Bankinter, S.A. (BKNIY) Stock

About Bankinter, S.A.

Bankinter, S.A. is a Spanish financial institution dedicated to offering a comprehensive suite of banking and financial solutions. It serves a diverse client base that includes individuals, corporate entities, and small and medium-sized enterprises (SMEs). Its core offerings encompass a wide array of account types, such as salary, professional, basic, and current accounts, alongside specialized options like currency, pension, and business accounts. These are complemented by various deposit products. The bank also extends a range of credit facilities, including mortgages, general loan products, and tailored financing services. For savings and investments, Bankinter presents a robust portfolio. This includes diverse fund options such as profiled, sustainable, third-party managed, pension, and themed funds, even catering to novice investors. Beyond individual funds, clients can access regular investment plans, comprehensive advisory services, personalized investment strategies, wealth management solutions, and alternative investment opportunities. Furthermore, the institution safeguards its clients with an extensive selection of insurance products, covering areas like accident, home, life, funeral, health, mortgage payment protection, property, personal, and motor coverage, in addition to specialized business insurance policies. Its service catalogue also extends to practical solutions such as estate administration, account switching, asset and accounts management, fund transfers, and both real estate and brokerage services. Bankinter structures its offerings across various banking segments: retail, personal, private, commercial, and corporate, all supported by convenient remote banking capabilities. As of year-end 2021, its operational footprint comprised 446 branches and 379 agents, forming a robust service network. Established in Madrid, Spain, in 1965, the bank initially operated as Banco Intercontinental Español, S.A., before adopting its current name, Bankinter, S.A., in July 1990.

Bankinter, S.A. is headquartered in ES.

Bankinter, S.A. (BKNIY) stock trades at $17.71 with a market capitalization of $15.92B. The stock is valued at a price-to-earnings (P/E) ratio of 12.72, price-to-book of 2.24, price-to-sales of 2.99. Over the past 52 weeks the stock has ranged between $13.04 and $17.97, and currently trades 1.4% below its 52-week high. It pays a dividend yielding 4.12%.

On profitability, Bankinter, S.A. generates a return on equity (ROE) of 17.37%, above the typical market average, return on capital employed of 7.52%, an operating margin of 35.72%, a net profit margin of 23.79%.

In its most recent fiscal year, Bankinter, S.A. reported annual revenue of $4.7B, net profit of $1.1B, revenue has compounded at 18.9% a year over the last five years, profit at 28.0% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 1.53, a current ratio of 0.16, total assets of $131.0B, $15.0B in cash and equivalents.

BKNIY has an average daily trading volume of 69,403 shares, a beta of 0.04 (less volatile than the overall market).

Official website: www.bankinter.com