OTC · Banks - Regional

Bank Polska Kasa Opieki S.A. (BKPKF) Stock

$63.96 +0.00% OTC: BKPKF Financial Services

Bank Polska Kasa Opieki S.A., a leading commercial financial institution, offers a wide array of banking solutions and services to both individual consumers (retail clients) and businesses (corporate clients) in Poland and on an international scale. Its operational framework is segmented into several key areas: Retail Banking, Private Banking, Corporate and Investment Banking, Enterprise Banking, and Assets and Liabilities Management, along with other miscellaneous operations.

Valuation

MetricValue
Price$63.96
Market Cap$16.79B
P/E Ratio9.44
P/B Ratio1.72
P/S Ratio2.72
EPS (TTM)$6.78
52-Week High$67.22
52-Week Low$48.23
Dividend Yield8.44%

Financials & Margins

MetricValue
ROE19.34%
ROA1.84%
ROCE2.43%
Gross Margin74.33%
Operating Margin37.81%
Net Margin28.80%
Debt/Equity0.76
Current Ratio10.84

Annual Financials (USD)

Metric20212022202320242025
Revenue$8.8B$14.1B$21.5B$16.2B$22.6B
Operating Profit$3.0B$2.9B$8.6B$9.7B$8.9B
Net Profit$2.2B$1.7B$6.7B$6.4B$7.0B
EPS$8.29$6.54$25.06$24.29$26.71
Op Margin34.0%20.4%39.9%60.0%39.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$250.6B$281.1B$305.8B$334.2B$351.8B
Total Liabilities$226.7B$258.4B$275.4B$302.3B$316.5B
Cash$5.1B$17.7B$14.7B$14.3B$11.0B
Borrowings$13.1B$18.6B$18.6B$25.0B$33.5B

Latest News

The subsidiaries of Aktsiaselts Infortar have signed a significant syndicated term loan facility agreement GlobeNewswire · Jun 29, 2026 How The Investment Story For Bank Pekao (WSE:PEO) Is Evolving Without New Analyst Targets Simply Wall St. · Jun 7, 2026 3 European Dividend Stocks To Consider With Up To 8% Yield Simply Wall St. · May 26, 2026 Why The Story Around Bank Polska Kasa Opieki (WSE:PEO) Is Shifting After New Targets Simply Wall St. · May 13, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$851.0M$18.5B$29.2B$24.7B$7.2B
Investing Cash Flow$2.6B$-13.7B$-31.7B$-27.3B$-20.4B
Financing Cash Flow$-114.0M$-116.0M$-93.0M$-66.0M$9.8B
Net Cash Flow$730.0M$10.0B$-3.0B$-446.0M$-2.3B
Free Cash Flow$105.0M$18.0B$28.1B$23.8B$6.6B

Valuation & Return Ratios

MetricValue
PEG Ratio33.62
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y91.88%
Return 3Y1027.65%
Return 5Y

Ownership

Insiders Held20.00%
Institutions Held50.13%
Institutions Float Held62.66%
Institutional HolderSharesReport Date
Generali Investments Cee, Investicni Spolecnost, A.s.544,6402026-06-30

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BKIMFBankinter, S.A. $16.70 +0.00% 12.72 $15.01B 4.37%
BKNIYBankinter, S.A. $17.71 -0.23% 12.72 $15.92B 4.12%
EGFEFEurobank Ergasias Services and Holdings S.A. $4.85 +3.09% 11.70 $17.73B 3.51%
EGFEYEurobank Ergasias Services and Holdings S.A. $2.01 +2.03% 12.61 $7.36B 0.00%
GPFOFGrupo Financiero Inbursa, S.A.B. de C.V. $2.35 -0.84% 12.88 $14.21B 2.55%

About Bank Polska Kasa Opieki S.A.

Bank Polska Kasa Opieki S.A., a leading commercial financial institution, offers a wide array of banking solutions and services to both individual consumers (retail clients) and businesses (corporate clients) in Poland and on an international scale. Its operational framework is segmented into several key areas: Retail Banking, Private Banking, Corporate and Investment Banking, Enterprise Banking, and Assets and Liabilities Management, along with other miscellaneous operations. The bank provides diverse deposit options, including checking accounts, savings accounts, and time deposits. Its extensive lending portfolio features products such as mortgage loans, operational credit, investment financing, cash advances, consumer credit, specialized loans for corporations and small and medium-sized enterprises (SMEs), and funding for commercial real estate. Additionally, the company's offerings extend beyond traditional banking to include insurance products, asset management, pension fund services, brokerage, transactional advisory, leasing, factoring, business consulting, transferable agent functions, call-center support, real estate development, and digital banking platforms. As of December 31, 2021, its physical network comprised 650 branches and 1,475 automated teller machines (ATMs). Founded in 1929, Bank Polska Kasa Opieki S.A. is headquartered in Warsaw, Poland.

Bank Polska Kasa Opieki S.A. is headquartered in PL.

Bank Polska Kasa Opieki S.A. (BKPKF) stock trades at $63.96 with a market capitalization of $16.79B. The stock is valued at a price-to-earnings (P/E) ratio of 9.44, price-to-book of 1.72, price-to-sales of 2.72. Over the past 52 weeks the stock has ranged between $48.23 and $67.22, and currently trades 4.8% below its 52-week high. It pays a dividend yielding 8.44%.

On profitability, Bank Polska Kasa Opieki S.A. generates a return on equity (ROE) of 19.34%, above the typical market average, return on capital employed of 2.43%, an operating margin of 37.81%, a net profit margin of 28.80%.

In its most recent fiscal year, Bank Polska Kasa Opieki S.A. reported annual revenue of $22.6B, net profit of $7.0B, revenue has compounded at 21.4% a year over the last five years, profit at 44.8% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 0.76, a current ratio of 10.84, total assets of $351.8B, $11.0B in cash and equivalents.

BKPKF has an average daily trading volume of 9 shares, a beta of 0.52 (less volatile than the overall market).

Official website: www.pekao.com.pl

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