OTC · Financial - Credit Services

eGuarantee, Inc. (EGTIF) Stock

$11.15 +0.00% OTC: EGTIF Financial Services

Operating in Japan, eGuarantee, Inc. and its subsidiaries specialize in the management and transfer of credit risks.

Valuation

MetricValue
Price$11.15
Market Cap$495.25M
P/E Ratio23.82
P/B Ratio4.05
P/S Ratio7.47
EPS (TTM)$0.47
52-Week High$12.04
52-Week Low$7.88
Dividend Yield4.57%

Financials & Margins

MetricValue
ROE17.01%
ROA12.21%
ROCE20.12%
Gross Margin72.38%
Operating Margin53.63%
Net Margin32.55%
Debt/Equity0.00
Current Ratio1.96

Annual Financials (USD)

Metric20222023202420252026
Revenue$7.9B$8.5B$9.2B$10.2B$11.0B
Operating Profit$3.7B$4.2B$4.8B$5.1B$5.2B
Net Profit$2.5B$2.9B$3.3B$3.5B$3.6B
EPS$51.32$58.95$67.36$72.24$77.08
Op Margin47.3%48.9%52.9%49.9%47.2%

Balance Sheet (USD)

Metric20222023202420252026
Total Assets$25.3B$28.0B$30.1B$33.0B$29.6B
Total Liabilities$5.5B$6.0B$6.0B$6.6B$7.0B
Cash$17.3B$17.5B$15.0B$16.3B$12.8B
Borrowings$0$0$0$0$0

Cash Flow (USD)

Metric20222023202420252026
Operating Cash Flow$2.7B$3.2B$3.1B$4.1B$4.0B
Investing Cash Flow$-1.9B$-4.7B$-4.2B$175.0M$1.2B
Financing Cash Flow$108.0M$37.0M$-184.0M$229.0M$-6.2B
Net Cash Flow$751.0M$-1.7B$-2.5B$3.0B$848.0M
Free Cash Flow$2.6B$2.7B$2.9B$4.0B$4.0B

Valuation & Return Ratios

MetricValue
PEG Ratio3.62
EV / EBITDA13.13
FCF Yield0.00%
Quick Ratio1.96
Interest Coverage0.00
Return 1Y-138.30%
Return 3Y
Return 5Y

Ownership

Insiders Held30.54%
Institutions Held52.92%
Institutions Float Held76.19%
Institutional HolderSharesReport Date
VANGUARD STAR FUNDS-Vanguard Total International Stock Index Fund438,7842026-04-30
VANGUARD TAX-MANAGED FUNDS-Vanguard Developed Markets Index Fund308,3752026-03-31
DFA INVESTMENT TRUST CO-The Japanese Small Company Series173,4452026-04-30
VANGUARD Intl Eqy. INDEX Fd.S-Vanguard FTSE All-World ex-US Small-Cap 127,0002026-04-30
DFA INVESTMENT DIMENSIONS GROUP INC-Intl Core Eqy. 2 PORT.99,2002026-04-30

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BPHLYBank of the Philippine Islands $34.33 +0.96% 9.83 $454.49M 4.95%
DBINDacotah Banks, Inc. $46.00 +0.00% 10.72 $506.04M 1.57%
ECNCFECN Capital Corp. $2.26 +0.00% 39.94 $636.72M 1.33%
FDCHFFunding Circle Holdings Plc $3.20 +9.97% 15.48 $906.15M 0.00%
FFMRFirst Farmers Financial Corporation $34.01 +0.03% 13.88 $708.17M 3.06%

About eGuarantee, Inc.

Operating in Japan, eGuarantee, Inc. and its subsidiaries specialize in the management and transfer of credit risks. For commercial enterprises, the company provides guarantees covering sales credit, contractor credit, and various other forms of credit, alongside trust-based guarantees for debtors. Its services also extend to financial institutions, offering reassurance for sales credit guarantees, backing for credit secured by accounts receivables, guarantees for advance payments, and support for corporate acquisitions and Debtor-in-Possession (DIP) financing. Additionally, eGuarantee handles export credit obligations and serves international businesses. These services are delivered through a broad distribution network of 50 local banks and 36 other financial entities. Established in 2000, eGuarantee, Inc. maintains its headquarters in Tokyo, Japan.

eGuarantee, Inc. is headquartered in JP.

eGuarantee, Inc. (EGTIF) stock trades at $11.15 with a market capitalization of $495.25M. The stock is valued at a price-to-earnings (P/E) ratio of 23.82, price-to-book of 4.05, price-to-sales of 7.47. Over the past 52 weeks the stock has ranged between $7.88 and $12.04, and currently trades 7.4% below its 52-week high. It pays a dividend yielding 4.57%.

On profitability, eGuarantee, Inc. generates a return on equity (ROE) of 17.01%, above the typical market average, return on capital employed of 20.12%, an operating margin of 53.63%, a net profit margin of 32.55%.

Official website: www.eguarantee.co.jp

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