What is Midland States Bancorp, Inc. (MSBI) stock price today?

Midland States Bancorp, Inc. (MSBI) is currently trading at $32.56, up 0.96% today.

What is MSBI P/E ratio?

Midland States Bancorp, Inc.'s P/E ratio is 20.71. This is near the market average.

What is MSBI return on equity (ROE)?

Midland States Bancorp, Inc.'s return on equity (ROE) is 7.55%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is Midland States Bancorp, Inc.'s market cap?

Midland States Bancorp, Inc. has a market capitalization of $675.69M.

NASDAQ · Banks - Regional

Midland States Bancorp, Inc. (MSBI) Stock

$32.56 +0.96% NASDAQ: MSBI Financial Services

Valuation

Metric	Value
Price	$32.56
Market Cap	$675.69M
P/E Ratio	20.71
P/B Ratio	1.23
P/S Ratio	1.55
EPS (TTM)	$-6.14
52-Week High	$35.10
52-Week Low	$14.24
Dividend Yield	3.98%

Financials & Margins

Metric	Value
ROE	7.55%
ROA	0.64%
ROCE	5.88%
Gross Margin	-22.01%
Operating Margin	-22.01%
Net Margin	9.71%
Debt/Equity	0.75
Current Ratio	0.26

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$313.0M	$437.0M	$508.0M	$546.0M	$468.0M
Operating Profit	$99.0M	$131.0M	$88.0M	$47.0M	$-103.0M
Net Profit	$81.0M	$100.0M	$61.0M	$38.0M	$-124.0M
EPS	$3.57	$4.23	$2.33	$1.32	$-6.14
Op Margin	31.6%	30.1%	17.3%	8.6%	-22.1%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$7.4B	$7.9B	$7.9B	$7.5B	$6.5B
Total Liabilities	$6.8B	$7.1B	$7.1B	$6.8B	$5.9B
Cash	$673.0M	$153.0M	$134.0M	$114.0M	$127.0M
Borrowings	$537.0M	$644.0M	$604.0M	$423.0M	$380.0M

Latest News

Midland States Bancorp, Inc. to Announce Second Quarter 2026 Financial Results on Thursday, July 23 GlobeNewswire · Jul 9, 2026 What Makes Midland States Bancorp (MSBI) a New Strong Buy Stock Zacks · Jul 9, 2026 Are Investors Undervaluing Midland States Bancorp (MSBI) Right Now? Zacks · Jul 8, 2026 Undervalued Small Caps With Insider Action To Consider In June 2026 Simply Wall St. · Jun 11, 2026 Midland States Bancorp Names Claire Stack as CFO MT Newswires · May 11, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$334.0M	$247.0M	$155.0M	$177.0M	$126.0M
Investing Cash Flow	$-481.0M	$-1.1B	$-85.0M	$130.0M	$744.0M
Financing Cash Flow	$998.0M	$175.0M	$-71.0M	$-116.0M	$-783.0M
Net Cash Flow	$339.0M	$-520.0M	$-26.0M	$-20.0M	$13.0M
Free Cash Flow	$332.0M	$244.0M	$146.0M	$170.0M	$120.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.13
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	78.07%
Return 3Y	60.49%
Return 5Y	54.93%

Ownership

Insiders Held8.18%

Institutions Held70.14%

Institutions Float Held76.39%

Institutional Holder	Shares	Report Date
Blackrock Inc.	2,855,654	2026-03-31
Vanguard Capital Management LLC	901,392	2026-03-31
Dimensional Fund Advisors LP	890,800	2026-03-31
State Street Corporation	765,922	2026-03-31
Busey Bank	759,286	2026-03-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
CBNKCapital Bancorp, Inc.	$39.13	+0.62%	11.79	$637.35M	1.38%
CIVBCivista Bancshares, Inc.	$26.94	+1.28%	10.02	$559.90M	2.66%
EQBKEquity Bancshares, Inc.	$47.49	+1.04%	26.81	$976.73M	1.84%
FBIZFirst Business Financial Services, Inc.	$70.61	+0.73%	10.70	$590.45M	1.92%
FFBCFirst Financial Bancorp.	$31.20	+1.07%	11.10	$3.27B	3.26%

About Midland States Bancorp, Inc.

Midland States Bancorp, Inc. is led by CEO Jeffrey G. Ludwig, employs 907 people, headquartered in US, publicly traded since 2016.

Midland States Bancorp, Inc. (MSBI) stock trades at $32.56 with a market capitalization of $675.69M. The stock is valued at a price-to-earnings (P/E) ratio of 20.71, price-to-book of 1.23, price-to-sales of 1.55. Over the past 52 weeks the stock has ranged between $14.24 and $35.10, and currently trades 7.2% below its 52-week high. It pays a dividend yielding 3.98%.

On profitability, Midland States Bancorp, Inc. generates a return on equity (ROE) of 7.55%, return on capital employed of 5.88%, an operating margin of -22.01%, a net profit margin of 9.71%.

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