What is High Country Bancorp, Inc. (HCBC) stock price today?

High Country Bancorp, Inc. (HCBC) is currently trading at $43.61, down 0.32% today.

What is HCBC P/E ratio?

High Country Bancorp, Inc.'s P/E ratio is 9.38. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is HCBC return on equity (ROE)?

High Country Bancorp, Inc.'s return on equity (ROE) is 10.17%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is High Country Bancorp, Inc.'s market cap?

High Country Bancorp, Inc. has a market capitalization of $43.50M.

OTC · Banks - Regional

High Country Bancorp, Inc. (HCBC) Stock

$43.61 -0.32% OTC: HCBC Financial Services

High Country Bancorp, Inc. functions as a bank holding company, delivering a comprehensive array of financial products and services.

Valuation

Metric	Value
Price	$43.61
Market Cap	$43.50M
P/E Ratio	9.38
P/B Ratio	0.94
P/S Ratio	1.34
EPS (TTM)	$4.65
52-Week High	$43.75
52-Week Low	$29.98
Dividend Yield	4.59%

Financials & Margins

Metric	Value
ROE	10.17%
ROA	0.84%
ROCE	6.56%
Gross Margin	75.33%
Operating Margin	17.53%
Net Margin	13.62%
Debt/Equity	0.86
Current Ratio	0.15

Annual Financials (USD)

Metric	2020	2021	2022	2023	2024
Revenue	$22.0M	$21.0M	$22.0M	$26.0M	$31.0M
Operating Profit	$6.0M	$6.0M	$6.0M	$4.0M	$5.0M
Net Profit	$5.0M	$4.0M	$5.0M	$3.0M	$4.0M
EPS	$4.68	$4.11	$4.45	$3.17	$3.53
Op Margin	29.5%	26.4%	26.7%	16.1%	15.0%

Balance Sheet (USD)

Metric	2020	2021	2022	2023	2024
Total Assets	$404.0M	$455.0M	$440.0M	$480.0M	$514.0M
Total Liabilities	$367.0M	$418.0M	$402.0M	$441.0M	$472.0M
Cash	$65.0M	$80.0M	$10.0M	$11.0M	$10.0M
Borrowings	$0	$1.0M	$23.0M	$45.0M	$44.0M

Cash Flow (USD)

Metric	2020	2021	2022	2023	2024
Operating Cash Flow	$7.0M	$7.0M	$5.0M	$5.0M	$0
Investing Cash Flow	$-34.0M	$-42.0M	$-56.0M	$-40.0M	$-33.0M
Financing Cash Flow	$79.0M	$52.0M	$-40.0M	$15.0M	$27.0M
Net Cash Flow	$42.0M	$15.0M	$-70.0M	$2.0M	$-1.0M
Free Cash Flow	$6.0M	$6.0M	$4.0M	$5.0M	$-1.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.21
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	52.74%
Return 3Y	41.83%
Return 5Y	31.38%

Ownership

Insiders Held0.00%

Institutions Held2.68%

Institutions Float Held2.68%

Institutional Holder	Shares	Report Date
Siena Capital Partners GP, LLC	26,703	2026-03-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
BHDBBank of Labor Bancshares, Inc.	$124.00	+0.00%	0.00	$42.47M	3.91%
CDABCoeur d'Alene Bancorp, Inc.	$16.00	+0.00%	17.39	$30.39M	1.31%
CYSMCommunity Bancorp of Santa Maria	$21.00	-5.19%	10.50	$45.40M	1.52%
EXCHExchange Bankshares, Inc.	$69.00	+2.22%	0.00	$40.62M	2.55%
HCKGHocking Valley Bancshares, Inc.	$31.00	+0.00%	8.45	$38.54M	2.58%

About High Country Bancorp, Inc.

High Country Bancorp, Inc. functions as a bank holding company, delivering a comprehensive array of financial products and services. Its deposit offerings encompass checking, savings, money market, and individual retirement accounts, alongside time deposits and certificates of deposit. The institution also extends diverse lending solutions, ranging from personal and mortgage loans to various commercial financing options such as real estate, equipment, and lines of credit. Moreover, it provides credit and debit cards, in addition to digital conveniences like mobile banking, online services, and merchant card processing. The company strategically invests in both notes receivable and real estate properties. Established in 1886, High Country Bancorp, Inc. maintains its headquarters and primary office in Salida, Colorado, complemented by branch locations in Buena Vista, Canon City, and Longmont, Colorado.

High Country Bancorp, Inc. is headquartered in US.

High Country Bancorp, Inc. (HCBC) stock trades at $43.61 with a market capitalization of $43.50M. The stock is valued at a price-to-earnings (P/E) ratio of 9.38, price-to-book of 0.94, price-to-sales of 1.34. Over the past 52 weeks the stock has ranged between $29.98 and $43.75, and currently trades at its 52-week high. It pays a dividend yielding 4.59%.

On profitability, High Country Bancorp, Inc. generates a return on equity (ROE) of 10.17%, return on capital employed of 6.56%, an operating margin of 17.53%, a net profit margin of 13.62%.

Official website: www.highcountrybank.net