OTC · Banks - Regional

Bank of the Philippine Islands (BPHLF) Stock

$2.00 +0.00% OTC: BPHLF Financial Services

Bank of the Philippine Islands (BPI), along with its affiliated companies, delivers a comprehensive array of financial solutions and services to both individual consumers and corporate entities throughout the Philippines. Its operations are structured into three main divisions: Consumer Banking, Corporate Banking, and Investment Banking.

Valuation

MetricValue
Price$2.00
Market Cap$10.59B
P/E Ratio9.74
P/B Ratio1.36
P/S Ratio-58.36
EPS (TTM)$0.21
52-Week High$2.55
52-Week Low$1.62
Dividend Yield4.00%

Financials & Margins

MetricValue
ROE14.10%
ROA1.79%
ROCE8.71%
Gross Margin32.18%
Operating Margin-843.40%
Net Margin-598.18%
Debt/Equity0.57
Current Ratio0.07

Annual Financials (USD)

Metric20212022202320242025
Revenue$112.4B$136.7B$179.5B$232.5B$4.5B
Operating Profit$33.5B$51.4B$65.2B$79.7B$1.4B
Net Profit$23.9B$39.6B$51.7B$62.0B$1.1B
EPS$5.29$8.78$10.90$11.78$0.21
Op Margin29.8%37.6%36.3%34.3%32.2%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.41T$2.57T$2.89T$3.32T$3.64T
Total Liabilities$2.13T$2.25T$2.53T$2.89T$3.16T
Cash$17.30T$14.77T$15.07T$287.3B$158.8B
Borrowings$5.73T$115.6B$8.74T$188.0B$235.8B

Latest News

Bank of the Philippine Islands (BPHLY) (Q2 2026) Earnings Call Highlights: Record Revenue ... GuruFocus.com · Aug 4, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$10.53T$-2.39T$4.05T$-22.3B$78.4B
Investing Cash Flow$-5.61T$-2.33T$-4.66T$41.8B$-31.4B
Financing Cash Flow$-2.94T$-89.4B$-125.7B$-2.1B$-3.46T
Net Cash Flow$1.80T$-5.11T$852.4B$11.6B$-88.2B
Free Cash Flow$10.24T$-2.48T$3.78T$-25.7B$72.1B

Valuation & Return Ratios

MetricValue
PEG Ratio3.72
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y992.65%
Return 3Y160137727.44%
Return 5Y59960688172.10%

Ownership

Insiders Held64.41%
Institutions Held9.55%
Institutions Float Held26.83%
Institutional HolderSharesReport Date
Cornercap Investment Counsel, Inc.12,0812024-06-30

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AGRPYAbsa Group Limited $26.16 +0.00% 8.01 $10.84B 7.84%
ALBKYAlpha Services and Holdings S.A. $1.13 -0.88% 11.05 $10.22B 3.54%
BKKLYBangkok Bank Public Company Limited $30.35 +1.69% 8.73 $11.58B 8.11%
BKKPFBangkok Bank Public Company Limited $5.75 +0.00% 8.73 $10.98B 8.52%
BPIRFPiraeus Financial Holdings S.A. $8.78 -1.14% 10.71 $10.96B 3.87%

About Bank of the Philippine Islands

Bank of the Philippine Islands (BPI), along with its affiliated companies, delivers a comprehensive array of financial solutions and services to both individual consumers and corporate entities throughout the Philippines. Its operations are structured into three main divisions: Consumer Banking, Corporate Banking, and Investment Banking. The Consumer Banking division caters to individual and retail clients, providing deposit services, various consumer loan products (including home mortgages, auto financing, and credit card facilities), and remittance services. For corporate and institutional clients, encompassing large corporations and mid-market businesses, the Corporate Banking division offers deposit management, credit facilities, trade finance, and cash management solutions. The Investment Banking division focuses on corporate advisory, securities dealing, wealth management, trust and fiduciary services, as well as proprietary trading and strategic investment activities. Beyond these core offerings, BPI's extensive service portfolio also incorporates financing options, securities dealership, investment and asset management, real estate activities (such as land holding, leasing, and rental), foreign exchange services, specialized business support (including operations management and business systems), pre-need products, and non-life insurance. As of December 31, 2021, the bank maintained a vast physical presence with 1,176 branches and a total of 2,457 automated teller machines (ATMs) and cash acceptance machines (CAMs). Furthermore, customers can access BPI's services through a range of electronic channels, including telephone banking, mobile applications, and online platforms. Established in 1851, Bank of the Philippine Islands is headquartered in Makati City, the Philippines.

Bank of the Philippine Islands is headquartered in PH.

Bank of the Philippine Islands (BPHLF) stock trades at $2.00 with a market capitalization of $10.59B. The stock is valued at a price-to-earnings (P/E) ratio of 9.74, price-to-book of 1.36, price-to-sales of -58.36. Over the past 52 weeks the stock has ranged between $1.62 and $2.55, and currently trades 21.6% below its 52-week high. It pays a dividend yielding 4.00%.

On profitability, Bank of the Philippine Islands generates a return on equity (ROE) of 14.10%, above the typical market average, return on capital employed of 8.71%, an operating margin of -843.40%, a net profit margin of -598.18%.

Official website: www.bpi.com.ph

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