Century Financial Corporation (CYFL) Stock

About Century Financial Corporation

Century Financial Corporation functions as the parent entity for Century Bank and Trust, delivering a comprehensive array of financial and trust services. For deposits, the institution offers fundamental checking and savings accounts, alongside term certificates and individual retirement accounts (IRAs). Its extensive lending portfolio addresses diverse requirements, encompassing residential mortgages, home equity loans, vehicle financing, and loans for specialty items, debt consolidation, and construction projects. Commercial clients can access business term loans, agri-business financing, small business loans, real estate funding, and lines of credit. The corporation also provides letters of credit and participates in government loan guarantee programs. Beyond its core banking products, Century Financial assists customers with account and deposit administration. Its receivables management solutions include direct payment processing, remote deposit capture, merchant services, lockbox processing, and cash concentration services. Digital banking is made convenient through online and mobile platforms. Additional client amenities include account alerts, night and direct deposit options, notary services, wire transfers, guarantee services, and ATM access. The company provides reorder and cashier's checks, and issues various cards such as debit, credit, gift, reloadable, and payroll cards, alongside card valet services. Safe deposit boxes are also available. The firm extends its expertise into specialized domains like trust management, investment planning, estate planning, general financial advisory, insurance consultation, and retirement planning. It caters to both individual consumers and business enterprises. Founded in 1890 and based in Coldwater, Michigan, Century Financial Corporation operates eleven banking offices located across Branch, St. Joseph, and Hillsdale Counties within Michigan.

Century Financial Corporation is headquartered in US.

Century Financial Corporation (CYFL) stock trades at $47.90 with a market capitalization of $311.83M. The stock is valued at a price-to-earnings (P/E) ratio of 8.57, price-to-book of 1.17, price-to-sales of 10.30. Over the past 52 weeks the stock has ranged between $43.33 and $48.50, and currently trades 1.2% below its 52-week high. It pays a dividend yielding 2.17%.

On profitability, Century Financial Corporation generates a return on equity (ROE) of 14.20%, above the typical market average, return on capital employed of 2.31%, an operating margin of 37.71%, a net profit margin of 30.50%.

Official website: www.centurybankandtrust.com