What is Home Loan Financial Corporation (HLFN) stock price today?

Home Loan Financial Corporation (HLFN) is currently trading at $44.50, up 3.49% today.

What is HLFN P/E ratio?

Home Loan Financial Corporation's P/E ratio is 7.14. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is HLFN return on equity (ROE)?

Home Loan Financial Corporation's return on equity (ROE) is 18.77%, indicating how efficiently the company generates profit from shareholders' equity. This is above the market average.

What is Home Loan Financial Corporation's market cap?

Home Loan Financial Corporation has a market capitalization of $62.72M.

OTC · Banks - Regional

Home Loan Financial Corporation (HLFN) Stock

$44.50 +3.49% OTC: HLFN Financial Services

Valuation

Metric	Value
Price	$44.50
Market Cap	$62.72M
P/E Ratio	7.14
P/B Ratio	1.26
P/S Ratio	2.25
EPS (TTM)	$6.23
52-Week High	$46.00
52-Week Low	$33.00
Dividend Yield	4.72%

Financials & Margins

Metric	Value
ROE	18.77%
ROA	2.27%
ROCE	2.85%
Gross Margin	71.99%
Operating Margin	39.49%
Net Margin	31.41%
Debt/Equity	0.33
Current Ratio	0.00

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$12.0M	$16.0M	$21.0M	$25.0M	$28.0M
Operating Profit	$5.0M	$7.0M	$7.0M	$9.0M	$11.0M
Net Profit	$4.0M	$5.0M	$5.0M	$7.0M	$9.0M
EPS	$2.97	$3.69	$3.90	$5.14	$6.22
Op Margin	40.9%	41.2%	33.9%	35.7%	39.5%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$255.0M	$291.0M	$331.0M	$361.0M	$387.0M
Total Liabilities	$221.0M	$255.0M	$292.0M	$317.0M	$337.0M
Cash	$8.0M	$8.0M	$9.0M	$10.0M	$5.0M
Borrowings	$4.0M	$32.0M	$43.0M	$30.0M	$16.0M

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$5.0M	$6.0M	$7.0M	$9.0M	—
Investing Cash Flow	$-32.0M	$-37.0M	$-40.0M	$-32.0M	—
Financing Cash Flow	$0	$5.0M	$24.0M	$38.0M	—
Net Cash Flow	$-29.0M	$-1.0M	$-1.0M	$-4.0M	—
Free Cash Flow	$4.0M	$6.0M	$6.0M	$8.0M	$0

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.34
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	—
Return 3Y	—
Return 5Y	—

Ownership

Insiders Held0.00%

Institutions Held0.68%

Institutions Float Held0.68%

Institutional Holder	Shares	Report Date
Siena Capital Partners GP, LLC	15,290	2026-03-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
BAOBThe Baraboo Bancorporation, Inc.	$6.63	+0.00%	11.05	$58.49M	1.81%
CEFCCommercial National Financial Corporation	$15.75	+1.35%	12.32	$62.00M	5.49%
DENIDenali Bancorporation, Inc.	$19.09	+0.47%	7.20	$55.61M	5.56%
FFWCFFW Corporation	$52.30	+0.58%	9.02	$56.64M	2.37%
HFBKHarford Bank	$45.75	+0.00%	9.36	$56.54M	2.14%

About Home Loan Financial Corporation

Home Loan Financial Corporation, which operates as a unitary thrift holding company, delivers a diverse range of banking and financial services across the United States. Its fundamental deposit offerings encompass checking, savings, and certificate of deposit accounts. Regarding its credit portfolio, the institution provides residential and non-residential mortgages, financing for residential construction and land acquisition, commercial loans, and various consumer credit products. These consumer credit options extend to home improvement loans, education loans, vehicle loans, unsecured personal loans, and credit cards, alongside loans secured by savings accounts. The corporation also deals in life insurance, annuities, long-term care insurance, and investment products. Its financial services are accessible through its main office in Coshocton, Ohio, and several branch locations in Coshocton, Mount Vernon, and West Lafayette, Ohio. Home Loan Financial Corporation was established in 1997 and maintains its principal place of business in Coshocton, Ohio.

Home Loan Financial Corporation is headquartered in US.

Home Loan Financial Corporation (HLFN) stock trades at $44.50 with a market capitalization of $62.72M. The stock is valued at a price-to-earnings (P/E) ratio of 7.14, price-to-book of 1.26, price-to-sales of 2.25. Over the past 52 weeks the stock has ranged between $33.00 and $46.00, and currently trades 3.3% below its 52-week high. It pays a dividend yielding 4.72%.

On profitability, Home Loan Financial Corporation generates a return on equity (ROE) of 18.77%, above the typical market average, return on capital employed of 2.85%, an operating margin of 39.49%, a net profit margin of 31.41%.

Official website: www.homeloanfinancialcorp.com