OTC · Banks - Regional

Bank of South Carolina Corporation (BKSC) Stock

$17.73 -0.11% OTC: BKSC Financial Services

Bank of South Carolina Corporation operates as a bank holding company for The Bank of South Carolina that provides financial products and services primarily in Charleston, Dorchester, and Berkeley counties of South Carolina. Its deposit products include non-interest-bearing demand accounts, NOW accounts, money market accounts, time deposits, and savings accounts, as well as certificates of deposit.

Valuation

MetricValue
Price$17.73
Market Cap$95.38M
P/E Ratio11.37
P/B Ratio1.58
P/S Ratio3.30
EPS (TTM)$1.56
52-Week High$18.42
52-Week Low$14.76
Dividend Yield11.28%

Financials & Margins

MetricValue
ROE14.37%
ROA1.51%
ROCE14.38%
Gross Margin87.85%
Operating Margin37.36%
Net Margin29.38%
Debt/Equity0.19
Current Ratio0.38

Annual Financials (USD)

Metric20212022202320242025
Revenue$21.0M$21.0M$26.0M$22.0M$30.0M
Operating Profit$9.0M$9.0M$7.0M$10.0M$10.0M
Net Profit$7.0M$7.0M$5.0M$7.0M$8.0M
EPS$1.19$1.18$0.98$1.23$1.41
Op Margin41.2%40.6%26.5%45.3%33.3%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$679.0M$653.0M$634.0M$557.0M$575.0M
Total Liabilities$625.0M$615.0M$587.0M$505.0M$515.0M
Cash$140.0M$28.0M$-22.0M$11.0M$51.0M
Borrowings$14.0M$13.0M$59.0M$12.0M$11.0M

Latest News

Bank of South Carolina: Q2 Earnings Snapshot Associated Press · Jul 9, 2026 Bank of South Carolina Corporation Announces Second Quarter Earnings PR Newswire · Jul 9, 2026 Bank of South Carolina Corporation Declares Increased Dividend PR Newswire · Jun 25, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$17.0M$9.0M$5.0M$5.0M$16.0M
Investing Cash Flow$-69.0M$-108.0M$20.0M$70.0M$20.0M
Financing Cash Flow$147.0M$-11.0M$-74.0M$-36.0M$8.0M
Net Cash Flow$92.0M$-112.0M$-6.0M$-11.0M$0
Free Cash Flow$17.0M$9.0M$4.0M$5.0M$15.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.69
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y28.21%
Return 3Y54.59%
Return 5Y13.59%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BLHKBlueharbor Bank $43.00 -1.04% 9.84 $127.25M 6.98%
BORTBank of Botetourt $53.30 +0.00% 9.24 $105.18M 1.88%
CCNBCoastal Carolina Bancshares, Inc. $16.75 -0.03% 9.36 $102.07M 0.00%
FCOB1st Colonial Bancorp, Inc. $20.00 +0.00% 13.16 $96.56M 0.00%
FSRLFirst Reliance Bancshares, Inc. $18.90 +0.00% 11.67 $149.18M 0.00%

About Bank of South Carolina Corporation

Bank of South Carolina Corporation operates as a bank holding company for The Bank of South Carolina that provides financial products and services primarily in Charleston, Dorchester, and Berkeley counties of South Carolina. Its deposit products include non-interest-bearing demand accounts, NOW accounts, money market accounts, time deposits, and savings accounts, as well as certificates of deposit. The company also offers secured and unsecured commercial loans, commercial real estate construction loans, consumer construction loans, home equity lines of credit, and automated clearing house originations, as well as paycheck protection program loans. The company was founded in 1986 and is headquartered in Charleston, South Carolina.

Bank of South Carolina Corporation is headquartered in US.

Bank of South Carolina Corporation (BKSC) stock trades at $17.73 with a market capitalization of $95.38M. The stock is valued at a price-to-earnings (P/E) ratio of 11.37, price-to-book of 1.58, price-to-sales of 3.30. Over the past 52 weeks the stock has ranged between $14.76 and $18.42, and currently trades 3.7% below its 52-week high. It pays a dividend yielding 11.28%.

On profitability, Bank of South Carolina Corporation generates a return on equity (ROE) of 14.37%, above the typical market average, return on capital employed of 14.38%, an operating margin of 37.36%, a net profit margin of 29.38%.

Official website: www.banksc.com

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