Atlanticus Holdings Corporation (ATLCP) Stock

About Atlanticus Holdings Corporation

Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, and home-improvement under the Fortiva brand and its retail partners' brands; and general-purpose credit cards under the Aspire, Imagine, Mercury, and Fortiva brand names. The company's private label and general-purpose credit cards originated from its bank partners through various channels, including retail and healthcare point-of-sale locations, direct mail solicitation, and digital marketing and partnerships with third parties. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties, as well as engages in other product testing and investments. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here and pay-here used car business. This segment also provides floor plan financing and installment lending products. The company was founded in 1996 and is headquartered in Atlanta, Georgia.

the stock is valued at a price-to-earnings (P/E) ratio of 3.20, price-to-book of 0.57. Over the past 52 weeks the stock has ranged between $20.46 and $25.00, and currently trades 2.5% below its 52-week high. It pays a dividend yielding 7.84%.

On profitability, Atlanticus Holdings Corporation generates a return on equity (ROE) of 21.40% — well above the market average, a sign of a high-quality business, an operating margin of 31.00%, a net profit margin of 21.44%.

Official website: www.atlanticus.com