What is Funding Circle Holdings Plc (FDCHF) stock price today?

Funding Circle Holdings Plc (FDCHF) is currently trading at $3.20, up 9.97% today.

What is FDCHF P/E ratio?

Funding Circle Holdings Plc's P/E ratio is 15.48. This is near the market average.

What is FDCHF return on equity (ROE)?

Funding Circle Holdings Plc's return on equity (ROE) is 21.54%, indicating how efficiently the company generates profit from shareholders' equity. This is considered high quality.

What is Funding Circle Holdings Plc's market cap?

Funding Circle Holdings Plc has a market capitalization of $906.15M.

OTC · Financial - Credit Services

Funding Circle Holdings Plc (FDCHF) Stock

$3.20 +9.97% OTC: FDCHF Financial Services

Funding Circle Holdings Ltd. engages in the provision of loan platform for small and medium enterprises.

Valuation

Metric	Value
Price	$3.20
Market Cap	$906.15M
P/E Ratio	15.48
P/B Ratio	3.05
P/S Ratio	2.93
EPS (TTM)	$0.21
52-Week High	$3.20
52-Week Low	$1.53
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	21.54%
ROA	8.58%
ROCE	7.65%
Gross Margin	89.89%
Operating Margin	9.17%
Net Margin	20.67%
Debt/Equity	1.20
Current Ratio	1.70

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$219.0M	$156.0M	$130.0M	$162.0M	$222.0M
Operating Profit	$64.0M	$23.0M	$7.0M	$1.0M	$20.0M
Net Profit	$61.0M	$-7.0M	$-38.0M	$9.0M	$46.0M
EPS	$0.16	$-0.02	$-0.11	$0.03	$0.14
Op Margin	29.3%	14.8%	5.2%	0.5%	9.2%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$566.0M	$384.0M	$373.0M	$358.0M	$536.0M
Total Liabilities	$278.0M	$100.0M	$126.0M	$142.0M	$307.0M
Cash	$199.0M	$178.0M	$221.0M	$188.0M	$152.0M
Borrowings	$237.0M	$66.0M	$70.0M	$110.0M	$274.0M

Latest News

Funding Circle launches a new mobile app, giving FlexiPay and Card customers greater financial control and on the go flexibility GlobeNewswire · Aug 6, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$100.0M	$-10.0M	$-26.0M	$-67.0M	$-34.0M
Investing Cash Flow	$302.0M	$148.0M	$54.0M	$11.0M	$-127.0M
Financing Cash Flow	$-8.0M	$-15.0M	$-8.0M	$-37.0M	$-41.0M
Net Cash Flow	$121.0M	$-46.0M	$44.0M	$-34.0M	$-22.0M
Free Cash Flow	$91.0M	$-24.0M	$-38.0M	$-79.0M	$-34.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.01
EV / EBITDA	24.49
FCF Yield	-5.27%
Quick Ratio	1.70
Interest Coverage	0.00
Return 1Y	109.15%
Return 3Y	300.50%
Return 5Y	—

Ownership

Insiders Held25.10%

Institutions Held56.86%

Institutions Float Held75.91%

Institutional Holder	Shares	Report Date
SmallCap World Fund Inc	14,713,073	2026-03-31
American Century ETF Trust-Avantis International Small Cap Value ETF	1,057,383	2026-06-30
American Century ETF Trust-Avantis International Equity ETF	425,011	2026-06-30
-SmallCap World Fund	412,645	2026-06-30
DFA INVESTMENT TRUST CO-The United Kingdom Small Company Series	301,603	2026-04-30

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
DBINDacotah Banks, Inc.	$46.00	+0.00%	10.72	$506.04M	1.57%
ECNCFECN Capital Corp.	$2.26	+0.00%	39.94	$636.72M	1.33%
EGTIFeGuarantee, Inc.	$11.15	+0.00%	23.82	$495.25M	4.57%
FPLPFVanquis Banking Group plc	$1.56	+0.00%	38.28	$398.24M	0.00%
FRRPFFiera Capital Corporation	$3.75	+0.00%	26.86	$397.74M	8.27%

About Funding Circle Holdings Plc

Funding Circle Holdings Ltd. engages in the provision of loan platform for small and medium enterprises. It operates through the Loans and FlexiPay segments. The company was founded by Andrew Christopher Arthur Mullinger, N. Alex Tonelli, James Meekings, Samir Desai and Samuel H. Hodges on January 13, 2010 and is headquartered in London, the United Kingdom.

Funding Circle Holdings Plc is headquartered in GB.

Funding Circle Holdings Plc (FDCHF) stock trades at $3.20 with a market capitalization of $906.15M. The stock is valued at a price-to-earnings (P/E) ratio of 15.48, price-to-book of 3.05, price-to-sales of 2.93. Over the past 52 weeks the stock has ranged between $1.53 and $3.20, and currently trades at its 52-week high.

On profitability, Funding Circle Holdings Plc generates a return on equity (ROE) of 21.54% — well above the market average, a sign of a high-quality business, return on capital employed of 7.65%, an operating margin of 9.17%, a net profit margin of 20.67%.

Official website: www.fundingcircle.com