NASDAQ · Banks - Regional

VBNK (VBNK) Stock

$19.76 +0.82% NASDAQ: VBNK Financial Services

Valuation

MetricValue
Price$19.76
Market Cap$636.19M
P/E Ratio19.48
P/B Ratio1.05
P/S Ratio2.50
EPS (TTM)$0.90
52-Week High$25.05
52-Week Low$10.10
Dividend Yield0.41%

Financials & Margins

MetricValue
ROE5.25%
ROA0.48%
ROCE7.71%
Gross Margin34.17%
Operating Margin34.17%
Net Margin10.04%
Debt/Equity0.19
Current Ratio0.13

Annual Financials (USD)

Metric20212022202320242025
Revenue$95.0M$133.0M$238.0M$112.0M$120.0M
Operating Profit$31.0M$33.0M$58.0M$55.0M$41.0M
Net Profit$22.0M$23.0M$42.0M$40.0M$28.0M
EPS$0.96$0.79$1.57$1.49$0.90
Op Margin32.5%24.6%24.2%49.1%34.5%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.4B$3.3B$4.2B$4.8B$5.8B
Total Liabilities$2.1B$2.9B$3.8B$4.4B$5.3B
Cash$272.0M$89.0M$132.0M$225.0M$582.0M
Borrowings$100.0M$109.0M$111.0M$109.0M$109.0M

Latest News

VersaBank Adds Second ECN Capital Subsidiary to U.S. Structured Receivable Program MT Newswires · Jul 9, 2026 VERSABANK ADDS NEW ECN CAPITAL SUBSIDIARY TO US STRUCTURED RECEIVABLE PROGRAM CNW Group · Jul 9, 2026 VersaBank (VBNK) Is Up 13.59% in One Week: What You Should Know Zacks · Jul 6, 2026 VersaBank Launches Real-Time Structured Receivable Program in Canada, US MT Newswires · Jun 29, 2026 VERSABANK DONATES $60,000 TO THE SALVATION ARMY'S HARVEST HOPE CAMPAIGN CNW Group · Jun 29, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$-108.0M$-33.0M$95.0M$273.0M$-679.0M
Investing Cash Flow$-8.0M$-142.0M$-29.0M$-176.0M$211.0M
Financing Cash Flow$0$-2.0M$-13.0M$0$-9.0M
Net Cash Flow$14.0M$-183.0M$44.0M$93.0M$356.0M
Free Cash Flow$-108.0M$-33.0M$94.0M$254.0M$-680.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y69.77%
Return 3Y131.81%
Return 5Y—

Ownership

Insiders Held37.51%
Institutions Held38.10%
Institutions Float Held60.98%
Institutional HolderSharesReport Date
Alliancebernstein L.P.2,972,3942026-03-31
CIBC World Market, Inc.1,189,0572026-03-31
Mendon Capital Advisors Corp945,2412026-03-31
Curi Capital LLC805,0842026-03-31
TCW Group, Inc.711,2772026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BSRR $40.98 -0.44% 12.19 $535.98M 2.64%
BSVN $50.57 +0.44% 9.73 $481.39M 2.40%
CARE $34.54 +1.38% 19.60 $767.55M 0.36%
CWBC $25.78 -0.12% 11.91 $542.79M 2.02%
FRBA $18.75 -0.61% 8.86 $471.27M 1.94%

About VBNK

VBNK is led by CEO Susan Teresa McGovern, employs 121 people, headquartered in GB, publicly traded since 2021.

VBNK stock trades at $19.76 with a market capitalization of $636.19M. The stock is valued at a price-to-earnings (P/E) ratio of 19.48, price-to-book of 1.05, price-to-sales of 2.50. Over the past 52 weeks the stock has ranged between $10.10 and $25.05, and currently trades 21.1% below its 52-week high. It pays a dividend yielding 0.41%.

On profitability, VBNK generates a return on equity (ROE) of 5.25%, return on capital employed of 7.71%, an operating margin of 34.17%, a net profit margin of 10.04%.

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