OTC · Banks - Regional

Cashmere Valley Bank (CSHX) Stock

$88.25 +0.90% OTC: CSHX Financial Services

Cashmere Valley Bank, a state-chartered financial institution established in 1932 and headquartered in Cashmere, Washington, offers a comprehensive array of banking products and services. Its diverse clientele includes individual consumers, small to mid-sized enterprises, and local governmental bodies.

Valuation

MetricValue
Price$88.25
Market Cap$327.74M
P/E Ratio11.94
P/B Ratio1.28
P/S Ratio2.66
EPS (TTM)$7.39
52-Week High$88.25
52-Week Low$66.50
Dividend Yield2.27%

Financials & Margins

MetricValue
ROE11.01%
ROA1.24%
ROCE1.60%
Gross Margin70.64%
Operating Margin28.76%
Net Margin23.21%
Debt/Equity0.32
Current Ratio0.41

Annual Financials (USD)

Metric20212022202320242025
Revenue$78.0M$78.0M$96.0M$82.0M$122.0M
Operating Profit$34.0M$30.0M$34.0M$43.0M$36.0M
Net Profit$29.0M$26.0M$28.0M$28.0M$29.0M
EPS$7.39$6.69$7.20$7.24$7.46
Op Margin43.7%38.3%35.5%52.4%29.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.2B$2.1B$2.0B$2.1B$2.3B
Total Liabilities$2.0B$1.9B$1.8B$1.9B$2.0B
Cash$104.0M$170.0M$113.0M$220.0M$248.0M
Borrowings$69.0M$17.0M$49.0M$36.0M$83.0M

Latest News

Cashmere Valley Bank Reports Increased Quarterly Earnings of $6.9 million, Year to Date Earnings of $12.7 million ACCESS Newswire · Jul 22, 2026 Down Range Capital Urges the Board of Cashmere Valley Bank (CSHX) to Immediately Pursue a Sale GlobeNewswire · Jul 16, 2026 Uncovering US Market's 3 Undiscovered Gems With Potential Simply Wall St. · May 28, 2026 US Market's Hidden Gems: Discover 3 Undiscovered Stocks Simply Wall St. · May 28, 2026 US Market's Undiscovered Gems To Explore In May 2026 Simply Wall St. · May 27, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$40.0M$48.0M$40.0M$38.0M$37.0M
Investing Cash Flow$-286.0M$75.0M$-8.0M$19.0M$-112.0M
Financing Cash Flow$210.0M$-37.0M$-126.0M$64.0M$63.0M
Net Cash Flow$-22.0M$66.0M$-63.0M$103.0M$31.0M
Free Cash Flow$37.0M$45.0M$35.0M$37.0M$35.0M

Valuation & Return Ratios

MetricValue
PEG Ratio2.20
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y34.06%
Return 3Y129.57%
Return 5Y40.64%

Ownership

Insiders Held0.00%
Institutions Held2.52%
Institutions Float Held2.52%
Institutional HolderSharesReport Date
Siena Capital Partners GP, LLC91,5972026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AAPLApple Inc. $313.33 +0.29% 37.72 $4.60T 0.34%
MSFTMicrosoft Corporation $499.99 +0.03% 22.95 $3.71T 0.94%
GOOGLAlphabet Inc. $354.30 -0.96% 27.68 $4.29T 0.23%
AMZNAmazon.com, Inc. $274.48 +0.82% 28.76 $2.95T 0.00%
METAMeta Platforms, Inc. $592.10 +0.37% 21.47 $1.51T 0.35%

About Cashmere Valley Bank

Cashmere Valley Bank, a state-chartered financial institution established in 1932 and headquartered in Cashmere, Washington, offers a comprehensive array of banking products and services. Its diverse clientele includes individual consumers, small to mid-sized enterprises, and local governmental bodies. For retail and commercial clients, the bank provides fundamental services like checking and savings accounts, alongside a variety of lending solutions. These encompass personal loans (for vehicles, boats, RVs, and home equity), mortgages, and a full suite of business financing options, including commercial real estate loans, general commercial loans, operating lines of credit, and Small Business Administration (SBA) loans. Further offerings extend to equipment financing, credit cards, wealth management, merchant processing, and treasury solutions. The bank also caters specifically to local municipalities, furnishing tailored banking services, privately-placed bonds and notes, municipal credit cards, and interim financing to support rural development initiatives. Beyond core financial offerings, Cashmere Valley Bank partners with brokers to provide access to insurance products such as property, casualty, life, and health coverage. To ensure convenient access, the company supports telephone, mobile, and online banking platforms, complete with bill payment functionalities. Serving communities throughout North Central Washington, the bank operates a network of 11 branches.

Cashmere Valley Bank is headquartered in US.

Cashmere Valley Bank (CSHX) stock trades at $88.25 with a market capitalization of $327.74M. The stock is valued at a price-to-earnings (P/E) ratio of 11.94, price-to-book of 1.28, price-to-sales of 2.66. Over the past 52 weeks the stock has ranged between $66.50 and $88.25, and currently trades at its 52-week high. It pays a dividend yielding 2.27%.

On profitability, Cashmere Valley Bank generates a return on equity (ROE) of 11.01%, return on capital employed of 1.60%, an operating margin of 28.76%, a net profit margin of 23.21%.

Official website: www.cashmerevalleybank.com

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