What is Blueharbor Bank (BLHK) stock price today?

Blueharbor Bank (BLHK) is currently trading at $43.00, down 1.04% today.

What is BLHK P/E ratio?

Blueharbor Bank's P/E ratio is 9.84. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is BLHK return on equity (ROE)?

Blueharbor Bank's return on equity (ROE) is 21.46%, indicating how efficiently the company generates profit from shareholders' equity. This is considered high quality.

What is Blueharbor Bank's market cap?

Blueharbor Bank has a market capitalization of $127.25M.

OTC · Banks - Regional

Blueharbor Bank (BLHK) Stock

$43.00 -1.04% OTC: BLHK Financial Services

Blueharbor Bank offers a comprehensive range of financial solutions. Both individual and corporate clients can open checking, savings, and investment accounts.

Valuation

Metric	Value
Price	$43.00
Market Cap	$127.25M
P/E Ratio	9.84
P/B Ratio	1.98
P/S Ratio	3.50
EPS (TTM)	$4.37
52-Week High	$47.50
52-Week Low	$28.51
Dividend Yield	6.98%

Financials & Margins

Metric	Value
ROE	21.46%
ROA	2.13%
ROCE	2.72%
Gross Margin	72.11%
Operating Margin	45.42%
Net Margin	35.61%
Debt/Equity	0.00
Current Ratio	103.51

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$14.0M	$18.0M	$23.0M	$28.0M	$33.0M
Operating Profit	$6.0M	$9.0M	$9.0M	$10.0M	$14.0M
Net Profit	$5.0M	$7.0M	$7.0M	$7.0M	$11.0M
EPS	$1.60	$2.28	$2.36	$2.25	$3.65
Op Margin	43.9%	50.5%	40.4%	34.9%	42.4%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$411.0M	$406.0M	$430.0M	$508.0M	$608.0M
Total Liabilities	$371.0M	$364.0M	$381.0M	$452.0M	$542.0M
Cash	$64.0M	$12.0M	$15.0M	$29.0M	$7.0M
Borrowings	$0	$0	$0	$4.0M	$0

Latest News

blueharbor bank Reports Second Quarter 2026 Net Income PR Newswire · Jul 10, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$7.0M	$9.0M	$5.0M	$12.0M	$13.0M
Investing Cash Flow	$-55.0M	$-58.0M	$-17.0M	$-68.0M	$-88.0M
Financing Cash Flow	$81.0M	$-7.0M	$15.0M	$65.0M	$92.0M
Net Cash Flow	$33.0M	$-55.0M	$3.0M	$13.0M	$0
Free Cash Flow	$6.0M	$6.0M	$5.0M	$12.0M	$13.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.22
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	52.51%
Return 3Y	144.25%
Return 5Y	—

Ownership

Insiders Held0.00%

Institutions Held3.26%

Institutions Float Held3.26%

Institutional Holder	Shares	Report Date
BANC FUNDS CO LLC	96,402	2026-03-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
BCTFBancorp 34, Inc.	$15.28	+0.07%	15.43	$104.24M	0.00%
BKSCBank of South Carolina Corporation	$17.73	-0.11%	11.37	$95.38M	11.28%
CBCYCentral Bancompany, Inc.	$23.12	-0.17%	27.24	$5.10B	2.08%
CNBBCNB Community Bancorp, Inc.	$50.84	+0.02%	8.25	$102.67M	2.68%
CYVFCrystal Valley Financial Corporation	$79.51	+0.00%	9.18	$100.55M	2.62%

About Blueharbor Bank

Blueharbor Bank offers a comprehensive range of financial solutions. Both individual and corporate clients can open checking, savings, and investment accounts. The institution extends credit facilities, including personal loans for property acquisition (such as residential lots), vehicle purchases, and home building projects. Furthermore, it provides commercial financing solutions like small business loans, construction financing for businesses, and revolving lines of credit. Additional offerings include credit card products, alongside convenient digital tools such as remote deposit capture and online banking. Operating within Iredell County, the northern part of Mecklenburg County, and adjacent regions, Blueharbor Bank maintains full-service branches in Mooresville, Statesville, and Huntersville, North Carolina. It also operates loan production facilities in Belmont and Morehead City, North Carolina, to extend its reach. Established in 2008, its corporate headquarters are situated in Mooresville, North Carolina.

Blueharbor Bank is headquartered in US.

Blueharbor Bank (BLHK) stock trades at $43.00 with a market capitalization of $127.25M. The stock is valued at a price-to-earnings (P/E) ratio of 9.84, price-to-book of 1.98, price-to-sales of 3.50. Over the past 52 weeks the stock has ranged between $28.51 and $47.50, and currently trades 9.5% below its 52-week high. It pays a dividend yielding 6.98%.

On profitability, Blueharbor Bank generates a return on equity (ROE) of 21.46% — well above the market average, a sign of a high-quality business, return on capital employed of 2.72%, an operating margin of 45.42%, a net profit margin of 35.61%.

Official website: blueharborbank.com