NASDAQ · Banks - Regional

MSBI (MSBI) Stock

$33.84 -0.76% NASDAQ: MSBI Financial Services

Valuation

MetricValue
Price$33.84
Market Cap$701.50M
P/E Ratio-4.32
P/B Ratio0.97
P/S Ratio1.23
EPS (TTM)$-6.14
52-Week High$33.84
52-Week Low$14.24
Dividend Yield4.81%

Financials & Margins

MetricValue
ROE-21.95%
ROA-1.90%
ROCE-18.23%
Gross Margin-22.01%
Operating Margin-22.01%
Net Margin7.83%
Debt/Equity0.75
Current Ratio0.26

Annual Financials (USD)

Metric20212022202320242025
Revenue$313.0M$437.0M$508.0M$546.0M$468.0M
Operating Profit$99.0M$131.0M$88.0M$47.0M$-103.0M
Net Profit$81.0M$100.0M$61.0M$38.0M$-124.0M
EPS$3.57$4.23$2.33$1.32$-6.14
Op Margin31.6%30.1%17.3%8.6%-22.1%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$7.4B$7.9B$7.9B$7.5B$6.5B
Total Liabilities$6.8B$7.1B$7.1B$6.8B$5.9B
Cash$673.0M$153.0M$134.0M$114.0M$127.0M
Borrowings$537.0M$644.0M$604.0M$423.0M$380.0M

Latest News

Midland States Bancorp, Inc. to Announce Second Quarter 2026 Financial Results on Thursday, July 23 GlobeNewswire · Jul 9, 2026 What Makes Midland States Bancorp (MSBI) a New Strong Buy Stock Zacks · Jul 9, 2026 Are Investors Undervaluing Midland States Bancorp (MSBI) Right Now? Zacks · Jul 8, 2026 Undervalued Small Caps With Insider Action To Consider In June 2026 Simply Wall St. · Jun 11, 2026 Midland States Bancorp Names Claire Stack as CFO MT Newswires · May 11, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$334.0M$247.0M$155.0M$177.0M$126.0M
Investing Cash Flow$-481.0M$-1.1B$-85.0M$130.0M$744.0M
Financing Cash Flow$1.0B$175.0M$-71.0M$-116.0M$-783.0M
Net Cash Flow$339.0M$-520.0M$-26.0M$-20.0M$13.0M
Free Cash Flow$332.0M$244.0M$146.0M$170.0M$120.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y78.07%
Return 3Y60.49%
Return 5Y54.93%

Ownership

Insiders Held8.18%
Institutions Held70.14%
Institutions Float Held76.39%
Institutional HolderSharesReport Date
Blackrock Inc.2,855,6542026-03-31
Vanguard Capital Management LLC901,3922026-03-31
Dimensional Fund Advisors LP890,8002026-03-31
State Street Corporation765,9222026-03-31
Busey Bank759,2862026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BRBS $3.50 +0.29% 30.00 $314.69M 0.00%
BWFG $63.58 +2.20% 11.52 $506.93M 1.54%
FMAO $34.44 +10.38% 7.72 $474.18M 3.35%
MVBF $29.14 +0.14% 12.54 $374.45M 2.67%
OBT $37.68 -0.03% 10.11 $505.21M 1.82%

About MSBI

MSBI is led by CEO Jeffrey G. Ludwig, employs 907 people, headquartered in US, publicly traded since 2016.

MSBI stock trades at $33.84 with a market capitalization of $701.50M. The stock is valued at a price-to-earnings (P/E) ratio of -4.32, price-to-book of 0.97, price-to-sales of 1.23. Over the past 52 weeks the stock has ranged between $14.24 and $33.84, and currently trades at its 52-week high. It pays a dividend yielding 4.81%.

On profitability, MSBI generates a return on equity (ROE) of -21.95%, return on capital employed of -18.23%, an operating margin of -22.01%, a net profit margin of 7.83%.

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