The Adirondack Trust Company (ADKT) Stock

About The Adirondack Trust Company

The Adirondack Trust Company, established in 1901 and headquartered in Saratoga Springs, New York, offers a comprehensive suite of banking and financial services to both individual and business clients throughout New York State. The company provides fundamental banking tools such as various checking and savings accounts, direct deposit services, and convenient check reordering. Its extensive lending portfolio caters to both personal and commercial needs. For individuals, options include diverse home mortgages (available as fixed-rate, adjustable-rate, construction, refinance, home equity, home equity lines of credit, and first-time homebuyer programs), home improvement loans, auto loans, personal loans, and term loans. Commercial clients can access lines of credit, SBA lending products, construction and development financing, and commercial real estate loans. Beyond traditional banking, Adirondack Trust issues debit and credit cards and offers essential digital services like mobile and online banking, mobile check deposits, and overdraft checking. Business-specific solutions include merchant processing, wire transfers, night depository, and ACH origination services. The institution also delivers specialized wealth management, encompassing financial planning, investment management, retirement planning, and estate and trust services. Furthermore, it provides a range of insurance products for auto, home, life, umbrella, renters, long-term care, and business-related coverages.

The Adirondack Trust Company is headquartered in US.

The Adirondack Trust Company (ADKT) stock trades at $650.25 with a market capitalization of $52.02M. The stock is valued at a price-to-earnings (P/E) ratio of 3.28, price-to-book of 0.26, price-to-sales of 0.55. Over the past 52 weeks the stock has ranged between $230.25 and $650.25, and currently trades at its 52-week high. It pays a dividend yielding 4.61%.

On profitability, The Adirondack Trust Company generates a return on equity (ROE) of 8.58%, return on capital employed of 8.69%, an operating margin of 20.77%, a net profit margin of 16.11%.

Official website: www.adirondacktrust.com