NASDAQ · Banks - Regional

CIVB (CIVB) Stock

$28.90 -0.67% NASDAQ: CIVB Financial Services

Valuation

MetricValue
Price$28.90
Market Cap$600.53M
P/E Ratio9.45
P/B Ratio0.95
P/S Ratio2.03
EPS (TTM)$0.00
52-Week High$29.30
52-Week Low$18.95
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE8.47%
ROA1.06%
ROCE10.13%
Gross Margin21.57%
Operating Margin21.57%
Net Margin20.63%
Debt/Equity0.38
Current Ratio4.33

Annual Financials (USD)

Metric20212022202320242025
Revenue$134.0M$153.0M$217.0M$242.0M$255.0M
Operating Profit$48.0M$47.0M$51.0M$37.0M$55.0M
Net Profit$41.0M$39.0M$43.0M$32.0M$46.0M
EPS$2.63$2.60$2.73$2.01$2.64
Op Margin36.0%30.8%23.3%15.1%21.7%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$3.0B$3.6B$3.9B$4.1B$4.3B
Total Liabilities$2.7B$3.3B$3.5B$3.7B$3.8B
Cash$255.0M$45.0M$62.0M$65.0M$77.0M
Borrowings$204.0M$643.0M$454.0M$451.0M$284.0M

Latest News

Civista Bancshares (CIVB) is a Top Dividend Stock Right Now: Should You Buy? Zacks · Jul 6, 2026 Civista Bancshares (CIVB) is a Great Momentum Stock: Should You Buy? Zacks · Jun 29, 2026 Civista Bancshares (CIVB) Stock Faces Mixed Analyst Target Changes After Refreshed Valuation Simply Wall St. · Jun 24, 2026 This is Why Civista Bancshares (CIVB) is a Great Dividend Stock Zacks · Jun 19, 2026 Are Options Traders Betting on a Big Move in Civista Stock? Zacks · Jun 18, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$41.0M$25.0M$63.0M$48.0M$45.0M
Investing Cash Flow$-132.0M$-417.0M$-315.0M$-263.0M$-68.0M
Financing Cash Flow$202.0M$-85.0M$338.0M$227.0M$3.0M
Net Cash Flow$127.0M$-221.0M$17.0M$3.0M$15.0M
Free Cash Flow$39.0M$19.0M$59.0M$44.0M$44.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y36.40%
Return 3Y65.82%
Return 5Y40.43%

Ownership

Insiders Held2.05%
Institutions Held66.44%
Institutions Float Held67.83%
Institutional HolderSharesReport Date
Blackrock Inc.1,487,6002026-03-31
Wellington Management Group, LLP1,337,5882026-03-31
Dimensional Fund Advisors LP950,3302026-03-31
Alliancebernstein L.P.945,7152026-03-31
Vanguard Capital Management LLC862,4472026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BSVN $50.57 +0.44% 9.73 $481.39M 2.40%
CBNK $37.73 -0.55% 9.26 $614.55M 1.53%
CWBC $25.78 -0.12% 11.91 $542.79M 2.02%
FBIZ $68.68 +1.78% 9.14 $574.31M 2.24%
FRBA $18.75 -0.61% 8.86 $471.27M 1.94%

About CIVB

CIVB is led by CEO Dennis G. Shaffer, employs 520 people, headquartered in US, publicly traded since 1994.

CIVB stock trades at $28.90 with a market capitalization of $600.53M. The stock is valued at a price-to-earnings (P/E) ratio of 9.45, price-to-book of 0.95, price-to-sales of 2.03. Over the past 52 weeks the stock has ranged between $18.95 and $29.30, and currently trades 1.4% below its 52-week high.

On profitability, CIVB generates a return on equity (ROE) of 8.47%, return on capital employed of 10.13%, an operating margin of 21.57%, a net profit margin of 20.63%.

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksNasdaq High ROE StocksAll stock screens
Run Stock Screener Investing Guides