of December 2021, BDO Unibank maintained a significant physical presence, comprising 1,193 branches, two of which were located internationally. This network was further enhanced by 4,152 automated teller machines (ATMs), 624 cash accept machines, and 9 self-service teller machines. Established in 1967, BDO Unibank, Inc. is headquartered in Makati City, Philippines.

BDO Unibank, Inc. is headquartered in PH.

BDO Unibank, Inc. (BDOUF) stock trades at $2.12 with a market capitalization of $113.10B. The stock is valued at a price-to-earnings (P/E) ratio of 7.55, price-to-book of 1.03, price-to-sales of 1.66. Over the past 52 weeks the stock has ranged between $2.11 and $3.32, and currently trades 36.1% below its 52-week high. It pays a dividend yielding 3.30%.

On profitability, BDO Unibank, Inc. generates a return on equity (ROE) of 13.98%, above the typical market average, return on capital employed of 8.50%, an operating margin of 27.32%, a net profit margin of 22.00%.

In its most recent fiscal year, BDO Unibank, Inc. reported annual revenue of $368.8B, net profit of $87.6B, revenue has compounded at 13.3% a year over the last five years, profit at 25.4% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 0.63, a current ratio of 0.11, total assets of $5.43T, $340.6B in cash and equivalents.

BDOUF has an average daily trading volume of 219 shares, a beta of 0.48 (less volatile than the overall market).

Official website: www.bdo.com.ph