What is Bancorp 34, Inc. (BCTF) stock price today?

Bancorp 34, Inc. (BCTF) is currently trading at $15.28, up 0.07% today.

What is BCTF P/E ratio?

Bancorp 34, Inc.'s P/E ratio is 15.43. This is near the market average.

What is BCTF return on equity (ROE)?

Bancorp 34, Inc.'s return on equity (ROE) is 7.54%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is Bancorp 34, Inc.'s market cap?

Bancorp 34, Inc. has a market capitalization of $104.24M.

OTC · Banks - Regional

Bancorp 34, Inc. (BCTF) Stock

$15.28 +0.07% OTC: BCTF Financial Services

Valuation

Metric	Value
Price	$15.28
Market Cap	$104.24M
P/E Ratio	15.43
P/B Ratio	1.14
P/S Ratio	2.11
EPS (TTM)	$0.99
52-Week High	$15.98
52-Week Low	$12.12
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	7.54%
ROA	0.78%
ROCE	1.26%
Gross Margin	70.69%
Operating Margin	23.49%
Net Margin	14.59%
Debt/Equity	0.28
Current Ratio	37.00

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$22.0M	$24.0M	$29.0M	$51.0M	$54.0M
Operating Profit	$6.0M	$1.0M	$-4.0M	$1.0M	$10.0M
Net Profit	$5.0M	$1.0M	$-3.0M	$2.0M	$8.0M
EPS	$1.69	$0.56	$-0.88	$0.25	$1.07
Op Margin	26.8%	5.7%	-13.4%	1.2%	18.4%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$528.0M	$574.0M	$581.0M	$918.0M	$900.0M
Total Liabilities	$487.0M	$525.0M	$521.0M	$832.0M	$803.0M
Cash	$7.0M	$16.0M	$27.0M	$112.0M	$34.0M
Borrowings	$44.0M	$32.0M	$56.0M	$32.0M	$30.0M

Latest News

Bancorp 34, Inc. Announces Executive Transition ACCESS Newswire · Jun 1, 2026 Bancorp 34, Inc. Reports 1st Quarter Performance ACCESS Newswire · Apr 27, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$7.0M	$10.0M	$1.0M	$3.0M	$4.0M
Investing Cash Flow	$-86.0M	$-58.0M	$0	$160.0M	$-51.0M
Financing Cash Flow	$58.0M	$50.0M	$-28.0M	$-14.0M	$-32.0M
Net Cash Flow	$4.0M	$1.0M	$12.0M	$85.0M	$0
Free Cash Flow	$7.0M	$9.0M	$1.0M	$2.0M	$4.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.51
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	25.16%
Return 3Y	47.18%
Return 5Y	—

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
BLHKBlueharbor Bank	$43.00	-1.04%	9.84	$127.25M	6.98%
CBCYCentral Bancompany, Inc.	$23.12	-0.17%	27.24	$5.10B	2.08%
CNBBCNB Community Bancorp, Inc.	$50.84	+0.02%	8.25	$102.67M	2.68%
FCOB1st Colonial Bancorp, Inc.	$20.00	+0.00%	13.16	$96.56M	0.00%
FSRLFirst Reliance Bancshares, Inc.	$18.90	+0.00%	11.67	$149.18M	0.00%

About Bancorp 34, Inc.

Bancorp 34, Inc. serves as the holding company for Bank 34, a financial institution that provides a broad spectrum of banking products and services to individuals and businesses throughout the United States. Its deposit offerings encompass a variety of account types, including savings, checking, money market, demand, and NOW accounts, in addition to individual retirement accounts (IRAs) and certificates of deposit. The company also extends a wide array of lending and financing options. These include funding for small businesses, notably Small Business Administration (SBA) loans, alongside working capital, equipment, and manufacturing loans. For real estate, it finances owner-occupied properties, offers long-term financing, and provides loans for commercial real estate, multi-family units, office buildings, industrial facilities, and construction projects, including mobile home parks. Further credit solutions feature personal and mortgage loans, flexible lines of credit, United States Department of Agriculture (USDA) loans, and capital for investor pools of single-family rental properties. Beyond these core services, customers can access credit and debit cards, secure safe deposit boxes, merchant card processing, and convenient e-banking services. The bank conducts its operations through a network of four full-service branches. These are situated in Alamogordo and Las Cruces in southern New Mexico, and in Scottsdale and Peoria, Arizona. Established in 1934, Bancorp 34, Inc. maintains its corporate headquarters in Scottsdale, Arizona.

Bancorp 34, Inc. is headquartered in US.

Bancorp 34, Inc. (BCTF) stock trades at $15.28 with a market capitalization of $104.24M. The stock is valued at a price-to-earnings (P/E) ratio of 15.43, price-to-book of 1.14, price-to-sales of 2.11. Over the past 52 weeks the stock has ranged between $12.12 and $15.98, and currently trades 4.4% below its 52-week high.

On profitability, Bancorp 34, Inc. generates a return on equity (ROE) of 7.54%, return on capital employed of 1.26%, an operating margin of 23.49%, a net profit margin of 14.59%.

Official website: www.bank34.com

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